TRUP TRUPANION, INC.companySEC Filings & Insider Trading Activity 2026
Latest TRUPANION, INC. (TRUP) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 13, 2026, a 10-Q quarterly report filed on November 6, 2025, an 8-K current report filed on April 30, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for TRUPANION, INC. (TRUP) (SEC CIK 1371285), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business model: vertically-integrated medical insurance for cats and dogs with data-driven, subscription-based pricing personalized to each pet
- • New emphasis on "Powered by Trupanion" third-party marketed products and expansion of low/medium revenue products Furkin and PHI Direct in Canada
Risk Factors
- • Regulatory risk: potential disallowance or delay of subscription price increases by state insurance regulators impacting revenue
- • Macroeconomic threat: inflation and rising interest rates potentially reducing consumer ability or willingness to pay for subscriptions
Management Discussion & Analysis
- • Revenue $1.0B subscription segment, with monthly average revenue per pet $80.79 in 2025 vs $72.98 in 2024
- • Subscription cost of paying veterinary invoices 70.5% of subscription revenue in 2025 vs 72.5% in 2024
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-09-30)
Risk Factors
- • New debt facility $120M from PNC replaces previous Credit Facility, increasing refinancing risk and debt service obligations
- • Most material update: Floating rate SOFR-based debt exposes interest expense to unpredictable volatility amid recent bank failures
Annual Reports Archive10-K
AI-powered analysis of TRUPANION, INC. (TRUP) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of TRUPANION, INC. (TRUP) 10-Q quarterly reports filed with SEC EDGAR.
Financial SummaryXBRL
| FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $905.2M | $1.1B | $1.3B | $1.4B |
| Operating Income | -$43.0M | -$40.7M | -$9.5M | $13.8M |
| Net Income | -$44.7M | -$44.7M | -$9.6M | $19.4M |
| Op. Margin | -4.8% | -3.7% | -0.7% | 1.0% |
| Net Margin | -4.9% | -4.0% | -0.7% | 1.4% |
| Balance Sheet | ||||
| Total Assets | $671.6M | $782.9M | $806.9M | $915.0M |
| Equity | $305.3M | $303.7M | $323.3M | $383.9M |
| ROE | -14.6% | -14.7% | -3.0% | 5.1% |
Source: XBRL financial data from TRUPANION, INC. (TRUP) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Apr 30, 2026 | — | — | — |
8-K | Apr 27, 2026 | — | — | — |
10-K | Feb 13, 2026 | Dec 31, 2025 | Analysis | |
8-K | Feb 12, 2026 | — | — | |
10-Q | Nov 6, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Aug 7, 2025 | Jun 30, 2025 | — | |
10-Q | May 1, 2025 | Mar 31, 2025 | — | |
10-K | Feb 27, 2025 | Dec 31, 2024 | — | |
10-Q | Nov 1, 2024 | Sep 30, 2024 | — | |
10-Q | Aug 9, 2024 | Jun 30, 2024 | — | |
10-Q | May 3, 2024 | Mar 31, 2024 | — | |
10-K | Feb 27, 2024 | Dec 31, 2023 | — | |
10-Q | Nov 3, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 4, 2023 | Jun 30, 2023 | — | |
10-Q | May 5, 2023 | Mar 31, 2023 | — | |
10-K | Feb 16, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 4, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 4, 2022 | Jun 30, 2022 | — | |
10-Q | Apr 29, 2022 | Mar 31, 2022 | — | |
10-K | Feb 17, 2022 | Dec 31, 2021 | — | |
10-Q | Nov 4, 2021 | Sep 30, 2021 | — | |
10-Q | Aug 6, 2021 | Jun 30, 2021 | — | |
10-Q | Apr 30, 2021 | Mar 31, 2021 | — | |
10-K | Feb 12, 2021 | Dec 31, 2020 | — | |
10-Q | Oct 30, 2020 | Sep 30, 2020 | — |
Frequently Asked Questions
What are the latest TRUP SEC filings in 2026?
TRUPANION, INC. (TRUP) has filed a 10-K annual report on February 13, 2026, a 10-Q quarterly report on November 6, 2025, an 8-K current report on April 30, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did TRUP file its most recent 10-K annual report?
TRUPANION, INC. (TRUP) filed its most recent 10-K annual report on February 13, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view TRUP 10-Q quarterly reports?
TRUPANION, INC. (TRUP)'s most recent 10-Q quarterly report was filed on November 6, 2025. SignalX displays every TRUP 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has TRUP filed recently?
TRUPANION, INC. (TRUP)'s most recent 8-K was filed on April 30, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find TRUP insider trading activity (Form 4)?
SignalX aggregates every TRUP Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does TRUP file with the SEC?
TRUPANION, INC. (TRUP) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new TRUP filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for TRUPANION, INC. (TRUP).
What is TRUP's SEC CIK number?
TRUPANION, INC. (TRUP)'s SEC CIK (Central Index Key) number is 1371285. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1371285 to look up all TRUP filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find TRUP return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from TRUPANION, INC. (TRUP) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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