Paychex (PAYX) Q4 2025 10-Q Quarterly Report
Filed: Dec 22, 2025Period ending Nov 30, 2025
Industrials
Services-Engineering, Accounting, Research, ManagementSEC EDGAR Paychex (PAYX) 10-Q quarterly report for Q4 2025, filed with SEC EDGAR on Dec 22, 2025 for the fiscal period ending Nov 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
Paychex Q4 2025 10-Q Analysis
Management Discussion & Analysis
- • No quarterly revenue or YoY change data provided
- • No profitability or margin figures reported
- • No segment or product line performance details included
- • No changes in cash position, operating cash flow, or capital deployment disclosed
- • No management commentary on outlook, guidance, or headwinds available
Risk Factors
- • New liquidity risk from $172.9M irrevocable standby letters of credit expiring Dec 2025–Feb 2027, mainly for insurance commitments
- • Updated long-term debt profile with $5.0B total senior notes and bonds, fixed rates 4.07%-5.60%, maturities through April 2035
- • Regulatory risk related to maintaining compliance for corporate bond interest and principal payments adhering to senior note terms
- • Market risk from interest rate exposure on $4.2B fixed-rate corporate bonds issued at 5.10%-5.60% impacting interest expense
- • No outstanding amounts on letters of credit as of Nov 30, 2025, indicating minimal short-term liquidity strain from these commitments
Paychex Q4 2025 Quarterly FinancialsXBRL
Revenue
$1.5B
▲ +17.4% YoY▲ +0.7% QoQ
Net Income
$395M
▼ -4.4% YoY▲ +3.0% QoQ
Operating Margin
38.0%
▼ -397bp YoY▲ +173bp QoQ
Net Margin
26.3%
▼ -597bp YoY▲ +59bp QoQ
ROE
10.2%
▼ -34bp YoY
Total Assets
$16.5B
▲ +56.5% YoY
EPS (Diluted)
$1.10
▼ -3.5% YoY▲ +3.8% QoQ
Operating Cash Flow
$445M
▲ +50.8% YoY▼ -38.1% QoQ
Source: XBRL data from Paychex Q4 2025 10-Q filing on SEC EDGAR. All figures in USD.
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