PAYX Paychex

Q3 2025 10-Q
Filed: Sep 30, 2025Period ending Aug 31, 2025
Industrials
Services-Engineering, Accounting, Research, ManagementSEC EDGAR

Paychex (PAYX) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Sep 30, 2025 for the fiscal period ending Aug 31, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

  • No quarterly revenue or YoY change data disclosed in provided text
  • No profitability or margin figures mentioned
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Risk Factors

  • New risk: letters of credit $177.2M expiring Sept 2025-Feb 2027 securing insurance commitments, no outstanding amounts as of Aug 31, 2025
  • Updated financial risk: long-term debt $5B with fixed rates 4.07%-5.60%, principal dates 2026-2035, increasing near-term cash commitments by $400M due Mar 2026
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Quarterly Financial Summary
XBRL

Revenue

$1.5B

+16.5% YoY

Net Income

$384M

-10.2% YoY

Operating Margin

36.3%

-637bp YoY

Net Margin

25.7%

-765bp YoY

EPS (Diluted)

$1.06

-10.2% YoY

Operating Cash Flow

$718M

+31.6% YoY

Source: XBRL data from Paychex Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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