PAYX Paychex

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: comprehensive technology and advisory human capital management (HCM) solutions spanning HR, payroll, benefits, and insurance
• • New emphasis on AI-powered WISE engine with ~600 AI features, leveraging 26 trillion data points for autonomous execution and enhanced productivity
• • Strategic shift: acquisition of Paycor HCM (April 2025) expanded presence upmarket, increased cross-sales, enhanced AI-driven HCM offerings
• • Quantitative highlight: payroll client retention 82%-83%; workforce ~17,600 employees; processed $1.3 trillion payroll for 800,000 clients
• • Noteworthy fact: recognized 15th consecutive year as one of the World's Most Ethical Companies by Ethisphere in 2026

Risk Factors

• • Regulatory risk from SECURE Act 2.0 and OFAC sanctions, with potential civil/criminal penalties for non-compliance affecting payroll and benefits services
• • Macroeconomic risk due to banking environment instability risking client bankruptcies and funding shortfalls, with 82-83% payroll client retention rate
• • Supply chain vulnerability tied to reliance on third-party vendors for IT, cloud platforms, and banking services, risking operational interruptions and penalties
• • Market disruption from competitors Automatic Data Processing and Intuit, requiring continuous AI/tech investments to maintain innovation and customer retention
• • Financial risk from $4.2B corporate bonds issued in April 2025, leverage ratio capped at 3.5:1, with $2B unused credit facilities and $269.5M interest expense in fiscal 2026

Management Discussion & Analysis

• • Revenue $6.51B, up 17% YoY from $5.57B, driven by Management Solutions up 20% to $4.87B and PEO and Insurance Solutions up 7% to $1.43B
• • Operating income $2.51B, up 14% YoY; operating margin 38.6% vs 39.6% prior year; adjusted operating income $2.81B up 19%, adjusted margin 43.2% vs 42.5%
• • Best performing segment: Management Solutions revenue $4.87B, +20% driven by Paycor acquisition; worst performing segment: PEO and Insurance Solutions revenue $1.43B, +7%
• • Operating cash flow $2.56B, investing cash flow used $1.15B (vs. $3.36B prior year); financing cash used $2.65B including dividends $1.59B and 5.6 million shares repurchased at $108.81 average price
• • Management outlook highlights continued investment in AI and technology, sustaining high customer retention (~82-83%), and potential risk from uncertain tax positions and variable cash flow impacting liquidity

What are the latest PAYX SEC filings in 2026?

Paychex (PAYX) has filed a 10-K annual report on July 17, 2026, a 10-Q quarterly report on March 26, 2026, an 8-K current report on July 21, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did PAYX file its most recent 10-K annual report?

Paychex (PAYX) filed its most recent 10-K annual report on July 17, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view PAYX 10-Q quarterly reports?

Paychex (PAYX)'s most recent 10-Q quarterly report was filed on March 26, 2026. SignalX displays every PAYX 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has PAYX filed recently?

Paychex (PAYX)'s most recent 8-K was filed on July 21, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find PAYX insider trading activity (Form 4)?

SignalX aggregates every PAYX Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does PAYX file with the SEC?

Paychex (PAYX) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new PAYX filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Paychex (PAYX).

What is PAYX's SEC CIK number?

Paychex (PAYX)'s SEC CIK (Central Index Key) number is 723531. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 723531 to look up all PAYX filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find PAYX return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Paychex (PAYX) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.