10-Q quarterly report · filed Aug 7, 2026

NorthEast Community Bancorp, Inc./MD/ (NECB) Q2 2026 10-Q Quarterly Report

Short answer

NorthEast Community Bancorp, Inc./MD/ (NECB) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $36M (down 5.2% year over year) with net income of $10M.

Q2 2026 key financials · XBRL

Revenue
$36M
−5.2% YoY · +0.3% QoQ
Net income
$10M
−12.3% YoY · −1.6% QoQ
EPS (diluted)
$0.72
−12.2% YoY · −2.7% QoQ

Source: XBRL data from the NorthEast Community Bancorp, Inc./MD/ (NECB) Q2 2026 10-Q on SEC EDGAR. USD.

NorthEast Community Bancorp, Inc./MD/ Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Quarterly net income $9.8M, down 12.3% from $11.2M YoY
  • Net interest margin 5.14% vs 5.35% YoY
  • Construction loans best performer, increasing $67.2M; multi-family originations fell 78.2% to $20.8M
  • Cash and equivalents $73.4M, down $7.8M; borrowings rose $120.0M to $190.0M
  • Credit loss expense $860,000 vs none YoY, including $500,000 commercial and industrial loan charge-off

Risk Factors

  • No material changes to risk factors as of June 30, 2026 versus December 31, 2025 10-K
  • Regulatory and compliance risks carried forward without quarterly updates
  • Operational and competitive risks carried forward without quarterly updates
  • Liquidity, debt maturity, and currency risks carried forward without quarterly updates

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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