TTEC at a glance
TTEC Holdings, Inc. (TTEC, SEC CIK 1013880) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 10, 2026, an 8-K current report on August 10, 2026 and Form 4 insider filings as recently as October 6, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), TTEC Holdings, Inc. (TTEC) reported revenue of $2.1 billion (down 3.2% from FY2024) and a net loss of $192.5 million. Diluted EPS was -$3.99.
- As of June 30, 2026, 22 institutional investment managers tracked by SignalX reported holding TTEC Holdings, Inc. (TTEC) shares worth $8.5 million in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $2.1B
- −3.2% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 22 funds
- $8.5M · +0 vs prior quarter
- Latest 8-K
- Aug 10, 2026
- Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: global CX technology and outsourcing services integrating AI-enabled customer experience solutions and digital transformation
- Emphasis on AI-powered CX integration and expansion of AI-enhanced, technology-enabled, outcomes-focused services across both segments
- Strategic shift toward deepening client relationships, targeting industry leaders, enhancing global sales, and expanding geographic footprint, including Hyderabad Innovation Studio growth
- Employee count approximately 51,000 associates across 22 countries on six continents, with ~40% of TTEC Digital staff offshore locations
- Revenue $2,137 million in 2025; 22% from TTEC Digital segment and 78% from TTEC Engage segment, highlighting strong BPO service dominance
Risk Factors
- Regulatory risk from public sector contracts with U.S. government agencies, facing long procurement cycles, funding constraints, and audit exposure affecting revenue timing and margins
- Geopolitical risk from sophisticated foreign identity fraud schemes exploiting remote employment, increasing fraud, compliance, and national security risks
- Operational supply chain risk from dependency on third-party technology partners for Digital business, with platform instability or indemnity failures impacting results
- Competitive risk from accelerated AI adoption by clients potentially reducing demand for traditional outsourcing services, requiring costly AI capability investments
- Financial risk from $905M debt outstanding under credit facility maturing Nov 2027, with covenants including 4.0x leverage and 2.5x interest coverage ratios
Management Discussion & Analysis
- Operating cash flow $121.1M for year ended Dec 31, 2025, supporting liquidity and capital needs
- Principal liquidity sources: cash from operations, cash/equivalents, borrowings under Credit Facility
- Cash held globally in USD and foreign currencies, managed centrally with risk mitigation via hedging
- Capital available expected sufficient for operating and capital expenditures over next 12 months
- Risks include restricted capital access, increased borrowing costs, foreign currency fluctuations, and variable interest rates
AI summary of the TTEC 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Q2 revenue $455.5M, down $58.1M or 11.3% YoY
- Operating margin 2.4% vs 3.7% YoY, with restructuring and impairment charges of $4.3M
- TTEC Digital revenue $104.0M, down 8.5%; operating margin 6.4% vs 10.0%
- TTEC Engage revenue $351.5M, down 12.1%; operating margin 1.2% vs 1.9%
- Six-month operating cash flow $78.9M; net leverage 3.85 and quarterly covenant waiver obtained
Risk Factors
- No Risk Factors section provided; supplied text covers Item 5, exhibits, and signatures
- Leadership continuity risk triggered by anticipated transformational transactions in 2026–2027
- Executive retention obligations include $1.8 million in disclosed cash awards
- Change-in-control exposure includes accelerated PRSU conversion for 426,000 performance-based units
- Liquidity risk potentially affected by the Eleventh Amendment to the senior secured revolving credit facility
AI summary of the TTEC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Item 2.02 furnishes earnings-related information, but the provided excerpt contains only legal filing-status language
- Information is not deemed filed under Exchange Act Section 18 or incorporated by reference into other filings
Item EX-99.1: Item EX-99.1
- Q2 revenue fell 11.3% to $455.5M, while Adjusted EBITDA dropped to $39.5M from $51.8M; profitability deterioration signals execution pressure
- Engage revenue declined 12.1% to $351.5M, with non-GAAP operating margin falling to 3.8% from 4.6%
Item 8.01: Other Events
- Re-domestication from Delaware to Texas became effective May 22, 2026
- No operational, financial, workforce, asset, liability, or contract changes beyond re-domestication costs
Item 5.03: Amendments to Articles of Incorporation or Bylaws
- Seven directors re-elected, preserving board continuity; Robert N. Frerichs received the highest withhold votes at 3,764,891
- PwC appointment ratified for 2026 with 42,778,390 votes, supporting auditor continuity
Item 2.02: Results of Operations and Financial Condition
- Furnished under Item 2.02 rather than filed under Exchange Act Section 18
- No operating results or financial figures included in the provided text
AI summaries of TTEC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for TTEC
Don't miss the next TTEC filing
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- Fund moves. Which tracked funds opened, added or cut TTEC, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Wagers Kenneth R III | M | Oct 4, 2026 | 30,069 | - |
| McLean Margaret B | F | Oct 4, 2026 | 5,928 | $1.38 |
| Wagers Kenneth R III | F | Oct 4, 2026 | 11,833 | $1.38 |
| Wagers Kenneth R III | M | Oct 4, 2026 | 30,069 | - |
| Abou John P. | M | Oct 4, 2026 | 20,619 | - |
| McLean Margaret B | M | Oct 4, 2026 | 20,619 | - |
| McLean Margaret B | M | Oct 4, 2026 | 20,619 | - |
| Abou John P. | F | Oct 4, 2026 | 7,434 | $1.38 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $2.2B | $2.1B |
| Operating Income | - | -$173.5M | -$117.1M |
| Net Income | $8.4M | -$321.0M | -$192.5M |
| Op. Margin | - | -7.9% | -5.5% |
| Net Margin | - | -14.5% | -9.0% |
| Balance Sheet | |||
| Total Assets | $2.2B | $1.8B | $1.5B |
| Equity | - | $268.1M | $112.9M |
| ROE | - | -119.7% | -170.5% |
| Per Share | |||
| EPS | $0.18 | $-6.74 | $-3.99 |
| Cash Flow | |||
| Operating CF | - | -$58.8M | $121.1M |
| CapEx | $67.8M | $45.2M | $38.1M |
Source: XBRL data in TTEC Holdings, Inc. (TTEC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate TTEC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 22 | $8.5M |
| Q1 2026 | 22 | $15.7M |
| Q4 2025 | 23 | $22.1M |
| Q3 2025 | 23 | $21.3M |
| Q2 2025 | 23 | $32.1M |
| Q1 2025 | 19 | $19.4M |
| Q4 2024 | 17 | $25.6M |
| Q3 2024 | 14 | $27.3M |
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Source: 13F-HR filings on SEC EDGAR (aggregated from 163 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
TTEC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 6, 2026 | - | - | - |
| 4 | Oct 6, 2026 | - | - | - |
| 4 | Oct 6, 2026 | - | - | - |
| 4 | Aug 21, 2026 | - | - | - |
| 4 | Aug 21, 2026 | - | - | - |
| 4 | Aug 21, 2026 | - | - | - |
| 4 | Aug 21, 2026 | - | - | - |
| 10-Q | Aug 10, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 10, 2026 | - | Analysis | - |
| 4 | Jul 20, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jun 2, 2026 | - | - | |
| 4 | Jun 2, 2026 | - | - | |
| 4 | Jun 2, 2026 | - | - | |
| 8-K | May 27, 2026 | - | Analysis | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 10-Q | May 7, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 7, 2026 | - | Analysis | |
| 4 | Apr 15, 2026 | - | - | - |
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TTEC SEC filings: frequently asked questions
Which institutions hold TTEC stock?
As of June 30, 2026, the largest TTEC Holdings, Inc. (TTEC) holders among the 13F filers tracked by SignalX were Vanguard Capital Management LLC ($1.6 million), Two Sigma Investments ($1.4 million), AQR Capital Management ($1.2 million), Dimensional Fund Advisors ($1.1 million), BlackRock ($1.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was TTEC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), TTEC Holdings, Inc. (TTEC) reported revenue of $2.1 billion (down 3.2% from FY2024) and a net loss of $192.5 million. Diluted EPS was -$3.99. The figures come from the XBRL data in the 10-K.
What are the main risks in TTEC's latest 10-K?
In the 10-K filed February 26, 2026, TTEC Holdings, Inc. (TTEC) flagged: Regulatory risk from public sector contracts with U.S. government agencies, facing long procurement cycles, funding constraints, and audit exposure affecting revenue timing and margins. Geopolitical risk from sophisticated foreign identity fraud schemes exploiting remote employment, increasing fraud, compliance, and national security risks. (AI summary of the Risk Factors section.)
What did TTEC report in its latest 8-K?
TTEC Holdings, Inc. (TTEC) filed an 8-K on August 10, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Item 2.02 furnishes earnings-related information, but the provided excerpt contains only legal filing-status language.
What are the latest TTEC SEC filings?
TTEC Holdings, Inc. (TTEC) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 10, 2026, an 8-K current report on August 10, 2026 and a Form 4 insider filing on October 6, 2026.
What is TTEC's SEC CIK number?
TTEC Holdings, Inc. (TTEC)'s SEC Central Index Key (CIK) is 1013880. EDGAR lists every TTEC filing under that number.
Ask anything about TTEC
The research agent reads TTEC's filings, financials, insider trades and 13F holders, then answers with sources.