ABR at a glance
ARBOR REALTY TRUST INC (ABR, SEC CIK 1253986) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on July 31, 2026, an 8-K current report on August 11, 2026 and Form 4 insider filings as recently as October 1, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), ARBOR REALTY TRUST INC (ABR) reported revenue of $940.0 million (down 19.5% from FY2024) and net income of $107.4 million. Diluted EPS was $0.56.
- As of June 30, 2026, 29 institutional investment managers tracked by SignalX reported holding ARBOR REALTY TRUST INC (ABR) shares worth $378.6 million in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Green William C on August 31, 2026 of 950 shares at $5.09 per share.
- In the last 90 days, ABR insiders reported 4 open-market purchases ($132K) and 1 open-market sale ($0) on Form 4, a net purchase of $132K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $940.0M
- −19.5% vs prior year
- Insiders · 90 days
- 4 buys · 1 sell
- Net +$132K
- 13F holders
- 29 funds
- $378.6M · +2 vs prior quarter
- Latest 8-K
- Aug 11, 2026
- Item 7.01 · Item 1.01 · Item 2.03
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Nationwide REIT and direct lender specializing in structured finance and agency multifamily loan origination and servicing
- New emphasis on Single-Family Rental (SFR) portfolio financing and construction lending via Arbor Private Construction program
- Strategic shift focusing on refinancing multifamily bridge loans into agency loans for balance sheet deleveraging and capital-light income growth
- Loan and investment portfolio of $12.1 billion with 90% floating rate loans and 73% concentration in multifamily assets
- Noteworthy servicing portfolio with $36.2 billion UPB across Fannie Mae, Freddie Mac, HUD, and Private Label loans, servicing 4,131 loans nationwide
Risk Factors
- Macroeconomic risk from inflation and high interest rates causing decreased real estate values and increased delinquencies
- Operational risk of increased nonperforming loans and foreclosures impacting liquidity and credit loss reserves
- Competitive risk from disruption in capital markets reducing access to funding and impacting loan portfolio performance
- Financial risk of exposure to credit loss reserves growing due to prolonged market dislocation and loan modifications
Management Discussion & Analysis
- Net income $107.4M for 2025 vs $223.3M in 2024; distributable earnings down to $223.6M from $358.0M
- Distributable earnings per share $1.07 in 2025 vs $1.74 in 2024, diluted shares 209.7M vs 205.5M
- Structured Business best segment: $10.68B structured debt outstanding; Agency Business weaker with only $390.7M credit facility utilized
- Operating cash flow $372.4M; investing cash outflows $1.28B; financing cash inflows $798.8M; dividends/distributions $319.9M paid
- Management expects ongoing liquidity adequacy but notes risks from elevated interest rates, economic uncertainty, increased delinquencies, defaults, foreclosures affecting operations and capital
AI summary of the ABR 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Interest income $12.1B subject to rate sensitivity, with $48.0M impact from 50-basis-point increase
- Net interest income impact $3.6M from 50-basis-point increase and $11.4M from 100-basis-point increase
- Cash, restricted cash and escrows earning approximately 3.3%, or $55M annually
- Treasury futures gains $1.0M under 50-basis-point increase and $2.3M under 100-basis-point increase
- MSR fair value sensitivity: $12.1M decrease from 100-basis-point discount-rate increase
Risk Factors
- Tax risk: OBBBA permanently preserves the 20% REIT ordinary-dividend deduction for individuals, trusts, and estates
- Compliance risk: OBBBA raises REIT ownership limit for taxable REIT subsidiary securities from 20% to 25% after December 31, 2025
- Capital-allocation risk: $85.2 million remaining under the $150.0 million share-repurchase authorization at June 30, 2026
- Market risk: 3,550,691 shares repurchased during the quarter at average $5.85 per share
AI summary of the ABR 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- Arbor closed the previously disclosed commercial real estate mortgage securitization on August 11, 2026
- Transaction completion may affect funding capacity and liquidity for Arbor’s lending operations
Item 1.01: Entry into a Material Definitive Agreement
- $825 million commercial real estate mortgage securitization through Arbor’s consolidated subsidiary
- $730.125 million investment-grade notes and $94.875 million below-investment-grade notes issued privately
Item 2.03: Creation of a Direct Financial Obligation
- $825M collateralized financing secured primarily by first-lien mortgage bridge loans, with Arbor recording the issuance as debt
- $825M total notes issued across nine classes, including $478.5M Class A senior notes and $49.5M Income Notes
Item EX-99.1: Item EX-99.1
- $825M commercial real estate CLO closed, providing financing capacity for Arbor’s bridge-loan portfolio
- $730.1M investment-grade notes issued at 1.76% initial weighted-average spread over Term SOFR
Item 7.01: Regulation FD Disclosure
- Investor presentation posted August 3, 2026 under Regulation FD
- Exhibit 99.1 contains the presentation and may include material investor updates
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 earnings announcement for quarter ended June 30, 2026
- Press release attached as Exhibit 99.1 contains financial results and management commentary
AI summaries of ABR 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for ABR
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| BACON KENNETH J | A | Sep 30, 2026 | 6,029 | $3.94 |
| Wachter Kevin | A | Sep 15, 2026 | 21,786 | - |
| Wachter Kevin | F | Sep 15, 2026 | 9,179 | $4.59 |
| Green William C | Buy | Aug 31, 2026 | 950 | $5.09 |
| Green William C | Buy | Aug 31, 2026 | 16 | $5.10 |
| Green William C | Buy | Aug 31, 2026 | 24,985 | $5.07 |
| LAZAR MELVIN F | A | Aug 28, 2026 | 1,842 | $5.02 |
| BACON KENNETH J | A | Aug 28, 2026 | 379 | $5.02 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $1.3B | $1.2B | $940.0M |
| Operating Income | $427.9M | $297.4M | $176.6M |
| Net Income | - | $223.3M | $107.4M |
| Op. Margin | 32.1% | 25.5% | 18.8% |
| Net Margin | - | 19.1% | 11.4% |
| Balance Sheet | |||
| Total Assets | $15.7B | $13.5B | $14.5B |
| Equity | $3.1B | $3.0B | $3.0B |
| ROE | - | 7.4% | 3.6% |
| Per Share | |||
| EPS | $1.75 | $1.18 | $0.56 |
| Cash Flow | |||
| Operating CF | $235.9M | $461.5M | $372.4M |
Source: XBRL data in ARBOR REALTY TRUST INC (ABR)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate ABR share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 29 | $378.6M |
| Q1 2026 | 27 | $521.8M |
| Q4 2025 | 28 | $563.8M |
| Q3 2025 | 29 | $854.7M |
| Q2 2025 | 28 | $756.0M |
| Q1 2025 | 24 | $537.4M |
| Q4 2024 | 22 | $642.7M |
| Q3 2024 | 20 | $338.9M |
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- Two Sigma Investments−27.1K
Source: 13F-HR filings on SEC EDGAR (aggregated from 207 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
ABR filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 1, 2026 | - | - | - |
| 4 | Sep 17, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 8-K | Aug 11, 2026 | - | Analysis | - |
| 4 | Aug 5, 2026 | - | - | - |
| 4 | Aug 5, 2026 | - | - | - |
| 8-K | Aug 3, 2026 | - | Analysis | - |
| SC 13G | Jul 31, 2026 | - | - | |
| 10-Q | Jul 31, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 31, 2026 | - | Analysis | - |
| 8-K | Jul 6, 2026 | - | Analysis | - |
| 8-K | Jul 1, 2026 | - | Analysis | - |
| 4 | Jul 1, 2026 | - | - | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 5, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 8-K | May 20, 2026 | - | Analysis | |
| 4 | May 20, 2026 | - | - | |
| 4 | May 13, 2026 | - | - | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 8, 2026 | - | Analysis |
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ABR SEC filings: frequently asked questions
Are ABR insiders buying or selling?
In the last 90 days, ARBOR REALTY TRUST INC (ABR) officers, directors and 10% owners reported 4 open-market purchases worth $131,591 by 2 insiders and 1 open-market sale worth $0 by 1 insider on Form 4, a net purchase of $131,591. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold ABR stock?
As of June 30, 2026, the largest ARBOR REALTY TRUST INC (ABR) holders among the 13F filers tracked by SignalX were BlackRock ($143.4 million), Vanguard Portfolio Management LLC ($53.8 million), Vanguard Capital Management LLC ($45.0 million), State Street Corp ($42.3 million), Goldman Sachs Group ($19.5 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was ABR's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), ARBOR REALTY TRUST INC (ABR) reported revenue of $940.0 million (down 19.5% from FY2024) and net income of $107.4 million. Diluted EPS was $0.56. The figures come from the XBRL data in the 10-K.
What are the main risks in ABR's latest 10-K?
In the 10-K filed February 27, 2026, ARBOR REALTY TRUST INC (ABR) flagged: Macroeconomic risk from inflation and high interest rates causing decreased real estate values and increased delinquencies. Operational risk of increased nonperforming loans and foreclosures impacting liquidity and credit loss reserves. (AI summary of the Risk Factors section.)
What did ABR report in its latest 8-K?
ARBOR REALTY TRUST INC (ABR) filed an 8-K on August 11, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item 1.01 (Entry into a Material Definitive Agreement) and Item 2.03 (Creation of a Direct Financial Obligation). Arbor closed the previously disclosed commercial real estate mortgage securitization on August 11, 2026.
What are the latest ABR SEC filings?
ARBOR REALTY TRUST INC (ABR) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on July 31, 2026, an 8-K current report on August 11, 2026 and a Form 4 insider filing on October 1, 2026.
What is ABR's SEC CIK number?
ARBOR REALTY TRUST INC (ABR)'s SEC Central Index Key (CIK) is 1253986. EDGAR lists every ABR filing under that number.
Ask anything about ABR
The research agent reads ABR's filings, financials, insider trades and 13F holders, then answers with sources.