Short answer
Heritage Insurance Holdings, Inc. (HRTG) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $212M (up 0.3% year over year) with net income of $50M.
Q3 2025 key financials · XBRL
- Revenue
- $212M
- +0.3% YoY · +2.1% QoQ
- Net income
- $50M
- +518.5% YoY · +5.0% QoQ
- Operating margin
- 33.0%
- EPS (diluted)
- $1.63
- +503.7% YoY · +5.2% QoQ
Source: XBRL data from the Heritage Insurance Holdings, Inc. (HRTG) Q3 2025 10-Q on SEC EDGAR. USD.
Heritage Insurance Holdings, Inc. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Average premium per policy $11.5% higher YoY, driven by rate changes and inflation guard
- Policies-in-force 363,309, down 9.4% YoY; premiums-in-force $1.44B, up 1.0%
- Florida premiums-in-force $692.1M, down 4.2%; other states $748.4M, up 6.2%
- 2025 strategy: reopen profitable geographies, maintain underwriting discipline, enhance claims capabilities
- 2025 catastrophe reinsurance supply increased with competitive pricing as markets stabilized
Risk Factors
- Financial risk: $7.7 million remaining under the $10.0 million 2025 share-repurchase authorization
- Capital-structure change: Amended credit agreement dated July 22, 2025
- Governance compliance: No officers or directors adopted or terminated trading arrangements during the quarter
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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