STC at a glance
STEWART INFORMATION SERVICES CORP (STC, SEC CIK 94344) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on August 31, 2026 and Form 4 insider filings as recently as August 24, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), STEWART INFORMATION SERVICES CORP (STC) reported revenue of $2.9 billion (up 17.3% from FY2024) and net income of $115.5 million. Diluted EPS was $4.05.
- As of June 30, 2026, 28 institutional investment managers tracked by SignalX reported holding STEWART INFORMATION SERVICES CORP (STC) shares worth $1.1 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Glaze Brian on August 21, 2026 of 1,500 shares at $69.16 per share.
- In the last 90 days, STC insiders reported 0 open-market purchases ($0) and 1 open-market sale ($104K) on Form 4, a net sale of $104K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $2.9B
- +17.3% vs prior year
- Insiders · 90 days
- 0 buys · 1 sell
- Net −$104K
- 13F holders
- 28 funds
- $1.1B · −2 vs prior quarter
- Latest 8-K
- Aug 31, 2026
- Item 8.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: Title insurance and related real estate services including commercial and residential transactions
- New emphasis on commercial transactions growth, with 35% increase in domestic commercial revenues in 2025 driven by data center, energy, retail, mixed-use assets
- Strategic focus on margin improvement via technology automation, operational consolidation, and integration of acquisitions
- Employee count rose to ~7,800 in 2025 from 7,000 in 2024; employee costs increased 11% to $830.6M
- Notable acquisition of MCS in 2025 for expanding real estate solutions scale and technology offerings
Risk Factors
- CFPB regulatory changes and enforcement uncertainty impacting federal consumer protection laws compliance
- Revenue exposure to U.S. real estate transaction volume fluctuations amid rising interest rates and economic downturn
- Dependence on independent title agents for policy issuance increasing liability risk from potential agent misconduct
- Competition from larger underwriters Fidelity National Financial, First American, and Old Republic with substantially greater capital
- Potential financial losses from wire fraud and fund transfer errors with inadequate controls against evolving cyber threats
Management Discussion & Analysis
- Revenue $2.86B in 2025, up 18% from $2.42B in 2024, driven by title and real estate solutions growth
- Pretax margin improved to 5.7% in 2025 vs 4.6% in 2024; title segment pretax margin 8.5% vs 7.8% Q4 2025 vs Q4 2024
- Best segment: title segment Q4 revenue $668.4M (+19%), pretax income $58M (+28%); Worst segment: corporate net expenses $10.1M, slightly up
- Acquired Mortgage Contracting Services in Q4; capital allocation details not specified in excerpt
- Management expects 2026 mortgage originations up 15%, existing home sales up 7%, and mortgage interest rates to decline to 6.2% from 6.6% in 2025
AI summary of the STC 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Second-quarter revenue: title $683.6M, up 15% YoY; real estate solutions $197.4M, up 75% YoY
- Net income $37.2M vs $31.9M; title pretax margin 6.9% vs 8.1% YoY
- Best segment: real estate solutions pretax income $18.5M, up 174%; margin 9.4% vs 6.0%
- Cash and investments $914.9M at June 30, including $123.4M at parent and unregulated subsidiaries
- Outlook: third- and fourth-quarter originations expected comparable to 2025; affordability remains sensitive to mortgage rates
Risk Factors
- No risk-factors section provided; filing excerpt contains no new or changed risk disclosures
- Executive equity withholding repurchases: approximately 83,000 shares costing approximately $5.3 million
- Stockholder concentration: approximately $1.66 billion equity attributable to Stewart as of June 30, 2026
AI summary of the STC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Boilerplate liability disclaimer for furnished information under Exchange Act Section 18
- Exhibit not incorporated by reference into Securities Act or Exchange Act filings absent specific reference
Item EX-99.1: Item EX-99.1
- Annual dividend raised from $2.10 to $2.20 per share, signaling continued shareholder capital returns
- Third-quarter dividend of $0.55 per share payable September 30, 2026
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 financial results for the three months ended June 30, 2026
- Results detailed in Exhibit 99.1, requiring review for revenue, earnings, and outlook implications
Item EX-99.1: Item EX-99.1
- Q2 revenue rose 25% to $899.2M, while adjusted revenue increased 24% to $895.8M, signaling strong operating growth
- GAAP EPS increased to $1.21 from $1.13; adjusted EPS reached $1.39 from $1.34 despite housing-market headwinds
Item 7.01: Regulation FD Disclosure
- Exhibit 99.1 contains the substantive Regulation FD disclosure
- Information furnished, not filed under Exchange Act Section 18
Item EX-99.1: Item EX-99.1
- Q1 2026 adjusted revenue $778M, up 28% YoY despite existing-home sales declining 1%
- Q1 2026 adjusted net income $24M, up 245% YoY, with adjusted EPS up 217%
AI summaries of STC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for STC
Don't miss the next STC filing
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- Fund moves. Which tracked funds opened, added or cut STC, by share count.
- Ask anything. An AI agent that reads every STC filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Glaze Brian | Sell | Aug 21, 2026 | 1,500 | $69.16 |
| Bryant Iain Martyn | M | Jul 1, 2026 | 1,071 | - |
| Bryant Iain Martyn | M | Jul 1, 2026 | 1,071 | - |
| Bryant Iain Martyn | F | Jul 1, 2026 | 261 | $67.58 |
| BRADLEY C ALLEN JR | Buy | Jun 1, 2026 | 758 | $63.87 |
| BRADLEY C ALLEN JR | Buy | Jun 1, 2026 | 230 | $63.87 |
| BRADLEY C ALLEN JR | Buy | Jun 1, 2026 | 12 | $63.80 |
| Sanchez Rodriquez Manuel | A | May 7, 2026 | 1,791 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $2.3B | $2.5B | $2.9B | |
| Net Income | $30.4M | $73.3M | $115.5M | |
| Net Margin | 1.3% | 2.9% | 4.0% | |
| Balance Sheet | ||||
| Total Assets | $2.7B | $2.7B | $3.3B | |
| Equity | $1.4B | $1.4B | $1.6B | |
| ROE | 2.2% | 5.2% | 7.0% | |
| Per Share | ||||
| EPS | $1.11 | $2.61 | $4.05 | |
| Cash Flow | ||||
| Operating CF | $83.0M | $135.6M | $205.7M | |
Source: XBRL data in STEWART INFORMATION SERVICES CORP (STC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate STC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 28 | $1.12B |
| Q1 2026 | 30 | $1.02B |
| Q4 2025 | 27 | $1.12B |
| Q3 2025 | 27 | $1.10B |
| Q2 2025 | 27 | $965.8M |
| Q1 2025 | 24 | $748.3M |
| Q4 2024 | 20 | $664.6M |
| Q3 2024 | 19 | $436.1M |
- BlackRock+133.1K (+3%)
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- State Street Corp+89.8K (+7%)
- JPMorgan Chase & Co+69.0K (+92%)
- Raymond James Financial+54.3K (+50%)
- Millennium Management−117.7K (-15%)
- Two Sigma Investments−74.3K (-68%)
- Bank of America Corp−48.7K (-23%)
- FMR LLC (Fidelity)−12.9K (-0%)
- Renaissance Technologies LLC−2.4K (-3%)
- D.E. Shaw & Co−4.7K
- Franklin Resources−3.7K
Source: 13F-HR filings on SEC EDGAR (aggregated from 202 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
STC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Aug 31, 2026 | - | Analysis | - |
| 4 | Aug 24, 2026 | - | - | - |
| 10-Q | Aug 4, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 8-K | Jul 17, 2026 | - | Analysis | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jun 2, 2026 | - | - | |
| 8-K | Jun 1, 2026 | - | Analysis | |
| 8-K | May 11, 2026 | - | Analysis | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 10-Q | May 6, 2026 | Mar 31, 2026 | Analysis | |
| 4 | May 4, 2026 | - | - | - |
| SC 13G | Apr 30, 2026 | - | - | |
| 4 | Apr 28, 2026 | - | - | - |
| 4 | Apr 27, 2026 | - | - | - |
| 8-K | Apr 22, 2026 | - | Analysis | - |
| 4 | Mar 27, 2026 | - | - | - |
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STC SEC filings: frequently asked questions
Are STC insiders buying or selling?
In the last 90 days, STEWART INFORMATION SERVICES CORP (STC) officers, directors and 10% owners reported no open-market purchases and 1 open-market sale worth $103,740 by 1 insider on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold STC stock?
As of June 30, 2026, the largest STEWART INFORMATION SERVICES CORP (STC) holders among the 13F filers tracked by SignalX were BlackRock ($347.3 million), FMR LLC (Fidelity) ($179.7 million), Dimensional Fund Advisors ($103.1 million), State Street Corp ($91.6 million), Vanguard Capital Management LLC ($88.8 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was STC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), STEWART INFORMATION SERVICES CORP (STC) reported revenue of $2.9 billion (up 17.3% from FY2024) and net income of $115.5 million. Diluted EPS was $4.05. The figures come from the XBRL data in the 10-K.
What are the main risks in STC's latest 10-K?
In the 10-K filed February 27, 2026, STEWART INFORMATION SERVICES CORP (STC) flagged: CFPB regulatory changes and enforcement uncertainty impacting federal consumer protection laws compliance. Revenue exposure to U.S. real estate transaction volume fluctuations amid rising interest rates and economic downturn. (AI summary of the Risk Factors section.)
What did STC report in its latest 8-K?
STEWART INFORMATION SERVICES CORP (STC) filed an 8-K on August 31, 2026 reporting Item 8.01 (Other Events). Boilerplate liability disclaimer for furnished information under Exchange Act Section 18.
What are the latest STC SEC filings?
STEWART INFORMATION SERVICES CORP (STC) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on August 31, 2026 and a Form 4 insider filing on August 24, 2026.
What is STC's SEC CIK number?
STEWART INFORMATION SERVICES CORP (STC)'s SEC Central Index Key (CIK) is 94344. EDGAR lists every STC filing under that number.
Ask anything about STC
The research agent reads STC's filings, financials, insider trades and 13F holders, then answers with sources.