NECB at a glance
NorthEast Community Bancorp, Inc./MD/ (NECB, SEC CIK 1847398) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 27, 2026 and Form 4 insider filings as recently as July 29, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), NorthEast Community Bancorp, Inc./MD/ (NECB) reported revenue of $154.1 million (down 3.7% from FY2024) and net income of $44.4 million. Diluted EPS was $3.25.
- The most recent insider open-market sale reported on Form 4 was by Hom Donald S on July 29, 2026 of 3,000 shares at $27.20 per share.
- In the last 90 days, NECB insiders reported 0 open-market purchases ($0) and 1 open-market sale ($82K) on Form 4, a net sale of $82K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $154.1M
- −3.7% vs prior year
- Insiders · 90 days
- 0 buys · 1 sell
- Net −$82K
- Latest 8-K
- Jul 27, 2026
- Item 2.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Quarterly net income $9.8M, down 12.3% from $11.2M YoY
- Net interest margin 5.14% vs 5.35% YoY
- Construction loans best performer, increasing $67.2M; multi-family originations fell 78.2% to $20.8M
- Cash and equivalents $73.4M, down $7.8M; borrowings rose $120.0M to $190.0M
- Credit loss expense $860,000 vs none YoY, including $500,000 commercial and industrial loan charge-off
Risk Factors
- No material changes to risk factors as of June 30, 2026 versus December 31, 2025 10-K
- Regulatory and compliance risks carried forward without quarterly updates
- Operational and competitive risks carried forward without quarterly updates
- Liquidity, debt maturity, and currency risks carried forward without quarterly updates
AI summary of the NECB 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- No fiscal 2026 financial results or operating metrics available in the provided text
Item EX-99.1: Item EX-99.1
- Q2 net income $9.8M, or $0.72 diluted EPS, down from $11.2M and $0.82 year over year
- Construction loan commitments and loans-in-process up 38.9% year over year, with over $883M unfunded commitments
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Stockholders approved the 2026 Equity Incentive Plan on May 21, 2026
- Plan establishes updated equity-based compensation framework for eligible officers and employees
Item 5.07: Submission of Matters to a Vote of Security Holders
- Four director nominees elected to three-year terms, including Lynette Bennett, Jose M. Collazo, John F. McKenzie, and Joel L. Morgenthau
- John F. McKenzie received 2,003,337 withheld votes, materially exceeding other nominees’ withheld totals
Item 2.02: Results of Operations and Financial Condition
- No earnings figures or reporting-period details provided in the excerpt
- Excerpt contains only a filing incorporation disclaimer, not substantive Item 2.02 results
Item EX-99.1: Item EX-99.1
- Q1 2026 net income $10.0M, or $0.74 diluted EPS, down from $10.6M and $0.78 EPS year over year
- Construction commitments and loans-in-process increased 37.8% year over year, with $819M in unfunded commitments
AI summaries of NECB 8-K current reports filed with the SEC. What 8-K item codes mean
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Hom Donald S | Sell | Jul 29, 2026 | 3,000 | $27.20 |
| Magier Eugene M | J | Jul 15, 2026 | 3,546 | - |
| Magier Eugene M | J | Jul 15, 2026 | 9,608 | - |
| Cirillo Charles Michael | Sell | Mar 12, 2026 | 3,566 | $22.94 |
| McKenzie John F | Sell | Mar 5, 2026 | 3,000 | $23.85 |
| Cirillo Charles Michael | F | Mar 4, 2026 | 3,674 | $24.43 |
| Cirillo Charles Michael | M | Mar 4, 2026 | 7,240 | - |
| Cirillo Charles Michael | M | Mar 4, 2026 | 7,240 | $12.40 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $132.5M | $160.0M | $154.1M |
| Net Income | $46.3M | $47.1M | $44.4M |
| Net Margin | 34.9% | 29.4% | 28.8% |
| Balance Sheet | |||
| Total Assets | $1.8B | $2.0B | $2.1B |
| Equity | $279.3M | $318.3M | $351.7M |
| ROE | 16.6% | 14.8% | 12.6% |
| Per Share | |||
| EPS | - | $3.52 | $3.25 |
| Cash Flow | |||
| Operating CF | $42.8M | $48.7M | $52.6M |
| CapEx | $626K | $517K | $1.7M |
Source: XBRL data in NorthEast Community Bancorp, Inc./MD/ (NECB)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
NECB filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 29, 2026 | - | - | - |
| 8-K | Jul 27, 2026 | - | Analysis | - |
| 4 | Jul 17, 2026 | - | - | - |
| 8-K | May 26, 2026 | - | Analysis | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 30, 2026 | - | Analysis | - |
| 10-K | Mar 13, 2026 | Dec 31, 2025 | - | |
| 4 | Mar 13, 2026 | - | - | - |
| 4 | Mar 6, 2026 | - | - | - |
| 4 | Mar 5, 2026 | - | - | - |
| 4 | Mar 2, 2026 | - | - | - |
| 8-K | Jan 30, 2026 | - | - | |
| 8-K | Jan 27, 2026 | - | - | |
| 4 | Dec 15, 2025 | - | - | |
| 4 | Dec 12, 2025 | - | - | |
| 4 | Dec 11, 2025 | - | - | |
| 8-K | Dec 9, 2025 | - | - | |
| 10-Q | Nov 7, 2025 | Sep 30, 2025 | Analysis | |
| 10-Q | Aug 8, 2025 | Jun 30, 2025 | - | |
| 10-Q | May 9, 2025 | Mar 31, 2025 | - | |
| 10-K | Mar 14, 2025 | Dec 31, 2024 | - | |
| 10-Q | Nov 7, 2024 | Sep 30, 2024 | - | |
| 10-Q | Aug 9, 2024 | Jun 30, 2024 | - | |
| 10-Q | May 9, 2024 | Mar 31, 2024 | - |
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NECB SEC filings: frequently asked questions
Are NECB insiders buying or selling?
In the last 90 days, NorthEast Community Bancorp, Inc./MD/ (NECB) officers, directors and 10% owners reported no open-market purchases and 1 open-market sale worth $81,593 by 1 insider on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
What was NECB's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), NorthEast Community Bancorp, Inc./MD/ (NECB) reported revenue of $154.1 million (down 3.7% from FY2024) and net income of $44.4 million. Diluted EPS was $3.25. The figures come from the XBRL data in the 10-K.
What did NECB report in its latest 8-K?
NorthEast Community Bancorp, Inc./MD/ (NECB) filed an 8-K on July 27, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). No fiscal 2026 financial results or operating metrics available in the provided text.
What are the latest NECB SEC filings?
NorthEast Community Bancorp, Inc./MD/ (NECB) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 27, 2026 and a Form 4 insider filing on July 29, 2026.
What is NECB's SEC CIK number?
NorthEast Community Bancorp, Inc./MD/ (NECB)'s SEC Central Index Key (CIK) is 1847398. EDGAR lists every NECB filing under that number.
Ask anything about NECB
The research agent reads NECB's filings, financials, insider trades and 13F holders, then answers with sources.