RDN at a glance
RADIAN GROUP INC (RDN, SEC CIK 890926) filed its latest 10-K annual report on February 20, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 11, 2026 and Form 4 insider filings as recently as September 15, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), RADIAN GROUP INC (RDN) reported revenue of $1.2 billion (down 7.2% from FY2024) and net income of $582.6 million. Diluted EPS was $4.14.
- As of June 30, 2026, 31 institutional investment managers tracked by SignalX reported holding RADIAN GROUP INC (RDN) shares worth $2.4 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Bartholomew Meghan on September 14, 2026 of 7,812 shares at $35.94 per share.
- In the last 90 days, RDN insiders reported 0 open-market purchases ($0) and 2 open-market sales ($1.1M) on Form 4, a net sale of $1.1M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $1.2B
- −7.2% vs prior year
- Insiders · 90 days
- 0 buys · 2 sells
- Net −$1.1M
- 13F holders
- 31 funds
- $2.4B · −1 vs prior quarter
- Latest 8-K
- Aug 11, 2026
- Item 7.01 · Item 5.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business providing mortgage insurance primarily through Monthly Premium Policies with level premiums for 10 years followed by lower premiums
- Emphasis on managing incurred losses driven by credit characteristics, average loan size, coverage percentage, and housing value changes
- Focus on risk management given impact of housing market trends on default rates and claim estimates
- Notable metric: loans eligible for policy cancellation once LTV reaches 80%, influencing premium trends and earned premium volatility
- Variation in loan resets significantly affects premium income trends, highlighting sensitivity to loan portfolio composition changes
Risk Factors
- Regulatory risk from SEC guidance on Critical Accounting Estimates affecting GAAP compliance and financial condition reporting
- Macroeconomic exposure via $6.1B investment portfolio sensitive to interest-rate and credit-spread volatility
- Operational vulnerability due to reliance on management’s complex subjective judgments for financial estimates under GAAP
- Competitive threat from alternative mortgage insurance solutions potentially impacting Radian’s BBB- rated senior debt market positioning
- Financial risk from fair value changes in fixed income securities impacting investment portfolio valuation and earnings volatility
Management Discussion & Analysis
- Assets held for sale net carrying value $110M in 2025 vs $207M in 2024
- No forward-looking guidance, outlook, or emerging risks mentioned in the provided text
AI summary of the RDN 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Inigo acquisition completed February 2, 2026
- Incremental foreign-currency and reinsurer-credit risks not material as of June 30, 2026
- Fair-value purchase-price allocation remains preliminary for up to twelve months
- Disclosure controls effective as of June 30, 2026
- Inigo controls excluded from 2026 annual internal-control assessment
Risk Factors
- No material risk-factor changes from the 2025 Form 10-K
- Liquidity risk: $736 million remaining under the share-repurchase authorization through December 2027
- Regulatory risk: Dividend payments conditioned on no revolving-credit-facility default and pro forma covenant compliance
- Capital-allocation risk: $2.231 billion shares repurchased during the quarter
- Compensation risk: Inducement Plan capacity increased to 674,220 shares for maximum performance-award vesting
AI summary of the RDN 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- Board appointment of Mr. McCarthy disclosed under Regulation FD
- News release furnished as Exhibit 99.1, containing substantive appointment details
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Board expanded from 11 to 12 directors with Barry C. McCarthy’s appointment on August 10, 2026
- Appointment followed Governance Committee recommendation, indicating planned board refreshment
Item EX-99.1: Item EX-99.1
- Barry C. McCarthy appointed to Radian’s Board, effective August 10, 2026
- New director adds payments, data, technology and financial-services transformation expertise
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 financial results for quarter ended June 30, 2026
- Investor-relevant figures and management commentary contained in Exhibit 99.1
Item EX-99.1: Item EX-99.1
- Q2 revenue $575M, up 93% YoY, driven by Inigo and Specialty; net income from continuing operations fell to $118M from $154M
- Adjusted operating EPS rose to $1.14 from $1.11, despite $39M of Inigo purchase-accounting and acquisition costs
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Stockholders approved the 2026 Equity Compensation Plan, authorizing the framework for executive equity awards and future share-based compensation
- 2026 LTI awards target 194,? BV RSUs and 148,? time-based RSUs across five named executives; performance awards vest May 25, 2029
AI summaries of RDN 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for RDN
Don't miss the next RDN filing
- Alerts as it files. A push when RDN files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut RDN, by share count.
- Ask anything. An AI agent that reads every RDN filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Bartholomew Meghan | Sell | Sep 14, 2026 | 7,812 | $35.94 |
| CULANG HOWARD BERNARD | A | Sep 9, 2026 | 503.798 | - |
| McCarthy Barry C | A | Aug 12, 2026 | 3,427 | - |
| Hoffman Edward J | Sell | Jul 14, 2026 | 20,000 | $39.00 |
| CULANG HOWARD BERNARD | A | Jun 17, 2026 | 521.221 | - |
| Bartholomew Meghan | Sell | Jun 3, 2026 | 0.944 | $34.68 |
| Conner Brad L. | Sell | Jun 3, 2026 | 1,200 | $33.93 |
| Leyden Margaret Anne | Sell | May 29, 2026 | 2,070 | $34.59 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $1.2B | $1.3B | $1.2B | |
| Net Income | $603.1M | $604.4M | $582.6M | |
| Net Margin | 48.6% | 46.8% | 48.7% | |
| Balance Sheet | ||||
| Total Assets | $7.6B | $8.7B | $8.1B | |
| Equity | $4.4B | $4.6B | $4.8B | |
| ROE | 13.7% | 13.1% | 12.2% | |
| Per Share | ||||
| EPS | $3.77 | $3.92 | $4.14 | |
| Cash Flow | ||||
| Operating CF | $529.4M | -$663.6M | $119.9M | |
Source: XBRL data in RADIAN GROUP INC (RDN)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate RDN share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 31 | $2.37B |
| Q1 2026 | 32 | $2.09B |
| Q4 2025 | 30 | $2.26B |
| Q3 2025 | 31 | $2.35B |
| Q2 2025 | 28 | $2.33B |
| Q1 2025 | 25 | $1.55B |
| Q4 2024 | 20 | $1.32B |
| Q3 2024 | 18 | $753.8M |
- JPMorgan Chase & Co+536.2K (+45%)
- Prudential Financial+466.0K (+100%)
- Morgan Stanley+383.2K (+25%)
- BlackRock+382.3K (+2%)
- FMR LLC (Fidelity)+249.6K (+40%)
- Two Sigma Investments−1.50M (-91%)
- Millennium Management−451.0K (-49%)
- D.E. Shaw & Co−262.6K (-58%)
- Bank of America Corp−166.7K (-22%)
- Vanguard Portfolio Management LLC−106.2K (-1%)
- Renaissance Technologies LLC−133.7K
Source: 13F-HR filings on SEC EDGAR (aggregated from 215 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
RDN filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 15, 2026 | - | - | - |
| 4 | Sep 10, 2026 | - | - | - |
| 4 | Aug 13, 2026 | - | - | - |
| 8-K | Aug 11, 2026 | - | Analysis | - |
| 4 | Aug 7, 2026 | - | - | - |
| 4 | Aug 7, 2026 | - | - | - |
| 4 | Aug 7, 2026 | - | - | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 6, 2026 | - | Analysis | - |
| 4 | Jul 16, 2026 | - | - | - |
| 4 | Jun 22, 2026 | - | - | - |
| 4 | Jun 5, 2026 | - | - | |
| 4 | Jun 1, 2026 | - | - | |
| 4 | May 28, 2026 | - | - | |
| 8-K | May 27, 2026 | - | Analysis | |
| 8-K | May 21, 2026 | - | Analysis | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 7, 2026 | - | Analysis | |
| 4 | Apr 30, 2026 | - | - | - |
| SC 13G | Apr 30, 2026 | - | - |
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RDN SEC filings: frequently asked questions
Are RDN insiders buying or selling?
In the last 90 days, RADIAN GROUP INC (RDN) officers, directors and 10% owners reported no open-market purchases and 2 open-market sales worth $1.1 million by 2 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold RDN stock?
As of June 30, 2026, the largest RADIAN GROUP INC (RDN) holders among the 13F filers tracked by SignalX were BlackRock ($728.1 million), Vanguard Portfolio Management LLC ($348.1 million), Dimensional Fund Advisors ($228.7 million), Vanguard Capital Management LLC ($225.7 million), State Street Corp ($225.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was RDN's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), RADIAN GROUP INC (RDN) reported revenue of $1.2 billion (down 7.2% from FY2024) and net income of $582.6 million. Diluted EPS was $4.14. The figures come from the XBRL data in the 10-K.
What are the main risks in RDN's latest 10-K?
In the 10-K filed February 20, 2026, RADIAN GROUP INC (RDN) flagged: Regulatory risk from SEC guidance on Critical Accounting Estimates affecting GAAP compliance and financial condition reporting. Macroeconomic exposure via $6.1B investment portfolio sensitive to interest-rate and credit-spread volatility. (AI summary of the Risk Factors section.)
What did RDN report in its latest 8-K?
RADIAN GROUP INC (RDN) filed an 8-K on August 11, 2026 reporting Item 7.01 (Regulation FD Disclosure) and Item 5.02 (Departure/Appointment of Directors or Principal Officers). Board appointment of Mr. McCarthy disclosed under Regulation FD.
What are the latest RDN SEC filings?
RADIAN GROUP INC (RDN) filed its latest 10-K annual report on February 20, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 11, 2026 and a Form 4 insider filing on September 15, 2026.
What is RDN's SEC CIK number?
RADIAN GROUP INC (RDN)'s SEC Central Index Key (CIK) is 890926. EDGAR lists every RDN filing under that number.
Ask anything about RDN
The research agent reads RDN's filings, financials, insider trades and 13F holders, then answers with sources.