PAYX Paychex

Q4 2025 10-Q
Filed: Dec 22, 2025Period ending Nov 30, 2025
Industrials
Services-Engineering, Accounting, Research, ManagementSEC EDGAR

Paychex (PAYX) 10-Q quarterly report for Q4 2025, filed with SEC EDGAR on Dec 22, 2025 for the fiscal period ending Nov 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q4 2025 10-Q

Management Discussion & Analysis

  • No quarterly revenue or YoY change data provided
  • No profitability or margin figures reported
+3 more insights

Risk Factors

  • New liquidity risk from $172.9M irrevocable standby letters of credit expiring Dec 2025–Feb 2027, mainly for insurance commitments
  • Updated long-term debt profile with $5.0B total senior notes and bonds, fixed rates 4.07%-5.60%, maturities through April 2035
+3 more insights

Quarterly Financial Summary
XBRL

Revenue

$1.5B

+17.4% YoY +0.7% QoQ

Net Income

$395M

-4.4% YoY +3.0% QoQ

Operating Margin

38.0%

-397bp YoY +173bp QoQ

Net Margin

26.3%

-597bp YoY +59bp QoQ

ROE

10.2%

-34bp YoY

Total Assets

$16.5B

+56.5% YoY

EPS (Diluted)

$1.10

-3.5% YoY +3.8% QoQ

Operating Cash Flow

$445M

+50.8% YoY -38.1% QoQ

Source: XBRL data from Paychex Q4 2025 10-Q filing on SEC EDGAR. All figures in USD.

Other Paychex Quarterly Reports

Get deeper insights on Paychex

Access full AI analysis, insider trading data, fund holdings, and cross-signal detection on SignalX.