JOE ST JOE Co

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Real estate development and property management across residential, hospitality, and commercial segments in Northwest Florida
• • Emphasis on joint ventures for property investments, notably Latitude Margaritaville Watersound community and multiple retail/commercial projects
• • Strategic focus on expanding hospitality portfolio with ownership of multiple branded hotels and golf courses near residential communities
• • Operational scale includes 22 residential communities with homesites completed or in various development stages as of Dec 31, 2025
• • Noteworthy: Diverse property types under ownership including two marinas, multiple hotels, and commercial spaces highlighting integrated community development approach

Risk Factors

• • Regulatory risk: Adoption of FASB ASU 2025-05 on credit loss measurement in July 2025, applied prospectively, with no current financial impact disclosed
• • Geopolitical/macroeconomic risk: Cash deposits exceed FDIC insurance by $60.4 million as of December 31, 2025, exposing to potential institutional credit risk
• • Operational risk: Dependency on three homebuilder customers accounting for 45.1% of receivables as of December 31, 2025, concentration risk in receivables portfolio
• • Competitive risk: Increased hospitality segment revenue to $220.7 million in 2025 driven by club and hotel operations facing competition from local resorts and entertainment venues
• • Financial risk: Outstanding debt principal of unconsolidated joint ventures declined from $131.2 million in 2024 to $79.7 million in 2025, indicating refinancing or repayment pressures

Management Discussion & Analysis

• • Total real estate revenue $234.2M in 2025, up $91.0M or 63.6% YoY from $143.2M in 2024
• • Gross profit margin stable at 50.8% in 2025 vs 50.9% in 2024 (gross profit $118.9M vs $72.9M)
• • Best segment Residential: revenue $165.0M (+41.3%), gross margin 49.4% vs 46.9%, gross profit $81.5M (+$26.7M)
• • Worst segment Commercial real estate: revenue $57.1M (+217.2%), gross margin down to 56.6% from 72.8%, gross profit $32.3M (+$19.2M)
• • Hospitality revenue $215.4M (+8.1%), gross margin 31.1% vs 31.5%, gross profit $66.9M (+$4.1M)
• • Leasing revenue $63.6M (+5.5%), margin increased to 55.3% from 52.2%, gross profit $35.2M (+$3.7M)
• • Cash flow: interest expense down 9.2% to $30.5M; no explicit buybacks or dividends info provided; capex implied by increased depreciation (+$1.1M)
• • Management outlook: growth in residential sales supported by mix and homebuilder closings; hospitality growth driven by new golf course and clubhouse reopening; risks from variable commercial property sales and operating cost pressures in hospitality segment

What are the latest JOE SEC filings in 2026?

ST JOE Co (JOE) has filed a 10-K annual report on February 25, 2026, a 10-Q quarterly report on April 29, 2026, an 8-K current report on July 29, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did JOE file its most recent 10-K annual report?

ST JOE Co (JOE) filed its most recent 10-K annual report on February 25, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view JOE 10-Q quarterly reports?

ST JOE Co (JOE)'s most recent 10-Q quarterly report was filed on April 29, 2026. SignalX displays every JOE 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has JOE filed recently?

ST JOE Co (JOE)'s most recent 8-K was filed on July 29, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find JOE insider trading activity (Form 4)?

SignalX aggregates every JOE Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does JOE file with the SEC?

ST JOE Co (JOE) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new JOE filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for ST JOE Co (JOE).

What is JOE's SEC CIK number?

ST JOE Co (JOE)'s SEC CIK (Central Index Key) number is 745308. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 745308 to look up all JOE filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find JOE return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from ST JOE Co (JOE) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.