SFBS ServisFirst Bancshares, Inc.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Community banking focused on loan originations and core deposit funding to maintain liquidity and support growth
• • Emphasis on credit risk management with allowance for credit losses using updated economic forecast models (unemployment, GDP)
• • Maintained well-capitalized status with CET1 ratio 11.65%, leverage ratio 10.26%, exceeding regulatory minimums as of 12/31/2025
• • Management conducts weekly liquidity reviews incorporating strategic funding and deposit withdrawal projections
• • Heightened disclosure on critical accounting estimates reflecting increased judgment on loan loss provisions and economic assumptions

Risk Factors

• • Cybersecurity risk managed by Information Security Officer with 20+ years experience and CISSP certification
• • Board-level Information Technology Steering Committee meets monthly, overseeing cybersecurity incidents and response actions
• • Risk Management Committee reviews cyber risk profile quarterly, reporting activities to full Board each meeting

Management Discussion & Analysis

• • Revenue $562.4M (net interest income $535.2M + noninterest income $27.2M), net interest income up 19.8% YoY from $446.7M; total revenue up 8.2% YoY from $520.0M
• • Operating margin approx. 60.3% (income before income taxes $342.1M / revenue $562.4M) vs prior year 53.6% ($279.0M / $520.0M); net interest margin 3.12% vs 2.82% YoY
• • Single segment bank business; strong loan growth: loans $13.70B, up 8.7% YoY; nonperforming loans increased to 1.23% from 0.34%; increased credit loss provision $35.3M, up 63.6%
• • Cash flow: dividends payout ratio 26.9% (down from 29.8%); capex/amortization not explicitly stated; increased equity by $181.9M; no specific buyback info disclosed
• • Outlook: management expects continued loan growth and net interest margin expansion from improved funding costs; key risk is credit quality as nonperforming loans rose sharply due to large real estate exposure

What are the latest SFBS SEC filings in 2026?

ServisFirst Bancshares, Inc. (SFBS) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on May 6, 2026, an 8-K current report on July 20, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did SFBS file its most recent 10-K annual report?

ServisFirst Bancshares, Inc. (SFBS) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view SFBS 10-Q quarterly reports?

ServisFirst Bancshares, Inc. (SFBS)'s most recent 10-Q quarterly report was filed on May 6, 2026. SignalX displays every SFBS 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has SFBS filed recently?

ServisFirst Bancshares, Inc. (SFBS)'s most recent 8-K was filed on July 20, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find SFBS insider trading activity (Form 4)?

SignalX aggregates every SFBS Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does SFBS file with the SEC?

ServisFirst Bancshares, Inc. (SFBS) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new SFBS filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for ServisFirst Bancshares, Inc. (SFBS).

What is SFBS's SEC CIK number?

ServisFirst Bancshares, Inc. (SFBS)'s SEC CIK (Central Index Key) number is 1430723. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1430723 to look up all SFBS filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find SFBS return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from ServisFirst Bancshares, Inc. (SFBS) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.