Paychex (PAYX) FY2025 10-K Annual Report

Filed: Jul 11, 2025
Industrials
Services-Engineering, Accounting, Research, ManagementSEC EDGAR

Paychex (PAYX) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Jul 11, 2025. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Paychex FY2025 10-K Analysis

Business Overview

  • Core business model: Provider of integrated HR, payroll, employee benefits, insurance solutions for U.S. and parts of Europe
  • New acquisition: Paycor HCM, Inc. added April 14, 2025, expanding HR tech and advisory offerings, strengthening upmarket position
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Management Discussion & Analysis

  • Revenue $5.57B, up 6% YoY driven by Management Solutions $4.07B (+5%) and PEO & Insurance Solutions $1.34B (+6%)
  • Operating income $2.21B, up 2%; net income $1.66B, down 2%; effective tax rate steady at 23.8%
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Risk Factors

  • Regulatory risk under evolving U.S. HR and payroll compliance laws impacting integrated HCM solutions
  • Geopolitical exposure in parts of Europe with increasing regulatory complexities for employee benefits
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Paychex FY2025 Key Financial Metrics
XBRL

Revenue

$5.4B

+5.4% YoY

Net Income

$1.7B

-2.0% YoY

Operating Margin

40.8%

-156bp YoY

Net Margin

30.6%

-230bp YoY

ROE

40.1%

-432bp YoY

Total Assets

$16.6B

+59.5% YoY

EPS (Diluted)

$4.58

-1.9% YoY

Operating Cash Flow

$1.9B

+0.2% YoY

Source: XBRL data from Paychex FY2025 10-K filing on SEC EDGAR. All figures in USD.

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