BCAL at a glance
California BanCorp CA (BCAL, SEC CIK 1795815) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 27, 2026 and Form 4 insider filings as recently as September 23, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), California BanCorp CA (BCAL) reported revenue of $226.0 million (up 25.7% from FY2024) and net income of $63.1 million. Diluted EPS was $1.93.
- The most recent insider open-market purchase reported on Form 4 was by Muller Frank L. on September 4, 2026 of 450 shares at $22.13 per share.
- In the last 90 days, BCAL insiders reported 1 open-market purchase ($10K) and 1 open-market sale ($159K) on Form 4, a net sale of $149K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $226.0M
- +25.7% vs prior year
- Insiders · 90 days
- 1 buy · 1 sell
- Net −$149K
- Latest 8-K
- Jul 27, 2026
- Item 2.02 · Item 7.01 · Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- CRE concentration 449% of risk-based capital; construction and land development loans 25%
- Cash-flow or capital-deployment changes not disclosed; AOCI loss increased to $5.3M from $1.6M
- Cautious outlook amid inflation, rate, tariff, geopolitical, and credit-risk uncertainty; some clients delaying projects
Risk Factors
- Risk Factors section not provided; no new or changed risks identifiable
- Share-repurchase activity: 102,594 shares repurchased at average $19.46 during quarter
- Repurchase authorization: 875,563 shares remaining under program with no expiration date
AI summary of the BCAL 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Results-of-operations information furnished under Item 2.02 for fiscal year 2026
- Exhibits 99.1 and 99.2 contain the substantive financial disclosures
Item 7.01: Regulation FD Disclosure
- Investor presentation furnished as Exhibit 99.2 for upcoming meetings
- Presentation also posted in California BanCorp’s Investor Relations website
Item 8.01: Other Events
- Quarterly cash dividend approved at $0.12 per common share
- Record date September 21, 2026; payment date October 15, 2026
Item EX-99.1: Item EX-99.1
- Q2 2026 net income $14.3M, or $0.44 diluted EPS, up from $13.8M and $0.42 in Q1
- Net interest margin expanded to 4.71% from 4.47%, supporting $43.4M net interest income
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Shareholders approved the 2026 Omnibus Equity Incentive Plan at the May 27, 2026 annual meeting
- New plan enables future restricted stock units and stock options for eligible recipients
Item 5.07: Submission of Matters to a Vote of Security Holders
- All ten director nominees elected to one-year terms, preserving board continuity
- 26,794,968 shares represented, establishing a quorum from 32,152,298 outstanding shares
Item 8.01: Other Events
- Quarterly cash dividend approved at $0.10 per common share
- Payable July 15, 2026, to shareholders of record June 23, 2026
Item 7.01: Regulation FD Disclosure
- Two nonaccrual loans secured by a 123-acre Los Angeles-area event venue were fully repaid after the property’s May 4 cash sale
- Removal of both nonaccrual loans reduces California BanCorp’s troubled-credit exposure and potential loss provisions
AI summaries of BCAL 8-K current reports filed with the SEC. What 8-K item codes mean
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Wirfel Michelle | F | Sep 21, 2026 | 93 | $21.51 |
| Muller Frank L. | Buy | Sep 4, 2026 | 450 | $22.13 |
| Armanino Andrew J. | A | Aug 20, 2026 | 1,025 | - |
| Cullen Kevin J. | A | Aug 20, 2026 | 1,025 | - |
| Cortese Stephen A. | A | Aug 20, 2026 | 1,025 | - |
| Dolan Thomas G. | J | Aug 11, 2026 | 3,352 | - |
| Liska Martin | J | Aug 11, 2026 | 1,257 | - |
| Liska Martin | J | Aug 11, 2026 | 1,257 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $123.5M | $179.8M | $226.0M |
| Net Income | $25.9M | $5.4M | $63.1M |
| Net Margin | 21.0% | 3.0% | 27.9% |
| Balance Sheet | |||
| Total Assets | $2.4B | $4.0B | $4.0B |
| Equity | - | $511.8M | $576.6M |
| ROE | - | 1.1% | 10.9% |
| Per Share | |||
| EPS | $1.39 | $0.22 | $1.93 |
| Cash Flow | |||
| Operating CF | $33.1M | $50.3M | $57.3M |
| CapEx | $302K | $552K | $346K |
Source: XBRL data in California BanCorp CA (BCAL)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
BCAL filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 23, 2026 | - | - | - |
| 4 | Sep 9, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 12, 2026 | - | - | - |
| 4 | Aug 12, 2026 | - | - | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 4, 2026 | - | - | - |
| 4 | Aug 4, 2026 | - | - | - |
| 4 | Aug 4, 2026 | - | - | - |
| 4 | Aug 4, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| SC 13G | Jul 27, 2026 | - | - | |
| 8-K | Jul 27, 2026 | - | Analysis | - |
| 4 | Jun 22, 2026 | - | - | - |
| 4 | Jun 8, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - |
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BCAL SEC filings: frequently asked questions
Are BCAL insiders buying or selling?
In the last 90 days, California BanCorp CA (BCAL) officers, directors and 10% owners reported 1 open-market purchase worth $9,959 by 1 insider and 1 open-market sale worth $158,948 by 1 insider on Form 4, a net sale of $148,989. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
What was BCAL's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), California BanCorp CA (BCAL) reported revenue of $226.0 million (up 25.7% from FY2024) and net income of $63.1 million. Diluted EPS was $1.93. The figures come from the XBRL data in the 10-K.
What did BCAL report in its latest 8-K?
California BanCorp CA (BCAL) filed an 8-K on July 27, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure) and Item 8.01 (Other Events). Results-of-operations information furnished under Item 2.02 for fiscal year 2026.
What are the latest BCAL SEC filings?
California BanCorp CA (BCAL) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on July 27, 2026 and a Form 4 insider filing on September 23, 2026.
What is BCAL's SEC CIK number?
California BanCorp CA (BCAL)'s SEC Central Index Key (CIK) is 1795815. EDGAR lists every BCAL filing under that number.
Ask anything about BCAL
The research agent reads BCAL's filings, financials, insider trades and 13F holders, then answers with sources.