SAFT SAFETY INSURANCE GROUP INC

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Property and casualty insurance provider focusing on risk management and underwriting
• • Enhanced cybersecurity program aligning with NIST framework, emphasizing ransomware defense and cloud platform security
• • Governance shift with cybersecurity oversight delegated to Board Audit Committee, meeting quarterly for detailed risk updates
• • Cybersecurity leadership by VP of MIS with 33 years at Company, ensuring expertise in risk, governance, and disaster recovery
• • Comprehensive third-party risk management program with vendor tiering and incident response procedures introduced

Risk Factors

• • No specific or timely regulatory risks detailed beyond general references to regulation and supervision
• • No geopolitical or macroeconomic threats explicitly identified with concrete exposure details
• • No company-specific operational or supply chain vulnerabilities disclosed
• • No named competitors or technologies indicating competitive or market disruption risks
• • No financial or structural risks such as leverage, concentration, or key-person dependency specified

Management Discussion & Analysis

• • Revenue $1,278.6M, up 7.2% YoY from $1,193.1M in 2024 driven by rate increases; net earned premiums $1,139.0M, up 12.7% YoY
• • Operating margins: loss ratio 70.0% vs 70.9%, expense ratio 29.0% vs 30.2%, combined ratio 99.0% vs 101.1% (2025 vs 2024)
• • Best segment: Private Passenger Automobile with 54.9% of direct written premiums in 2025; Commercial Automobile largest market share 13.0% in Massachusetts
• • Net income $99.3M, up 40.3% YoY from $70.7M; net investment income $62.7M, up 12.6%; net realized gains on investments $18.0M vs $7.7M
• • No catastrophe losses in 2025 vs $41.2M in 2023; strong catastrophe reinsurance coverage of $675M protecting against 138-year storm
• • Cash dividends $3.64 per share, slightly up from $3.60; share-based compensation with 235,663 shares available for future grants; strategic portfolio repositioning improving credit quality
• • Management outlook: 2026 filed rate increases up to 14.8% on Maine Commercial Auto; monitors inflation and market conditions as key risks impacting loss severity and underwriting results

What are the latest SAFT SEC filings in 2026?

SAFETY INSURANCE GROUP INC (SAFT) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on May 8, 2026, an 8-K current report on August 5, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did SAFT file its most recent 10-K annual report?

SAFETY INSURANCE GROUP INC (SAFT) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view SAFT 10-Q quarterly reports?

SAFETY INSURANCE GROUP INC (SAFT)'s most recent 10-Q quarterly report was filed on May 8, 2026. SignalX displays every SAFT 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has SAFT filed recently?

SAFETY INSURANCE GROUP INC (SAFT)'s most recent 8-K was filed on August 5, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find SAFT insider trading activity (Form 4)?

SignalX aggregates every SAFT Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does SAFT file with the SEC?

SAFETY INSURANCE GROUP INC (SAFT) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new SAFT filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for SAFETY INSURANCE GROUP INC (SAFT).

What is SAFT's SEC CIK number?

SAFETY INSURANCE GROUP INC (SAFT)'s SEC CIK (Central Index Key) number is 1172052. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1172052 to look up all SAFT filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find SAFT return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from SAFETY INSURANCE GROUP INC (SAFT) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.