SFBS at a glance
ServisFirst Bancshares, Inc. (SFBS, SEC CIK 1430723) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 22, 2026 and Form 4 insider filings as recently as July 31, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), ServisFirst Bancshares, Inc. (SFBS) reported revenue of $990.4 million (up 4.7% from FY2024) and net income of $276.6 million. Diluted EPS was $5.06.
- As of June 30, 2026, 31 institutional investment managers tracked by SignalX reported holding ServisFirst Bancshares, Inc. (SFBS) shares worth $2.1 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Cashio J. Richard on July 31, 2026 of 11,500 shares at $89.43 per share.
- In the last 90 days, SFBS insiders reported 0 open-market purchases ($0) and 1 open-market sale ($1.0M) on Form 4, a net sale of $1.0M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $990.4M
- +4.7% vs prior year
- Insiders · 90 days
- 0 buys · 1 sell
- Net −$1.0M
- 13F holders
- 31 funds
- $2.1B · −2 vs prior quarter
- Latest 8-K
- Sep 22, 2026
- Item 8.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Community banking focused on loan originations and core deposit funding to maintain liquidity and support growth
- Emphasis on credit risk management with allowance for credit losses using updated economic forecast models (unemployment, GDP)
- Maintained well-capitalized status with CET1 ratio 11.65%, leverage ratio 10.26%, exceeding regulatory minimums as of 12/31/2025
- Management conducts weekly liquidity reviews incorporating strategic funding and deposit withdrawal projections
- Heightened disclosure on critical accounting estimates reflecting increased judgment on loan loss provisions and economic assumptions
Risk Factors
- Cybersecurity risk managed by Information Security Officer with 20+ years experience and CISSP certification
- Board-level Information Technology Steering Committee meets monthly, overseeing cybersecurity incidents and response actions
- Risk Management Committee reviews cyber risk profile quarterly, reporting activities to full Board each meeting
Management Discussion & Analysis
- Revenue $562.4M (net interest income $535.2M + noninterest income $27.2M), net interest income up 19.8% YoY from $446.7M; total revenue up 8.2% YoY from $520.0M
- Operating margin approx. 60.3% (income before income taxes $342.1M / revenue $562.4M) vs prior year 53.6% ($279.0M / $520.0M); net interest margin 3.12% vs 2.82% YoY
- Single segment bank business; strong loan growth: loans $13.70B, up 8.7% YoY; nonperforming loans increased to 1.23% from 0.34%; increased credit loss provision $35.3M, up 63.6%
- Cash flow: dividends payout ratio 26.9% (down from 29.8%); capex/amortization not explicitly stated; increased equity by $181.9M; no specific buyback info disclosed
- Outlook: management expects continued loan growth and net interest margin expansion from improved funding costs; key risk is credit quality as nonperforming loans rose sharply due to large real estate exposure
AI summary of the SFBS 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Q2 net income $85.8M, up $24.4M from $61.4M YoY
- Diluted EPS $1.57, up 40.2% from $1.12 YoY
- Net interest margin 3.63% vs 3.10%; efficiency ratio 29.65% vs 33.46%
- Strongest loan growth: non-owner-occupied commercial, $5.12B, up 11.3% since December 31, 2025
- Cash and liquidity: Federal Reserve balances $1.08B vs $1.00B; repurchase securities $250.4M vs $498.9M 天天中彩票中
Risk Factors
- New financial-reporting risk: material weakness in internal controls identified during the quarter
- Most material update: weakness deemed remediated, but future control effectiveness remains uncertain
- Regulatory and compliance exposure: potential SEC enforcement actions for inaccurate or late reporting
- Market risk: investor confidence and common-stock price could decline following reporting deficiencies
AI summary of the SFBS 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Quarterly cash dividend declared at $0.19 per share
- Payment scheduled for October 9, 2026
Item 7.01: Regulation FD Disclosure
- Regulation FD disclosure furnished, not filed, limiting its incorporation into Securities Act registration statements
- Investors should access the underlying disclosure through ServisFirst Bank’s Investor Relations website
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 operating results for quarter ended June 30, 2026
- Press release attached as Exhibit 99.1 for earnings figures and management commentary
Item 7.01: Regulation FD Disclosure
- Reg FD item consists solely of forward-looking statement cautionary language
- Investor focus: sensitivity to interest rates, credit quality, deposits, regulation, and Southeast economic conditions
AI summaries of SFBS 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for SFBS
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Cashio J. Richard | Sell | Jul 31, 2026 | 11,500 | $89.43 |
| Holloway Elizabeth Bugg | A | May 18, 2026 | 788 | - |
| Filler James J | A | May 18, 2026 | 788 | - |
| TUDER IRMA LOYA | A | May 18, 2026 | 788 | - |
| Smith Hatton C.V. | A | May 18, 2026 | 788 | - |
| Mettler Christopher J | A | May 18, 2026 | 788 | - |
| Cashio J. Richard | A | May 18, 2026 | 788 | - |
| Cashio J. Richard | Sell | Mar 24, 2026 | 42,000 | $74.50 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $813.2M | $946.1M | $990.4M | |
| Net Income | $206.9M | $227.2M | $276.6M | |
| Net Margin | 25.4% | 24.0% | 27.9% | |
| Balance Sheet | ||||
| Total Assets | $16.1B | $17.4B | $17.7B | |
| Equity | $1.4B | $1.6B | $1.8B | |
| ROE | 14.4% | 14.1% | 15.0% | |
| Per Share | ||||
| EPS | $3.79 | $4.16 | $5.06 | |
| Cash Flow | ||||
| Operating CF | $197.3M | $252.9M | $355.2M | |
Source: XBRL data in ServisFirst Bancshares, Inc. (SFBS)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate SFBS share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 31 | $2.07B |
| Q1 2026 | 33 | $1.67B |
| Q4 2025 | 30 | $1.65B |
| Q3 2025 | 31 | $1.86B |
| Q2 2025 | 31 | $1.74B |
| Q1 2025 | 29 | $1.21B |
| Q4 2024 | 23 | $1.10B |
| Q3 2024 | 21 | $531.5M |
- BlackRock+269.2K (+4%)
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Source: 13F-HR filings on SEC EDGAR (aggregated from 229 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
SFBS filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 22, 2026 | - | Analysis | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 7, 2026 | - | Analysis | - |
| 4 | Jul 31, 2026 | - | - | - |
| 8-K | Jul 20, 2026 | - | Analysis | - |
| 8-K | Jul 20, 2026 | - | Analysis | - |
| 8-K | Jun 15, 2026 | - | Analysis | - |
| 8-K | May 26, 2026 | - | Analysis | |
| 4 | May 20, 2026 | - | - | |
| 4 | May 20, 2026 | - | - | |
| 4 | May 20, 2026 | - | - | |
| 4 | May 20, 2026 | - | - | |
| 4 | May 20, 2026 | - | - | |
| 4 | May 20, 2026 | - | - | |
| 8-K | May 19, 2026 | - | Analysis | |
| 10-Q | May 6, 2026 | Mar 31, 2026 | Analysis | |
| SC 13G | Apr 29, 2026 | - | - | |
| 8-K | Apr 20, 2026 | - | Analysis | - |
| 4 | Mar 30, 2026 | - | - | - |
| 4 | Mar 24, 2026 | - | - | - |
| 8-K | Mar 16, 2026 | - | Analysis | - |
| 4 | Mar 13, 2026 | - | - | - |
| 10-K | Feb 27, 2026 | Dec 31, 2025 | Analysis | |
| 8-K | Feb 24, 2026 | - | Analysis | - |
| 4 | Feb 11, 2026 | - | - |
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SFBS SEC filings: frequently asked questions
Are SFBS insiders buying or selling?
In the last 90 days, ServisFirst Bancshares, Inc. (SFBS) officers, directors and 10% owners reported no open-market purchases and 1 open-market sale worth $1.0 million by 1 insider on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold SFBS stock?
As of June 30, 2026, the largest ServisFirst Bancshares, Inc. (SFBS) holders among the 13F filers tracked by SignalX were BlackRock ($670.9 million), Vanguard Portfolio Management LLC ($298.2 million), State Street Corp ($229.9 million), Vanguard Capital Management LLC ($201.3 million), Dimensional Fund Advisors ($103.9 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was SFBS's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), ServisFirst Bancshares, Inc. (SFBS) reported revenue of $990.4 million (up 4.7% from FY2024) and net income of $276.6 million. Diluted EPS was $5.06. The figures come from the XBRL data in the 10-K.
What are the main risks in SFBS's latest 10-K?
In the 10-K filed February 27, 2026, ServisFirst Bancshares, Inc. (SFBS) flagged: Cybersecurity risk managed by Information Security Officer with 20+ years experience and CISSP certification. Board-level Information Technology Steering Committee meets monthly, overseeing cybersecurity incidents and response actions. (AI summary of the Risk Factors section.)
What did SFBS report in its latest 8-K?
ServisFirst Bancshares, Inc. (SFBS) filed an 8-K on September 22, 2026 reporting Item 8.01 (Other Events). Quarterly cash dividend declared at $0.19 per share.
What are the latest SFBS SEC filings?
ServisFirst Bancshares, Inc. (SFBS) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 22, 2026 and a Form 4 insider filing on July 31, 2026.
What is SFBS's SEC CIK number?
ServisFirst Bancshares, Inc. (SFBS)'s SEC Central Index Key (CIK) is 1430723. EDGAR lists every SFBS filing under that number.
Ask anything about SFBS
The research agent reads SFBS's filings, financials, insider trades and 13F holders, then answers with sources.