10-Q quarterly report · filed Aug 10, 2026

Esquire Financial Holdings, Inc. (ESQ) Q2 2026 10-Q Quarterly Report

Short answer

Esquire Financial Holdings, Inc. (ESQ) filed its Q2 2026 10-Q quarterly report on Aug 10, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $41M (up 23.2% year over year) with net income of $13M.

Q2 2026 key financials · XBRL

Revenue
$41M
+23.2% YoY · +5.8% QoQ
Net income
$13M
+9.2% YoY · +6.3% QoQ
EPS (diluted)
$1.49
+8.8% YoY · +6.4% QoQ

Source: XBRL data from the Esquire Financial Holdings, Inc. (ESQ) Q2 2026 10-Q on SEC EDGAR. USD.

Esquire Financial Holdings, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net interest margin 5.96%, efficiency ratio 50.1%, return on assets 2.09%, return on equity 17.06%
  • Best-performing vertical: payment processing, approximately $11 billion volume across 153 million transactions
  • Total assets $2.51B, up $145.4M or 6.1% from December 31, 2025
  • Available liquidity $1.19B with no outstanding borrowings; Signature merger completed August 1, 2026

Risk Factors

  • No material changes to previously disclosed risk factors from the 2025 Form 10-K and March 31, 2026 Form 10-Q
  • Regulatory risk carried forward from prior filings with no new developments identified
  • Operational and competitive risks unchanged from prior disclosures
  • Financial risks unchanged from prior disclosures

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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