8-K current report · filed Jul 27, 2026

NorthEast Community Bancorp, Inc./MD/ (NECB) 8-K Current Report: July 27, 2026

Item 2.02Item EX-99.1NECB overview

Short answer

NorthEast Community Bancorp, Inc./MD/ (NECB) filed an 8-K current report with the SEC on July 27, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). No fiscal 2026 financial results or operating metrics available in the provided text.

NorthEast Community Bancorp, Inc./MD/ 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • No fiscal 2026 financial results or operating metrics available in the provided text

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $9.8M, or $0.72 diluted EPS, down from $11.2M and $0.82 year over year
  • Construction loan commitments and loans-in-process up 38.9% year over year, with over $883M unfunded commitments
  • Net interest margin compressed to 5.14% from 5.35%, despite interest expense declining 12.0% to $11.4M
  • Credit loss expense increased to $860,000, including $520,000 quarterly charge-offs tied primarily to a $500,000 commercial loan
  • Deposits fell 5.0% to $1.5B while borrowings rose 171.4% to $190.0M, highlighting funding and liquidity execution risk

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