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Financials · Commercial Banks, NEC

ESQ Esquire Financial Holdings, Inc. SEC Filings & Insider Trading Activity 2026

company
CIK 153103198 filings
Russell 2000
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ESQ at a glance

Esquire Financial Holdings, Inc. (ESQ, SEC CIK 1531031) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 10, 2026, an 8-K current report on August 3, 2026 and Form 4 insider filings as recently as September 21, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.

  • For the fiscal year ended December 31, 2025 (FY2025), Esquire Financial Holdings, Inc. (ESQ) reported revenue of $139.4 million (up 23.0% from FY2024) and net income of $50.8 million. Diluted EPS was $5.87.
  • As of June 30, 2026, 30 institutional investment managers tracked by SignalX reported holding Esquire Financial Holdings, Inc. (ESQ) shares worth $265.7 million in 13F-HR filings.
  • The most recent insider open-market sale reported on Form 4 was by Sagliocca Andrew C on September 18, 2026 of 10,000 shares at $122.73 per share.
  • In the last 90 days, ESQ insiders reported 0 open-market purchases ($0) and 2 open-market sales ($1.6M) on Form 4, a net sale of $1.6M.

Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).

Revenue · FY2025
$139.4M
+23.0% vs prior year
Insiders · 90 days
0 buys · 2 sells
Net −$1.6M
13F holders
30 funds
$265.7M · +3 vs prior quarter
Latest 8-K
Aug 3, 2026
Item 2.01 · Item 8.01 · Item 5.02

AI 10-Q Quarterly Report Analysis

Latest 10-Q, quarter ended Jun 30, 2026

Management Discussion & Analysis

  • Net interest margin 5.96%, efficiency ratio 50.1%, return on assets 2.09%, return on equity 17.06%
  • Best-performing vertical: payment processing, approximately $11 billion volume across 153 million transactions
  • Total assets $2.51B, up $145.4M or 6.1% from December 31, 2025
  • Available liquidity $1.19B with no outstanding borrowings; Signature merger completed August 1, 2026

Risk Factors

  • No material changes to previously disclosed risk factors from the 2025 Form 10-K and March 31, 2026 Form 10-Q
  • Regulatory risk carried forward from prior filings with no new developments identified
  • Operational and competitive risks unchanged from prior disclosures
  • Financial risks unchanged from prior disclosures

AI summary of the ESQ 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K

AI 8-K Current Report Analysis

The most recent material events, by 8-K item

Filed Aug 3, 2026Full analysis →

Item 2.01: Completion of Acquisition or Disposition of Assets

  • Acquisition completed August 1, 2026, combining Signature Bancorporation and Signature Bank with Esquire
  • Signature shareholders receive 2.671 Esquire shares per Signature share, plus cash for fractional shares

Item 8.01: Other Events

  • Esquire Financial Holdings completed the Transaction on August 3, 2026
  • Completion marks a material corporate event requiring investor review of Exhibit 99.1

Item 5.02: Departure/Appointment of Directors or Principal Officers

  • Board expanded to 10 directors through appointments of Signature co-founders Michael O’Rourke and Leonard Caronia
  • O’Rourke appointed President of Signature, a division of Esquire Bank, strengthening post-merger operating continuity

Item EX-99.1: Item EX-99.1

  • Acquisition of Signature Bancorporation completed August 1, 2026, expanding Esquire into Chicago and Midwest commercial banking
  • Combined company approximately $4.8B assets, $3.3B loans, and $4.0B deposits as of June 30, 2026
Filed Jul 30, 2026Full analysis →

Item 8.01: Other Events

  • Regular quarterly dividend of $0.20 per share announced
  • Payment scheduled for September 1, 2026

Item EX-99.1: Item EX-99.1

  • Quarterly dividend declared at $0.20 per share, signaling continued shareholder capital returns
  • Payment date September 1, 2026, for stockholders of record August 14, 2026
Filed Jul 23, 2026Full analysis →

Item 2.02: Results of Operations and Financial Condition

  • Earnings announcement covers quarter and year-to-date ended June 30, 2026
  • Press release issued July 23, 2026

Item 7.01: Regulation FD Disclosure

  • Investor presentation furnished under Regulation FD, indicating planned public dissemination of company information
  • Exhibit 99.2 contains the substantive investor materials and is the key document for assessing market-relevant disclosures

Item EX-99.1: Item EX-99.1

  • Q2 net income $13.0M, up 9.2%; diluted EPS $1.49, with adjusted EPS $1.60 excluding $970K after-tax merger costs
  • Loans grew 27.3% YoY to $1.90B, led by litigation-related loans up 41.0% to $1.29B

AI summaries of ESQ 8-K current reports filed with the SEC. What 8-K item codes mean

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Recent Insider Transactions (Form 4)

Latest reported trades by officers, directors and 10% owners

InsiderTypeDatePrice
Sagliocca Andrew CSellSep 18, 2026$122.73
O'ROURKE MICHAEL GMSep 14, 2026-
O'ROURKE MICHAEL GMSep 14, 2026$19.57
Powers Richard TGAug 25, 2026-
Coelho AnthonyMAug 7, 2026-
Coelho AnthonyFAug 7, 2026$131.38
Coelho AnthonyMAug 7, 2026$12.50
CARONIA LEONARDFAug 4, 2026$130.31
Insider trades across all companies →Which insider buys matter →

Financial Summary
XBRL

Annual financial summary from SEC XBRL data
MetricFY2023FY2024FY2025
Profitability
Revenue$91.9M$113.4M$139.4M
Net Income$41.0M$43.7M$50.8M
Net Margin44.6%38.5%36.5%
Balance Sheet
Total Assets$1.6B$1.9B$2.4B
Equity$198.6M$237.1M$289.6M
ROE20.7%18.4%17.5%
Per Share
EPS-$5.14$5.87
Cash Flow
Operating CF$42.4M$42.2M$59.8M
CapEx$605K$714K$3.2M

Source: XBRL data in Esquire Financial Holdings, Inc. (ESQ)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →

13F Fund Holdings: Quarterly Trend

Latest: Q2 2026

Aggregate ESQ share value held by 13F filers tracked by SignalX, by quarter.

Quarterly totals table
ESQ shares held by 13F filers tracked by SignalX, by quarter
QuarterFundsTotal value
Q2 202630$265.7M
Q1 202627$225.0M
Q4 202525$198.9M
Q3 202525$194.8M
Q2 202525$174.4M
Q1 202520$98.6M
Q4 202417$80.7M
Q3 202414$46.6M
Position changes: Q1 2026 → Q2 2026
Top Buyers
Top Sellers
Closed Positions
None this quarter.

Source: 13F-HR filings on SEC EDGAR (aggregated from 183 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work

ESQ filing archive

AI analysis pages for each 10-K, 10-Q and 8-K

Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4

FormFiling dateAnalysisSEC
4Sep 21, 2026--
4Sep 15, 2026--
4Aug 27, 2026--
10-QAug 10, 2026Analysis
4Aug 10, 2026--
4Aug 6, 2026--
4Aug 3, 2026--
8-KAug 3, 2026Analysis-
4Aug 3, 2026--
4Aug 3, 2026--
8-KJul 30, 2026Analysis-
8-KJul 23, 2026Analysis-
8-KJun 24, 2026Analysis-
8-KJun 9, 2026Analysis
8-KMay 28, 2026Analysis
10-QMay 11, 2026Analysis
8-KApr 30, 2026Analysis-
8-KApr 23, 2026Analysis-
8-KApr 2, 2026Analysis-
4Mar 20, 2026--
4Mar 20, 2026--
10-KMar 13, 2026-
8-KMar 12, 2026Analysis-
8-KFeb 2, 2026-
4Feb 2, 2026-

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ESQ SEC filings: frequently asked questions

Are ESQ insiders buying or selling?

In the last 90 days, Esquire Financial Holdings, Inc. (ESQ) officers, directors and 10% owners reported no open-market purchases and 2 open-market sales worth $1.6 million by 2 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.

Which institutions hold ESQ stock?

As of June 30, 2026, the largest Esquire Financial Holdings, Inc. (ESQ) holders among the 13F filers tracked by SignalX were BlackRock ($71.7 million), State Street Corp ($42.0 million), Vanguard Capital Management LLC ($37.8 million), Dimensional Fund Advisors ($24.4 million), Northern Trust ($14.7 million). 13F-HR reports are filed up to 45 days after each quarter ends.

What was ESQ's revenue in fiscal year 2025?

For the fiscal year ended December 31, 2025 (FY2025), Esquire Financial Holdings, Inc. (ESQ) reported revenue of $139.4 million (up 23.0% from FY2024) and net income of $50.8 million. Diluted EPS was $5.87. The figures come from the XBRL data in the 10-K.

What did ESQ report in its latest 8-K?

Esquire Financial Holdings, Inc. (ESQ) filed an 8-K on August 3, 2026 reporting Item 2.01 (Completion of Acquisition or Disposition of Assets), Item 8.01 (Other Events) and Item 5.02 (Departure/Appointment of Directors or Principal Officers). Acquisition completed August 1, 2026, combining Signature Bancorporation and Signature Bank with Esquire.

What are the latest ESQ SEC filings?

Esquire Financial Holdings, Inc. (ESQ) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 10, 2026, an 8-K current report on August 3, 2026 and a Form 4 insider filing on September 21, 2026.

What is ESQ's SEC CIK number?

Esquire Financial Holdings, Inc. (ESQ)'s SEC Central Index Key (CIK) is 1531031. EDGAR lists every ESQ filing under that number.

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