NAVN at a glance
Navan, Inc. (NAVN, SEC CIK 1639723) filed its latest 10-K annual report on April 2, 2026, a 10-Q quarterly report on September 10, 2026, an 8-K current report on September 9, 2026 and Form 4 insider filings as recently as September 23, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended January 31, 2026 (FY2026), Navan, Inc. (NAVN) reported revenue of $702.3 million (up 30.8% from FY2025) and a net loss of $398.0 million. Diluted EPS was -$4.07.
- As of June 30, 2026, 29 institutional investment managers tracked by SignalX reported holding Navan, Inc. (NAVN) shares worth $776.9 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Twig Ilan Ezra on September 21, 2026 of 36,040 shares at $21.27 per share.
- In the last 90 days, NAVN insiders reported 0 open-market purchases ($0) and 7 open-market sales ($13.9M) on Form 4, a net sale of $13.9M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2026
- $702.3M
- +30.8% vs prior year
- Insiders · 90 days
- 0 buys · 7 sells
- Net −$13.9M
- 13F holders
- 29 funds
- $776.9M · +7 vs prior quarter
- Latest 8-K
- Sep 9, 2026
- Item 2.02 · Item 7.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jul 31, 2026
Management Discussion & Analysis
- Revenue $232.8M, up 35% YoY from $172.0M, driven by usage-based revenue growth
- Gross margin 74% vs 73% YoY; operating margin (11)% vs (7)%
- GBV $3.0B, up 45% YoY; payment volume $1.3B, up 34%
- Net loss $29.1M vs $38.6M; sales and marketing expense $104.6M, up 53%
- Continued sales, marketing, AI, and infrastructure investment; travel seasonality and economic uncertainty headwinds
Risk Factors
- AI-agent accuracy risk expanded, with hallucinations or unintended actions potentially harming customer support quality and gross margins
- R&M customer transition risk newly highlighted, following January 2026 planned migration to the Navan platform
- Travel-demand exposure remains material, with revenue significantly dependent on Travel Management offerings and vulnerable to global disruptions
- Supplier concentration risk, as commission reductions or terminated relationships could reduce inventory, revenue, and margins
- Persistent loss risk, including $49.6 million net loss for six months ended July 31, 2026 and $2.1 billion accumulated deficit
AI summary of the NAVN 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Fiscal quarter ended July 31, 2026 results announced on September 9, 2026
- Press release and business highlights furnished in Exhibit 99.1
Item 7.01: Regulation FD Disclosure
- Supplemental investor materials posted September 9, 2026, including prepared remarks and slide presentation
- Materials available at investors.navan.com for investor review
Item EX-99.1: Item EX-99.1
- Q2 FY2027 revenue $233M, up 35%; GBV $3.0B, up 45%, signaling strong platform adoption and transaction growth
- Non-GAAP operating income $17M, margin 7%, versus $8M and 5%; GAAP operating loss widened to $(26)M
Item 5.07: Submission of Matters to a Vote of Security Holders
- Class I directors Ariel Cohen, Ben Horowitz, and Michael Kourey elected to serve through 2029 annual meeting
- Director elections received 552.3M–553.1M votes for, with 25.5M broker non-votes each
Item 2.02: Results of Operations and Financial Condition
- Fiscal quarter ended April 30, 2026 results announced June 10, 2026
- Exhibit 99.1 contains Navan’s financial results and business highlights
Item 7.01: Regulation FD Disclosure
- Navan posted supplemental investor materials on June 10, 2026, including prepared remarks and a slide presentation
- Materials available at investors.navan.com, providing additional context for investor analysis
AI summaries of NAVN 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for NAVN
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- Fund moves. Which tracked funds opened, added or cut NAVN, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Twig Ilan Ezra | Sell | Sep 21, 2026 | 36,040 | $21.27 |
| Sindicich Michael Eric | Sell | Sep 21, 2026 | 8,977 | $21.27 |
| Cohen Ariel M. | Sell | Sep 21, 2026 | 50,647 | $21.27 |
| Cohen Ariel M. | C | Aug 27, 2026 | 75,000 | - |
| Cohen Ariel M. | Sell | Aug 27, 2026 | 75,000 | $30.14 |
| Cohen Ariel M. | C | Aug 27, 2026 | 75,000 | - |
| Cohen Ariel M. | Sell | Aug 27, 2026 | 75,000 | $30.14 |
| Cohen Ariel M. | Sell | Aug 27, 2026 | 75,000 | $30.14 |
Financial SummaryXBRL
| Metric | FY2024 | FY2025 | FY2026 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $536.8M | $702.3M |
| Gross Profit | - | $367.0M | $500.5M |
| Operating Income | - | -$107.6M | -$196.9M |
| Net Income | - | -$181.1M | -$398.0M |
| Gross Margin | - | 68.4% | 71.3% |
| Op. Margin | - | -20.1% | -28.0% |
| Net Margin | - | -33.7% | -56.7% |
| Balance Sheet | |||
| Total Assets | - | $1.1B | $1.7B |
| Equity | -$1.1B | -$1.2B | $1.2B |
| ROE | - | 15.3% | -32.9% |
| Per Share | |||
| EPS | - | $-4.00 | $-4.07 |
| Cash Flow | |||
| Operating CF | - | -$50.4M | $33.7M |
| CapEx | $561K | $994K | $917K |
Source: XBRL data in Navan, Inc. (NAVN)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate NAVN share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 29 | $776.9M |
| Q1 2026 | 22 | $185.2M |
| Q4 2025 | 18 | $248.7M |
- BlackRock+3.87M (+137%)
- Vanguard Portfolio Management LLC+2.44M (+159%)
- Bank of America Corp+1.98M (+941%)
- Vanguard Capital Management LLC+1.59M (+101%)
- Millennium Management+1.46M (+51%)
- Renaissance Technologies LLC−174.7K (-58%)
- Goldman Sachs Group−54.8K (-9%)
- Raymond James Financial−11.9K (-33%)
- Fifth Third Bancorp−1.1K (-2%)
- Ameriprise Financial+1.29M
- Principal Financial Group+470.6K
- Prudential Financial+461.7K
- Two Sigma Investments+418.3K
- Citizens Financial Group+51.2K
Source: 13F-HR filings on SEC EDGAR (aggregated from 69 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
NAVN filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 23, 2026 | - | - | - |
| 4 | Sep 23, 2026 | - | - | - |
| 4 | Sep 23, 2026 | - | - | - |
| 10-Q | Sep 10, 2026 | Jul 31, 2026 | Analysis | |
| 8-K | Sep 9, 2026 | - | Analysis | - |
| 4 | Aug 31, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Jul 10, 2026 | - | - | - |
| 4 | Jul 9, 2026 | - | - | - |
| 4 | Jul 9, 2026 | - | - | - |
| 4 | Jun 29, 2026 | - | - | - |
| 4 | Jun 29, 2026 | - | - | - |
| 4 | Jun 29, 2026 | - | - | - |
| 4 | Jun 29, 2026 | - | - | - |
| 4 | Jun 29, 2026 | - | - | - |
| 4 | Jun 29, 2026 | - | - | - |
| 4 | Jun 29, 2026 | - | - | - |
| 4 | Jun 29, 2026 | - | - | - |
| 8-K | Jun 26, 2026 | - | Analysis | - |
| 4 | Jun 23, 2026 | - | - | - |
| 4 | Jun 23, 2026 | - | - | - |
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NAVN SEC filings: frequently asked questions
Are NAVN insiders buying or selling?
In the last 90 days, Navan, Inc. (NAVN) officers, directors and 10% owners reported no open-market purchases and 7 open-market sales worth $13.9 million by 3 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold NAVN stock?
As of June 30, 2026, the largest Navan, Inc. (NAVN) holders among the 13F filers tracked by SignalX were BlackRock ($153.2 million), Millennium Management ($98.3 million), Vanguard Portfolio Management LLC ($91.0 million), Vanguard Capital Management LLC ($72.3 million), Bank of America Corp ($50.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was NAVN's revenue in fiscal year 2026?
For the fiscal year ended January 31, 2026 (FY2026), Navan, Inc. (NAVN) reported revenue of $702.3 million (up 30.8% from FY2025) and a net loss of $398.0 million. Diluted EPS was -$4.07. The figures come from the XBRL data in the 10-K.
What did NAVN report in its latest 8-K?
Navan, Inc. (NAVN) filed an 8-K on September 9, 2026 reporting Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure). Fiscal quarter ended July 31, 2026 results announced on September 9, 2026.
What are the latest NAVN SEC filings?
Navan, Inc. (NAVN) filed its latest 10-K annual report on April 2, 2026, a 10-Q quarterly report on September 10, 2026, an 8-K current report on September 9, 2026 and a Form 4 insider filing on September 23, 2026.
What is NAVN's SEC CIK number?
Navan, Inc. (NAVN)'s SEC Central Index Key (CIK) is 1639723. EDGAR lists every NAVN filing under that number.
Ask anything about NAVN
The research agent reads NAVN's filings, financials, insider trades and 13F holders, then answers with sources.