SKWD at a glance
Skyward Specialty Insurance Group, Inc. (SKWD, SEC CIK 1519449) filed its latest 10-K annual report on March 2, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 20, 2026 and Form 4 insider filings as recently as August 7, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Skyward Specialty Insurance Group, Inc. (SKWD) reported revenue of $12.4 million (up 84.7% from FY2024) and net income of $170.0 million. Diluted EPS was $4.07.
- The most recent insider open-market sale reported on Form 4 was by Schmitt Thomas N on June 12, 2026 of 8,397 shares at $51.32 per share.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $12.4M
- +84.7% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- Latest 8-K
- Aug 20, 2026
- Item 7.01 · Item 5.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core insurance business focused on specialty lines with a multi-line solutions approach
- Significant sale of almost entire equities portfolio in Q3 2025, retaining only preferred stocks
- Strategic shift toward increasing fixed income allocation to 75.6% of investment portfolio, up from 66.2%
- Loss and LAE ratio improved to 60.9% from 63.4% in 2024, driven by favorable prior accident year development of $7.5 million
- Fixed income portfolio average credit rating dropped from AA- in 2024 to A+ in 2025, reflecting portfolio credit quality shift
Risk Factors
- Regulatory risk: potential adverse impact from enforcement of Montrose (1995) decision narrowing policy exclusions, expanding coverage and increasing insurer liabilities
- Macroeconomic threat: inflation and recession risks could increase claims frequency, premium defaults, and reduce policy sales, hurting growth and profitability
- Operational vulnerability: dependency on independent retail agents and brokers who hold renewal rights and credit risk on premium collections
- Competitive risk: industry consolidation increasing broker negotiation leverage, potentially raising commission costs and reducing market access
- Financial risk: $1.12B reinsurance recoverables exposed to reinsurer default or delayed claim reimbursements impacting liquidity and earnings
Management Discussion & Analysis
- Revenue gross written premiums $2,166.3M, up 24.3% YoY (+$423.1M); net earned premiums $1,304.5M, up 23.4% YoY (+$247.8M)
- Adjusted operating income $167.4M vs $126.6M; adjusted return on equity 18.6% vs 17.4%; adjusted combined ratio 91.2% in 2024 (2025 data not shown)
- Best performing segment agriculture & credit (re)insurance $346.2M premiums, up 193.2%; worst performing global property $178.1M premiums, down 11.7%
- No explicit cash flow or capital allocation data detailed in provided text
- Management highlights growth drivers: new dairy/livestock/crop opportunities, credit portfolio expansion, new specialty programs; risks include downward pricing in global property market
AI summary of the SKWD 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Apollo gross written premiums $72.8M, up 5.6% YoY from $68.9M
- Apollo combined ratio 97.6% quarterly, 91.3% six-month
- Best line Syndicate 1969 premiums $59.4M, up 7.7% YoY
- Worst line Syndicate 1971 premiums $13.4M, down 2.8% YoY
- Cash $340.9M vs $171.1M at December 31; investment portfolio $3.08B vs $2.47B
Risk Factors
- No risk-factors section provided; submitted text contains Items 2–6 and signatures only
- No newly added, updated, regulatory, operational, or financial risk factors identifiable from provided text
AI summary of the SKWD 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 7.01: Regulation FD Disclosure
- CFO Haushill retiring effective March 31, 2027
- McHarg appointed CFO upon Haushill’s resignation
Item 5.02: Departure/Appointment of Directors or Principal Officers
- CFO Mark Haushill retiring March 31, 2027; company cites no operational, policy, or practice disagreements
- Haushill becomes Senior Advisor through December 31, 2027 at $250,000 annualized salary
Item 2.02: Results of Operations and Financial Condition
- Forward-looking language accompanies the filing, signaling projections and expectations may differ materially from actual results
- Key risks include interest-rate changes, business strategy shifts, market conditions, and legislative or regulatory developments
Item EX-99.1: Item EX-99.1
- Q2 net operating income $59.2M, up from $37.5M; diluted operating EPS $1.30, up 46% year over year
- Premium momentum strong: managed premiums $1.06B, up 17.5%; gross written premiums $740.6M, up 13.3%
Item 8.01: Other Events
- Share repurchase authorization doubled from $50 million to up to $100 million
- Capital-return capacity expanded, potentially supporting per-share metrics and signaling management’s confidence
AI summaries of SKWD 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for SKWD
Don't miss the next SKWD filing
- Alerts as it files. A push when SKWD files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut SKWD, by share count.
- Ask anything. An AI agent that reads every SKWD filing and answers with sources.
SKWD alerts on your phone. Follow it in the SignalX Android app.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| HEARN PETER C | A | Aug 6, 2026 | 1,845 | - |
| Schmitt Thomas N | Sell | Jun 12, 2026 | 8,397 | $51.32 |
| Kuczinski Anthony J | Buy | May 21, 2026 | 1,000 | $47.20 |
| Kuczinski Anthony J | Buy | May 21, 2026 | 200 | $47.00 |
| Kuczinski Anthony J | Buy | May 21, 2026 | 800 | $47.00 |
| Ashe Gena L | Sell | May 11, 2026 | 140 | $46.35 |
| Ashe Gena L | M | May 11, 2026 | 1,797 | - |
| Ashe Gena L | Sell | May 11, 2026 | 100 | $46.35 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $6.1M | $6.7M | $12.4M |
| Net Income | $86.0M | $118.8M | $170.0M |
| Net Margin | 1417.9% | 1772.8% | 1373.3% |
| Balance Sheet | |||
| Total Assets | - | $3.7B | $4.8B |
| Equity | $661.0M | $794.0M | $1.0B |
| ROE | 13.0% | 15.0% | 16.8% |
| Per Share | |||
| EPS | $2.24 | $2.87 | $4.07 |
| Cash Flow | |||
| Operating CF | $338.2M | $305.1M | $408.1M |
| CapEx | $3.1M | $4.2M | $5.5M |
Source: XBRL data in Skyward Specialty Insurance Group, Inc. (SKWD)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
SKWD filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Aug 20, 2026 | - | Analysis | - |
| SC 13G | Aug 14, 2026 | - | - | |
| SC 13G | Aug 13, 2026 | - | - | |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 7, 2026 | - | - | - |
| 8-K | Aug 4, 2026 | - | Analysis | - |
| 8-K | Jul 15, 2026 | - | Analysis | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | May 21, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 10-Q | May 11, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 11, 2026 | - | Analysis | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - |
Related Financials companies
- ALL · AllstateFire, Marine & Casualty Insurance
- ACIC · AMERICAN COASTAL INSURANCE CorpFire, Marine & Casualty Insurance
- AII · American Integrity Insurance Group, Inc.Fire, Marine & Casualty Insurance
- AIG · American International GroupFire, Marine & Casualty Insurance
- AMSF · AMERISAFE INCFire, Marine & Casualty Insurance
- ACGL · Arch Capital GroupFire, Marine & Casualty Insurance
- ASIC · Ategrity Specialty Insurance Co HoldingsFire, Marine & Casualty Insurance
- BRK-A · Berkshire Hathaway IncFire, Marine & Casualty Insurance
SKWD SEC filings: frequently asked questions
What was SKWD's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Skyward Specialty Insurance Group, Inc. (SKWD) reported revenue of $12.4 million (up 84.7% from FY2024) and net income of $170.0 million. Diluted EPS was $4.07. The figures come from the XBRL data in the 10-K.
What are the main risks in SKWD's latest 10-K?
In the 10-K filed March 2, 2026, Skyward Specialty Insurance Group, Inc. (SKWD) flagged: Regulatory risk: potential adverse impact from enforcement of Montrose (1995) decision narrowing policy exclusions, expanding coverage and increasing insurer liabilities. Macroeconomic threat: inflation and recession risks could increase claims frequency, premium defaults, and reduce policy sales, hurting growth and profitability. (AI summary of the Risk Factors section.)
What did SKWD report in its latest 8-K?
Skyward Specialty Insurance Group, Inc. (SKWD) filed an 8-K on August 20, 2026 reporting Item 7.01 (Regulation FD Disclosure) and Item 5.02 (Departure/Appointment of Directors or Principal Officers). CFO Haushill retiring effective March 31, 2027.
What are the latest SKWD SEC filings?
Skyward Specialty Insurance Group, Inc. (SKWD) filed its latest 10-K annual report on March 2, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 20, 2026 and a Form 4 insider filing on August 7, 2026.
What is SKWD's SEC CIK number?
Skyward Specialty Insurance Group, Inc. (SKWD)'s SEC Central Index Key (CIK) is 1519449. EDGAR lists every SKWD filing under that number.
Ask anything about SKWD
The research agent reads SKWD's filings, financials, insider trades and 13F holders, then answers with sources.