LADR at a glance
Ladder Capital Corp (LADR, SEC CIK 1577670) filed its latest 10-K annual report on February 9, 2026, a 10-Q quarterly report on July 27, 2026, an 8-K current report on July 23, 2026 and Form 4 insider filings as recently as May 8, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Ladder Capital Corp (LADR) reported revenue of $266.9 million (down 25.6% from FY2024) and net income of $63.7 million. Diluted EPS was $0.51.
- As of June 30, 2026, 29 institutional investment managers tracked by SignalX reported holding Ladder Capital Corp (LADR) shares worth $371.9 million in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $266.9M
- −25.6% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 29 funds
- $371.9M · −1 vs prior quarter
- Latest 8-K
- Jul 23, 2026
- Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: internally-managed REIT specializing in senior secured commercial real estate finance loans, securities, and property ownership
- Emphasis on conduit loan originations with $17.0B originated through 2025; $16.9B sold into 75 CMBS securitizations enhancing capital recycling
- Strategic focus on flexible capital allocation across loans, securities, and real estate assets to optimize risk-adjusted returns under varying market conditions
- Management ownership over 11% of equity with average 29 years industry experience, indicating strong alignment with shareholders
- Cumulative originations $31.3B in commercial real estate loans and $16.0B in investment grade mortgage-backed securities since 2008 inception
Risk Factors
- Federal debt ceiling and credit rating downgrade risk; Fitch 2023 downgrade from "AAA" to "AA+" impacts capital markets liquidity and borrowing costs
- Commercial real estate sector concentration; exposure to downturns may reduce loan originations, increase defaults, and impair portfolio asset values
- Dependence on key personnel; loss of senior management or skilled loan originators risks disruption to loan origination and investment execution
- Competition from larger financial institutions and REITs; competitors may have lower funding costs and fewer regulatory constraints limiting underwriting flexibility
- Prepayment risk on mortgage loans; accelerated prepayments may force reinvestment at lower yields, impacting financial performance and portfolio returns
Management Discussion & Analysis
- Net income sensitivity: +$32.1M or -$25.7M for 100 bps interest rate increase or decrease after hedging
- Market risk from interest rate changes affects asset fair value, especially Agency interest-only securities
- Credit risk mitigated by loan-to-value of 68.7% and underwriting oversight to protect principal investments
- Liquidity constrained by market disruptions, potential collateral calls if asset values decline
- No revenue, profitability, segment performance, cash flow, or forward guidance provided in this section
AI summary of the LADR 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Q2 revenue not stated; net income $14.6M vs $2.6M in Q1 2026
- Net interest income $22.6M vs $23.0M; no YoY margin percentages provided
- Real estate operating income $30.9M, largest contributor, up $3.6M sequentially
- Securities portfolio decreased $201.2M after $468.5M sales and $333.3M purchases
- Term Loan Facility fully drawn at $275M; revolver borrowings $202.0M at June 30, 2026
Risk Factors
- No Risk Factors section provided in the submitted filing excerpt
- No newly added risk factor or 10-K comparison available
- No regulatory, legal, compliance, operational, competitive, market, liquidity, debt, currency, or concentration risks disclosed
- Share repurchases totaled 802,781 shares at $10.03 average price, reducing remaining authorization to $91.948 million
AI summary of the LADR 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 financial results released July 23, 2026 for quarter ended June 30, 2026
- Detailed results and management commentary contained in Exhibit 99.1
Item 5.07: Submission of Matters to a Vote of Security Holders
- Brian Harris re-elected as Class III director through 2029, with 62,166,495 votes for
- Mark Alexander re-elected through 2029 despite 40,825,586 votes withheld versus 39,455,734 for
Item 2.02: Results of Operations and Financial Condition
- Q1 2026 results for quarter ended March 31, 2026
- Press release issued April 23, 2026
AI summaries of LADR 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for LADR
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- Fund moves. Which tracked funds opened, added or cut LADR, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| McCormack Pamela | G | May 6, 2026 | 123,793 | - |
| Esposito Anthony Vincent | A | Feb 18, 2026 | 18,714 | - |
| Perelman Robert | A | Feb 18, 2026 | 115,753 | - |
| Miceli Paul J. | A | Feb 18, 2026 | 110,505 | - |
| Harris Brian | A | Feb 18, 2026 | 846,958 | - |
| FISHMAN ALAN H | A | Feb 18, 2026 | 7,198 | - |
| McCormack Pamela | A | Feb 18, 2026 | 314,803 | - |
| STEINER JEFFREY B | A | Feb 18, 2026 | 7,198 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $407.3M | $358.6M | $266.9M | |
| Net Income | $100.5M | $107.4M | $63.7M | |
| Net Margin | 24.7% | 30.0% | 23.9% | |
| Balance Sheet | ||||
| Total Assets | $5.5B | $4.8B | $5.2B | |
| Equity | $1.5B | $1.5B | $1.5B | |
| ROE | 6.6% | 7.0% | 4.3% | |
| Per Share | ||||
| EPS | $0.81 | $0.86 | $0.51 | |
| Cash Flow | ||||
| Operating CF | $180.6M | $133.9M | $87.0M | |
Source: XBRL data in Ladder Capital Corp (LADR)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate LADR share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 29 | $371.9M |
| Q1 2026 | 30 | $355.4M |
| Q4 2025 | 26 | $409.1M |
| Q3 2025 | 28 | $433.3M |
| Q2 2025 | 26 | $400.3M |
| Q1 2025 | 24 | $303.3M |
| Q4 2024 | 20 | $237.9M |
| Q3 2024 | 15 | $108.3M |
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- Vanguard Capital Management LLC−26.8K (-1%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 198 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
LADR filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 10-Q | Jul 27, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 8-K | Jun 5, 2026 | - | Analysis | |
| 4 | May 8, 2026 | - | - | |
| 10-Q | Apr 27, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 23, 2026 | - | Analysis | - |
| 4 | Feb 20, 2026 | - | - | |
| 4 | Feb 20, 2026 | - | - | |
| 4 | Feb 20, 2026 | - | - | |
| 4 | Feb 20, 2026 | - | - | |
| 4 | Feb 20, 2026 | - | - | |
| 4 | Feb 20, 2026 | - | - | |
| 4 | Feb 20, 2026 | - | - | |
| 4 | Feb 20, 2026 | - | - | |
| 4 | Feb 20, 2026 | - | - | |
| 4 | Feb 10, 2026 | - | - | |
| 4 | Feb 9, 2026 | - | - | |
| 4 | Feb 9, 2026 | - | - | |
| 4 | Feb 9, 2026 | - | - | |
| 4 | Feb 9, 2026 | - | - | |
| 4 | Feb 9, 2026 | - | - | |
| 10-K | Feb 9, 2026 | Dec 31, 2025 | Analysis | |
| 8-K | Feb 5, 2026 | - | - | |
| 10-Q | Oct 27, 2025 | Sep 30, 2025 | - | |
| 10-Q | Jul 28, 2025 | Jun 30, 2025 | - |
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LADR SEC filings: frequently asked questions
Which institutions hold LADR stock?
As of June 30, 2026, the largest Ladder Capital Corp (LADR) holders among the 13F filers tracked by SignalX were BlackRock ($103.6 million), Vanguard Portfolio Management LLC ($50.2 million), Vanguard Capital Management LLC ($48.9 million), Two Sigma Investments ($30.8 million), State Street Corp ($30.3 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was LADR's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Ladder Capital Corp (LADR) reported revenue of $266.9 million (down 25.6% from FY2024) and net income of $63.7 million. Diluted EPS was $0.51. The figures come from the XBRL data in the 10-K.
What are the main risks in LADR's latest 10-K?
In the 10-K filed February 9, 2026, Ladder Capital Corp (LADR) flagged: Federal debt ceiling and credit rating downgrade risk; Fitch 2023 downgrade from "AAA" to "AA+" impacts capital markets liquidity and borrowing costs. Commercial real estate sector concentration; exposure to downturns may reduce loan originations, increase defaults, and impair portfolio asset values. (AI summary of the Risk Factors section.)
What did LADR report in its latest 8-K?
Ladder Capital Corp (LADR) filed an 8-K on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Q2 2026 financial results released July 23, 2026 for quarter ended June 30, 2026.
What are the latest LADR SEC filings?
Ladder Capital Corp (LADR) filed its latest 10-K annual report on February 9, 2026, a 10-Q quarterly report on July 27, 2026, an 8-K current report on July 23, 2026 and a Form 4 insider filing on May 8, 2026.
What is LADR's SEC CIK number?
Ladder Capital Corp (LADR)'s SEC Central Index Key (CIK) is 1577670. EDGAR lists every LADR filing under that number.
Ask anything about LADR
The research agent reads LADR's filings, financials, insider trades and 13F holders, then answers with sources.