STC STEWART INFORMATION SERVICES CORP

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business: Title insurance and related real estate services including commercial and residential transactions
• • New emphasis on commercial transactions growth, with 35% increase in domestic commercial revenues in 2025 driven by data center, energy, retail, mixed-use assets
• • Strategic focus on margin improvement via technology automation, operational consolidation, and integration of acquisitions
• • Employee count rose to ~7,800 in 2025 from 7,000 in 2024; employee costs increased 11% to $830.6M
• • Notable acquisition of MCS in 2025 for expanding real estate solutions scale and technology offerings

Risk Factors

• • CFPB regulatory changes and enforcement uncertainty impacting federal consumer protection laws compliance
• • Revenue exposure to U.S. real estate transaction volume fluctuations amid rising interest rates and economic downturn
• • Dependence on independent title agents for policy issuance increasing liability risk from potential agent misconduct
• • Competition from larger underwriters Fidelity National Financial, First American, and Old Republic with substantially greater capital
• • Potential financial losses from wire fraud and fund transfer errors with inadequate controls against evolving cyber threats

Management Discussion & Analysis

• • Revenue $2.86B in 2025, up 18% from $2.42B in 2024, driven by title and real estate solutions growth
• • Pretax margin improved to 5.7% in 2025 vs 4.6% in 2024; title segment pretax margin 8.5% vs 7.8% Q4 2025 vs Q4 2024
• • Best segment: title segment Q4 revenue $668.4M (+19%), pretax income $58M (+28%); Worst segment: corporate net expenses $10.1M, slightly up
• • Acquired Mortgage Contracting Services in Q4; capital allocation details not specified in excerpt
• • Management expects 2026 mortgage originations up 15%, existing home sales up 7%, and mortgage interest rates to decline to 6.2% from 6.6% in 2025

What are the latest STC SEC filings in 2026?

STEWART INFORMATION SERVICES CORP (STC) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on May 6, 2026, an 8-K current report on July 22, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did STC file its most recent 10-K annual report?

STEWART INFORMATION SERVICES CORP (STC) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view STC 10-Q quarterly reports?

STEWART INFORMATION SERVICES CORP (STC)'s most recent 10-Q quarterly report was filed on May 6, 2026. SignalX displays every STC 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has STC filed recently?

STEWART INFORMATION SERVICES CORP (STC)'s most recent 8-K was filed on July 22, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find STC insider trading activity (Form 4)?

SignalX aggregates every STC Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does STC file with the SEC?

STEWART INFORMATION SERVICES CORP (STC) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new STC filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for STEWART INFORMATION SERVICES CORP (STC).

What is STC's SEC CIK number?

STEWART INFORMATION SERVICES CORP (STC)'s SEC CIK (Central Index Key) number is 94344. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 94344 to look up all STC filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find STC return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from STEWART INFORMATION SERVICES CORP (STC) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.