PRG PROG Holdings, Inc.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Financial technology holding company offering lease-to-own and Buy Now, Pay Later (BNPL) payment solutions for underserved near-prime and subprime consumers
• • Strategic acquisition of Purchasing Power in January 2026 expanding payment ecosystem with employer-based payroll deduction purchase program
• • Sold Vive Financial lending segment loans portfolio in October 2025, initiating wind-down of that operation
• • Progressive Leasing segment generated approx. 96% of consolidated revenues in 2025, underscoring continued dominance
• • Emphasis on expanding direct-to-consumer marketing and technology investments to enhance omnichannel consumer experience and scale Four app

Risk Factors

• • Regulatory/legal risk: cybersecurity incident lawsuits consolidated in Utah District Court, settled for $3.3 million with insurer paying full amount (2023–2026 timeline)
• • Geopolitical/macro risk: Big Lots bankruptcy in late 2024 caused 8.6% 2025 GMV decrease in Progressive Leasing, with American Signature bankruptcy in Nov 2025 causing further 2026 impact
• • Operational/supply chain risk: Progressive Leasing portfolio shrinkage due to bankrupt POS partners and tightened lease decisioning posture since early 2025
• • Competitive/market disruption risk: Four BNPL grew GMV 144.2% in 2025, challenging Progressive Leasing’s traditional lease-to-own with smaller average ticket sizes
• • Financial/structural risk: $420 million cash acquisition of Purchasing Power in Jan 2026 adds $338.6 million non-recourse debt exposure post-close

Management Discussion & Analysis

• • Revenue concentration: Progressive Leasing 96% of consolidated revenue in 2025, expected >70% in 2026 post-Purchasing Power acquisition
• • Regulatory, macroeconomic, operational risks highlighted; no revenue or profitability figures disclosed
• • Potential adverse effects from inflation, interest rates, subprime customer base, and IT system disruptions emphasized
• • Capital allocation risks include stock repurchase and dividend programs may not enhance shareholder value; no dollar amounts provided
• • Forward risks: macroeconomic uncertainty, reliance on key POS partners, acquisitions performance, and indebtedness servicing risks

What are the latest PRG SEC filings in 2026?

PROG Holdings, Inc. (PRG) has filed a 10-K annual report on February 18, 2026, a 10-Q quarterly report on April 29, 2026, an 8-K current report on August 5, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did PRG file its most recent 10-K annual report?

PROG Holdings, Inc. (PRG) filed its most recent 10-K annual report on February 18, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view PRG 10-Q quarterly reports?

PROG Holdings, Inc. (PRG)'s most recent 10-Q quarterly report was filed on April 29, 2026. SignalX displays every PRG 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has PRG filed recently?

PROG Holdings, Inc. (PRG)'s most recent 8-K was filed on August 5, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find PRG insider trading activity (Form 4)?

SignalX aggregates every PRG Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does PRG file with the SEC?

PROG Holdings, Inc. (PRG) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new PRG filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for PROG Holdings, Inc. (PRG).

What is PRG's SEC CIK number?

PROG Holdings, Inc. (PRG)'s SEC CIK (Central Index Key) number is 1808834. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1808834 to look up all PRG filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find PRG return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from PROG Holdings, Inc. (PRG) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.