WTW Willis Towers Watson

company

SEC Filings & Insider Trading Activity 2026

Management Discussion & Analysis

• • Revenue $9.7B vs $9.9B, down 2% as-reported; organic growth +5% excluding TRANZACT divestiture and FX impact
• • Operating margin 23.0% vs 6.3% GAAP (prior year distorted by $1.0B TRANZACT impairment); adjusted operating margin 25.2% vs 23.9%; adjusted EBITDA margin 27.2% vs 26.4%

Business Overview

• • Global advisory, broking and solutions firm (two segments: HWC and R&B) serving 140+ countries; revenue from commissions, fees, and consulting
• • Voluntary turnover 9.8% in 2025 vs 10.1% in 2024; ~6,700 hires, down 4% YoY; total workforce ~46,900

Risk Factors

• • EU GDPR violations carry fines up to 4% of global annual turnover or €20M; WTW also subject to UK Data Protection Act with uncertain adequacy decision continuity
• • Total consolidated debt ~$6.3B as of Dec 31, 2025; interest expense $259M for FY2025, with covenant requirements on EBITDA-to-interest ratios

Risk Factors

• • No material changes in risk factors from 10-K dated February 25, 2025
• • Carry-forward risk: exposure to cybersecurity threats affecting client data protection

Management Discussion & Analysis

• • Revenue $2.29B Q3 2025 vs $2.29B Q3 2024 (flat as-reported), organic growth 5% Q3, 5% YTD; YTD revenue $6.77B vs $6.9B prior year (-2%)
• • Operating income $418M Q3 2025 vs loss $766M Q3 2024; operating margin 18.3% Q3 2025 vs -33.5% Q3 2024; adjusted operating margin 20.4% Q3 2025 vs 18.1% Q3 2024

What are the latest WTW SEC filings in 2026?

Willis Towers Watson (WTW) has filed a 10-K annual report on February 25, 2026, a 10-Q quarterly report on October 30, 2025, an 8-K current report on April 30, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did WTW file its most recent 10-K annual report?

Willis Towers Watson (WTW) filed its most recent 10-K annual report on February 25, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view WTW 10-Q quarterly reports?

Willis Towers Watson (WTW)'s most recent 10-Q quarterly report was filed on October 30, 2025. SignalX displays every WTW 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has WTW filed recently?

Willis Towers Watson (WTW)'s most recent 8-K was filed on April 30, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find WTW insider trading activity (Form 4)?

SignalX aggregates every WTW Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does WTW file with the SEC?

Willis Towers Watson (WTW) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new WTW filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Willis Towers Watson (WTW).

What is WTW's SEC CIK number?

Willis Towers Watson (WTW)'s SEC CIK (Central Index Key) number is 1140536. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1140536 to look up all WTW filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find WTW return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Willis Towers Watson (WTW) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.