LMND Lemonade, Inc.companySEC Filings & Insider Trading Activity 2026
Latest Lemonade, Inc. (LMND) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 25, 2026, a 10-Q quarterly report filed on November 5, 2025, an 8-K current report filed on April 29, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for Lemonade, Inc. (LMND) (SEC CIK 1691421), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business model: vertically-integrated, AI-powered digital insurance platform offering renters, homeowners, pet, car, and life insurance with high automation and customer alignment
- • New emphasis on specialized car insurance pricing using direct vehicle telemetry to differentiate autonomous miles at significant discount
Risk Factors
- • Regulatory risk: Compliance with EU Artificial Intelligence Act effective August 2026, imposing extensive obligations and fines up to 7% global turnover
- • Macroeconomic threat: California Proposition 103 restricts telematics use in largest car insurance market, limiting risk assessment and underwriting accuracy
Management Discussion & Analysis
- • Revenue $737.9M in 2025 vs $526.5M in 2024, up $211.4M or 40.2% YoY
- • Gross profit margin 40% in 2025 vs 32% in 2024; adjusted gross profit margin 41% vs 33%
Annual Reports Archive10-K
AI-powered analysis of Lemonade, Inc. (LMND) 10-K annual reports filed with SEC EDGAR.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $128.4M | $256.7M | $429.8M | $526.5M | $737.9M |
| Net Income | -$241.3M | -$297.8M | -$236.9M | -$202.2M | -$165.5M |
| Net Margin | -187.9% | -116.0% | -55.1% | -38.4% | -22.4% |
| Balance Sheet | |||||
| Total Assets | $1.5B | $1.7B | $1.6B | $1.8B | $1.9B |
| Equity | $988.2M | $866.8M | $708.9M | $593.4M | $533.6M |
| ROE | -24.4% | -34.4% | -33.4% | -34.1% | -31.0% |
Source: XBRL financial data from Lemonade, Inc. (LMND) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Apr 29, 2026 | — | — | — |
10-K | Feb 25, 2026 | Dec 31, 2025 | Analysis | |
8-K | Feb 19, 2026 | — | — | |
8-K | Jan 27, 2026 | — | — | |
10-Q | Nov 5, 2025 | Sep 30, 2025 | — | |
10-Q | Aug 5, 2025 | Jun 30, 2025 | — | |
10-Q | May 6, 2025 | Mar 31, 2025 | — | |
10-K | Feb 26, 2025 | Dec 31, 2024 | — | |
10-Q | Oct 31, 2024 | Sep 30, 2024 | — | |
10-Q | Jul 31, 2024 | Jun 30, 2024 | — | |
10-Q | May 1, 2024 | Mar 31, 2024 | — | |
10-K | Feb 28, 2024 | Dec 31, 2023 | — | |
10-Q | Nov 3, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 4, 2023 | Jun 30, 2023 | — | |
10-Q | May 5, 2023 | Mar 31, 2023 | — | |
10-K | Mar 3, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 9, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 9, 2022 | Jun 30, 2022 | — | |
10-Q | May 10, 2022 | Mar 31, 2022 | — | |
10-K | Mar 1, 2022 | Dec 31, 2021 | — | |
10-Q | Nov 9, 2021 | Sep 30, 2021 | — | |
10-Q | Aug 11, 2021 | Jun 30, 2021 | — | |
10-Q | May 12, 2021 | Mar 31, 2021 | — | |
10-K | Mar 8, 2021 | Dec 31, 2020 | — | |
10-Q | Nov 12, 2020 | Sep 30, 2020 | — |
Frequently Asked Questions
What are the latest LMND SEC filings in 2026?
Lemonade, Inc. (LMND) has filed a 10-K annual report on February 25, 2026, a 10-Q quarterly report on November 5, 2025, an 8-K current report on April 29, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did LMND file its most recent 10-K annual report?
Lemonade, Inc. (LMND) filed its most recent 10-K annual report on February 25, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view LMND 10-Q quarterly reports?
Lemonade, Inc. (LMND)'s most recent 10-Q quarterly report was filed on November 5, 2025. SignalX displays every LMND 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has LMND filed recently?
Lemonade, Inc. (LMND)'s most recent 8-K was filed on April 29, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find LMND insider trading activity (Form 4)?
SignalX aggregates every LMND Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does LMND file with the SEC?
Lemonade, Inc. (LMND) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new LMND filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Lemonade, Inc. (LMND).
What is LMND's SEC CIK number?
Lemonade, Inc. (LMND)'s SEC CIK (Central Index Key) number is 1691421. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1691421 to look up all LMND filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find LMND return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from Lemonade, Inc. (LMND) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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