QTWO Q2 Holdings, Inc.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business: Cloud-based, unified SaaS platform providing digital banking, lending, risk/fraud, and embedded finance solutions to financial institutions and FinTechs
• • Emphasized new segments: Expanded portfolio to include Q2 Innovation Studio for API/SDK customization and Helix, a cloud-native core/BaaS platform for FinTechs and banks
• • Strategic shift: Broader market focus beyond regional banks to include large banks, FinTechs, Alt-FIs; platform extensibility and integration prioritized to support ecosystem partnerships
• • Quantitative highlight: 1,200+ financial institution customers, 27.3 million digital platform account holders, $4.0 trillion in transactions in 2025; $23.0 billion estimated total addressable market
• • Noteworthy fact: Customers’ contracted revenue on digital banking platform grows approximately 61% within 48 months post-implementation, illustrating strong platform monetization and adoption

Risk Factors

• • Cybersecurity risks from third-party providers critical to operations, overseen quarterly by RACC with updates from CISO and CRO
• • Dependency on Chief Risk Officer with 10+ years risk management and Chief Information Security Officer with 20+ years experience for risk oversight
• • Incident response escalation procedures essential for mitigating cybersecurity breaches requiring senior management and RACC involvement
• • Extensive reliance on external consultants and auditors to evaluate and strengthen information security program continuously
• • No specific regulatory, geopolitical, competitive, or financial risks detailed in this section

Management Discussion & Analysis

• • Revenue $794.8M, up 14.1% YoY (+$98.3M) driven by $95.0M increase in subscription revenue
• • Operating margins improved; cost of revenues 45.9% of sales vs 49.1% in 2024, sales & marketing 13.3% vs 15.2%
• • Best segment: subscription revenue growth 17% in 2025 vs 16% prior year; worst: amortization of acquired intangibles down 99.5% (-$16.9M)
• • Operating cash flow $201.5M up from $135.8M; capex and capitalized software $28.1M; share repurchases $5.0M; 2025 Notes repaid $191.0M
• • Management expects continuing revenue growth and margin improvement long-term despite increased investments; risks include market conditions and timing of implementations

What are the latest QTWO SEC filings in 2026?

Q2 Holdings, Inc. (QTWO) has filed a 10-K annual report on February 11, 2026, a 10-Q quarterly report on April 29, 2026, an 8-K current report on July 29, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did QTWO file its most recent 10-K annual report?

Q2 Holdings, Inc. (QTWO) filed its most recent 10-K annual report on February 11, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view QTWO 10-Q quarterly reports?

Q2 Holdings, Inc. (QTWO)'s most recent 10-Q quarterly report was filed on April 29, 2026. SignalX displays every QTWO 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has QTWO filed recently?

Q2 Holdings, Inc. (QTWO)'s most recent 8-K was filed on July 29, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find QTWO insider trading activity (Form 4)?

SignalX aggregates every QTWO Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does QTWO file with the SEC?

Q2 Holdings, Inc. (QTWO) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new QTWO filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Q2 Holdings, Inc. (QTWO).

What is QTWO's SEC CIK number?

Q2 Holdings, Inc. (QTWO)'s SEC CIK (Central Index Key) number is 1410384. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1410384 to look up all QTWO filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find QTWO return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Q2 Holdings, Inc. (QTWO) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.