HRTG at a glance
Heritage Insurance Holdings, Inc. (HRTG, SEC CIK 1598665) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 5, 2026 and Form 4 insider filings as recently as September 22, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Heritage Insurance Holdings, Inc. (HRTG) reported revenue of $847.3 million (up 3.7% from FY2024) and net income of $195.6 million. Diluted EPS was $6.32.
- As of June 30, 2026, 27 institutional investment managers tracked by SignalX reported holding Heritage Insurance Holdings, Inc. (HRTG) shares worth $252.6 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by JOHNS TIMOTHY E on September 18, 2026 of 3,500 shares at $34.74 per share.
- In the last 90 days, HRTG insiders reported 0 open-market purchases ($0) and 12 open-market sales ($2.8M) on Form 4, a net sale of $2.8M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $847.3M
- +3.7% vs prior year
- Insiders · 90 days
- 0 buys · 12 sells
- Net −$2.8M
- 13F holders
- 27 funds
- $252.6M · −2 vs prior quarter
- Latest 8-K
- Aug 5, 2026
- Item 2.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Premiums-in-force $1.410B, down 1.4% YoY from $1.429B
- Commercial residential premiums-in-force $236.7M, down 12.7% YoY
- Personal residential premiums-in-force $1.163B, up 1.2% YoY
- Total insured value $368.3B, up 0.9% YoY from $365.0B
- Reinsurance program: higher coverage, lower total and risk-adjusted cost; positive Florida outlook and prudent 2026 growth focus
Risk Factors
- No risk-factors section provided; quarter-specific risk changes cannot be determined
- New $50.0 million repurchase plan through December 31, 2026, replacing prior plan
- $37.4 million remaining repurchase capacity as of June 30, 2026
- CEO Rule 10b5-1 plan covering up to 13,760 shares through May 12, 2027
AI summary of the HRTG 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Fiscal quarter ended June 30, 2026 results announced on August 5, 2026
- Press release containing financial results attached as Exhibit 99.1
Item EX-99.1: Item EX-99.1
- Q2 net income $61.7M, up 28.5%; diluted EPS $2.05, up 32.3%, signaling substantially stronger profitability
- Net combined ratio improved to 64.9% from 72.9%, driven by favorable prior-year loss development and lower weather losses
Item 5.07: Submission of Matters to a Vote of Security Holders
- All six director nominees elected, with 14.6M–17.3M votes in favor
- Plante & Moran ratified as 2026 independent auditor by 22.96M votes
Item 8.01: Other Events
- Fully placed 2026–2027 catastrophe excess-of-loss reinsurance program for three insurance subsidiaries
- Reinsurance coverage supports protection against severe catastrophe losses through the 2026–2027 period
AI summaries of HRTG 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for HRTG
Don't miss the next HRTG filing
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- Fund moves. Which tracked funds opened, added or cut HRTG, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| JOHNS TIMOTHY E | Sell | Sep 18, 2026 | 3,500 | $34.74 |
| Garateix Ernie J | Sell | Sep 14, 2026 | 2,500 | $35.25 |
| Binnun Sharon | Sell | Sep 9, 2026 | 6,565 | $33.81 |
| Garateix Ernie J | Sell | Sep 3, 2026 | 2,500 | $35.10 |
| Binnun Sharon | Sell | Sep 1, 2026 | 9,200 | $33.91 |
| Garateix Ernie J | Sell | Aug 24, 2026 | 10,000 | $34.88 |
| JOHNS TIMOTHY E | Sell | Aug 19, 2026 | 3,500 | $33.68 |
| Garateix Ernie J | Sell | Aug 18, 2026 | 5,000 | $34.55 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $817.0M | $847.3M |
| Operating Income | - | $93.6M | $267.2M |
| Net Income | $45.3M | $61.5M | $195.6M |
| Op. Margin | - | 11.5% | 31.5% |
| Net Margin | - | 7.5% | 23.1% |
| Balance Sheet | |||
| Total Assets | $2.2B | $2.5B | $2.2B |
| Equity | - | $290.8M | $505.3M |
| ROE | - | 21.2% | 38.7% |
| Per Share | |||
| EPS | $1.73 | $2.01 | $6.32 |
| Cash Flow | |||
| Operating CF | - | $87.1M | $182.2M |
| CapEx | $9.9M | $8.2M | $8.1M |
Source: XBRL data in Heritage Insurance Holdings, Inc. (HRTG)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate HRTG share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 27 | $252.6M |
| Q1 2026 | 29 | $250.7M |
| Q4 2025 | 27 | $274.3M |
| Q3 2025 | 27 | $230.6M |
| Q2 2025 | 29 | $231.1M |
| Q1 2025 | 24 | $102.7M |
| Q4 2024 | 19 | $82.9M |
| Q3 2024 | 16 | $62.5M |
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Source: 13F-HR filings on SEC EDGAR (aggregated from 198 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
HRTG filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 22, 2026 | - | - | - |
| 4 | Sep 16, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 8, 2026 | - | - | - |
| 4 | Sep 3, 2026 | - | - | - |
| 4 | Aug 26, 2026 | - | - | - |
| 4 | Aug 21, 2026 | - | - | - |
| 4 | Aug 19, 2026 | - | - | - |
| 4 | Aug 19, 2026 | - | - | - |
| 4 | Aug 12, 2026 | - | - | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 5, 2026 | - | - | - |
| 8-K | Aug 5, 2026 | - | Analysis | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jun 24, 2026 | - | - | - |
| 4 | Jun 12, 2026 | - | - | - |
| 4 | Jun 12, 2026 | - | - | - |
| 4 | Jun 12, 2026 | - | - | - |
| 4 | Jun 12, 2026 | - | - | - |
| 4 | Jun 12, 2026 | - | - | - |
| 8-K | Jun 11, 2026 | - | Analysis | - |
| 8-K | May 29, 2026 | - | Analysis | |
| 4 | May 20, 2026 | - | - | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 7, 2026 | - | Analysis |
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HRTG SEC filings: frequently asked questions
Are HRTG insiders buying or selling?
In the last 90 days, Heritage Insurance Holdings, Inc. (HRTG) officers, directors and 10% owners reported no open-market purchases and 12 open-market sales worth $2.8 million by 5 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold HRTG stock?
As of June 30, 2026, the largest Heritage Insurance Holdings, Inc. (HRTG) holders among the 13F filers tracked by SignalX were BlackRock ($60.8 million), Dimensional Fund Advisors ($34.2 million), Vanguard Capital Management LLC ($26.4 million), Vanguard Portfolio Management LLC ($24.8 million), State Street Corp ($14.7 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was HRTG's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Heritage Insurance Holdings, Inc. (HRTG) reported revenue of $847.3 million (up 3.7% from FY2024) and net income of $195.6 million. Diluted EPS was $6.32. The figures come from the XBRL data in the 10-K.
What did HRTG report in its latest 8-K?
Heritage Insurance Holdings, Inc. (HRTG) filed an 8-K on August 5, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Fiscal quarter ended June 30, 2026 results announced on August 5, 2026.
What are the latest HRTG SEC filings?
Heritage Insurance Holdings, Inc. (HRTG) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 5, 2026 and a Form 4 insider filing on September 22, 2026.
What is HRTG's SEC CIK number?
Heritage Insurance Holdings, Inc. (HRTG)'s SEC Central Index Key (CIK) is 1598665. EDGAR lists every HRTG filing under that number.
Ask anything about HRTG
The research agent reads HRTG's filings, financials, insider trades and 13F holders, then answers with sources.