WRB W. R. Berkley Corporation

company

SEC Filings & Insider Trading Activity 2026

Risk Factors

• • Catastrophe losses net of reinsurance $336M in 2025 vs $298M in 2024, with TRIPRA deductible ~$1,835M based on 2025 earned premiums
• • Reinsurance recoverables ~$3,558M at risk; subsidiary lawsuit filed Dec 2023 to recover >$90M from reinsurers over event cancellation policies
• • Gross loss reserves ~$22.2B subject to social inflation, medical cost inflation, and COVID-19 uncertainty
• • Reinsurance competitors Swiss Re, Munich Re, Berkshire Hathaway, Hannover Re hold greater financial/marketing resources
• • Insurance subsidiary dividends capped at ~$1.4B in 2026 without regulatory approval, constraining holding company liquidity

Management Discussion & Analysis

• • Gross premiums written $15,105M in 2025, up 6% YoY from $14,211M; net premiums earned $12,447M, up 8%
• • Net income $1,779M vs $1,756M in 2024; GAAP combined ratio 90.7% vs 90.3%; loss ratio 62.4% vs 61.8%; expense ratio 28.3% vs 28.5%
• • Reinsurance & Monoline Excess best segment: combined ratio 83.7% vs 84.1%; Insurance segment combined ratio 91.7% vs 91.2%
• • Operating cash flow $3,583M; buybacks $270M (4.1M shares); total dividends $700M; debt carrying value $2,840M
• • Key risks: social inflation driving adverse auto/umbrella reserve development; FX losses $68M in 2025 vs gains $52M in 2024; catastrophe losses $336M led by California wildfires

Business Overview

• • Decentralized specialty P&C insurer with 60 businesses across Insurance (88% of NPW) and Reinsurance & Monoline Excess (12%) segments; total NPW $12.7B in 2025, up 6.2% YoY
• • Berkley One (high net worth personal lines) fastest-growing unit: share of gross premiums up to 4.8% in 2025 from 3.7% in 2024 and 2.6% in 2023
• • Short-tail lines mix expanding within Insurance — grew to 27.3% of gross premiums vs 26.1% in 2024 and 24.7% in 2023, while professional liability contracted to 11.4% from 13.1% in 2023
• • Reinsurance segment mix shifting toward property (33.7% of gross premiums vs 27.9% in 2023) and away from casualty (46.3% vs 54.1% in 2023), reflecting deliberate repositioning
• • Designated an Internationally Active Insurance Group (IAIG) by Delaware DOI in 2024, subjecting WRB to new international capital oversight under IAIS ComFrame/ICS framework for first time

What are the latest WRB SEC filings in 2026?

W. R. Berkley Corporation (WRB) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on May 1, 2026, an 8-K current report on July 20, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did WRB file its most recent 10-K annual report?

W. R. Berkley Corporation (WRB) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view WRB 10-Q quarterly reports?

W. R. Berkley Corporation (WRB)'s most recent 10-Q quarterly report was filed on May 1, 2026. SignalX displays every WRB 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has WRB filed recently?

W. R. Berkley Corporation (WRB)'s most recent 8-K was filed on July 20, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find WRB insider trading activity (Form 4)?

SignalX aggregates every WRB Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does WRB file with the SEC?

W. R. Berkley Corporation (WRB) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new WRB filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for W. R. Berkley Corporation (WRB).

What is WRB's SEC CIK number?

W. R. Berkley Corporation (WRB)'s SEC CIK (Central Index Key) number is 11544. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 11544 to look up all WRB filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find WRB return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from W. R. Berkley Corporation (WRB) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.