8-K current report · filed Apr 28, 2026

California BanCorp CA (BCAL) 8-K Current Report: April 28, 2026

Item 2.02Item 7.01Item EX-99.1BCAL overview

Short answer

California BanCorp CA (BCAL) filed an 8-K current report with the SEC on April 28, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 consolidated financial results released April 28, 2026.

California BanCorp CA 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 consolidated financial results released April 28, 2026
  • Earnings release furnished as Exhibit 99.1 for detailed results and management commentary

Item 7.01 · Regulation FD Disclosure

  • Investor presentation furnished as Exhibit 99.2 for upcoming meetings with investors and interested parties
  • Presentation also posted in California BanCorp’s Investor Relations website
  • Disclosure furnished under Regulation FD, not deemed filed under Exchange Act Section 18
  • Exhibit information excluded from incorporation by reference unless expressly cited in another filing

Item EX-99.1 · Exhibit EX-99.1

  • Q1 net income $13.8M, or $0.42 diluted EPS, down from $16.4M and $0.50 sequentially
  • Net interest margin improved to 4.47% from 4.44%, as funding costs fell to 1.36% from 1.50%
  • Credit trends worsened: nonperforming assets rose to 0.97% from 0.40%, with nonperforming loans reaching $30.6M
  • Loan balances declined $61.1M to $2.97B, while deposits increased $22.9M to $3.39B
  • Capital remained above “well-capitalized” minimums; repurchases totaled $7.4M and 409,915 shares at $18.08 average

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