RC at a glance
Ready Capital Corp (RC, SEC CIK 1527590) filed its latest 10-K annual report on March 2, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 28, 2026 and Form 4 insider filings as recently as June 2, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Ready Capital Corp (RC) reported revenue of $569.2 million (down 36.5% from FY2024) and a net loss of $236.9 million. Diluted EPS was -$1.44.
- As of June 30, 2026, 28 institutional investment managers tracked by SignalX reported holding Ready Capital Corp (RC) shares worth $69.7 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Ahlborn Andrew on May 29, 2026 of 1 shares at $1.82 per share.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $569.2M
- −36.5% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 28 funds
- $69.7M · −1 vs prior quarter
- Latest 8-K
- Sep 28, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income from continuing operations $(99.7)M vs $(48.8)M YoY; EPS $(0.63) vs $(0.31)
- Interest income $77.4M vs $152.7M YoY, down $75.3M
- LMM interest income $53.9M vs $122.3M; Small Business Lending $23.5M vs $30.5M
- Cash and equivalents $124.1M, down $83.7M or 40.3% from December 31, 2025
- Outlook headwinds: market volatility, trade-policy uncertainty, geopolitical tensions, inflation, and uncertain rate decreases
Risk Factors
- No material risk-factor changes provided versus the prior 10-K
- Share repurchase authorization $150.0 million, with $82,770,332 remaining
- Repurchases subject to SEC rules, including Rule 10b5-1 and Rule 10b-18 compliance
- Unidentified or currently immaterial risks could materially harm business, financial condition, or operating results
AI summary of the RC 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- $225.0M 10.00% senior secured notes due 2031 closed, increasing long-term secured funding
- $350.0M 4.50% senior secured notes due 2026 fully redeemed at par plus accrued interest
Item 3.03: Material Modification to Rights of Security Holders
- Majority noteholder consent amended covenants governing $100 million of 7.375% senior notes due 2027
- Recourse Debt to Equity Ratio limit increased to 2.0:1.0, providing greater balance-sheet flexibility
Item 8.01: Other Events
- $225.0M 10.00% senior secured notes due 2031, priced at 99.5% for $223.9M proceeds
- Proceeds intended to redeem $350.0M of 4.50% notes due 2026 at par plus accrued interest
AI summaries of RC 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for RC
Don't miss the next RC filing
- Alerts as it files. A push when RC files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut RC, by share count.
- Ask anything. An AI agent that reads every RC filing and answers with sources.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Ahlborn Andrew | Sell | May 29, 2026 | 0.78 | $1.82 |
| Ahlborn Andrew | Sell | May 29, 2026 | 2,798 | $1.81 |
| Ahlborn Andrew | Buy | May 29, 2026 | 2,798.78 | $1.82 |
| Ahlborn Andrew | L | Apr 29, 2026 | 15.36 | $1.81 |
| Ahlborn Andrew | L | Apr 29, 2026 | 59.19 | $1.88 |
| Ahlborn Andrew | F | Mar 13, 2026 | 27,950 | $1.74 |
| NATHAN GILBERT E | Buy | Mar 6, 2026 | 30,000 | $1.95 |
| Mielle Dominique | A | Mar 5, 2026 | 58,252 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $945.8M | $897.0M | $569.2M | |
| Net Income | $331.5M | -$443.8M | -$236.9M | |
| Net Margin | 35.0% | -49.5% | -41.6% | |
| Balance Sheet | ||||
| Total Assets | $12.4B | $10.1B | $7.8B | |
| Equity | $2.5B | $1.8B | $1.5B | |
| ROE | 13.0% | -24.1% | -15.3% | |
| Per Share | ||||
| EPS | $2.22 | $-2.63 | $-1.44 | |
| Cash Flow | ||||
| Operating CF | $51.1M | $274.8M | $432.1M | |
Source: XBRL data in Ready Capital Corp (RC)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate RC share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 28 | $69.7M |
| Q1 2026 | 29 | $58.2M |
| Q4 2025 | 27 | $91.5M |
| Q3 2025 | 28 | $226.1M |
| Q2 2025 | 28 | $263.1M |
| Q1 2025 | 23 | $159.0M |
| Q4 2024 | 17 | $185.5M |
| Q3 2024 | 14 | $113.0M |
- BlackRock+3.25M (+22%)
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- Vanguard Portfolio Management LLC+101.0K (+9%)
- Morgan Stanley+94.0K (+6%)
- D.E. Shaw & Co+68.3K (+10%)
- Goldman Sachs Group−285.4K (-14%)
- Northern Trust−255.6K (-17%)
- Millennium Management−238.3K (-71%)
- Raymond James Financial−170.9K (-86%)
- Invesco Ltd−116.4K (-22%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 194 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
RC filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 28, 2026 | - | Analysis | - |
| 8-K | Sep 23, 2026 | - | Analysis | - |
| 8-K | Sep 18, 2026 | - | Analysis | - |
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 6, 2026 | - | Analysis | - |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 4 | Jun 2, 2026 | - | - | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 7, 2026 | - | Analysis | |
| 8-K | Mar 24, 2026 | - | - | - |
| 4 | Mar 17, 2026 | - | - | - |
| 4 | Mar 9, 2026 | - | - | - |
| 4 | Mar 9, 2026 | - | - | - |
| 4 | Mar 9, 2026 | - | - | - |
| 4 | Mar 9, 2026 | - | - | - |
| 4 | Mar 9, 2026 | - | - | - |
| 4 | Mar 9, 2026 | - | - | - |
| 10-K | Mar 2, 2026 | Dec 31, 2025 | - | |
| 8-K | Feb 26, 2026 | - | Analysis | - |
| 10-Q | Nov 7, 2025 | Sep 30, 2025 | Analysis | |
| 10-Q | Aug 8, 2025 | Jun 30, 2025 | - | |
| SC 13D | Aug 5, 2025 | - | - | |
| 10-Q | May 9, 2025 | Mar 31, 2025 | - | |
| 10-K | Mar 3, 2025 | Dec 31, 2024 | - | |
| 10-Q | Nov 12, 2024 | Sep 30, 2024 | - |
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RC SEC filings: frequently asked questions
Which institutions hold RC stock?
As of June 30, 2026, the largest Ready Capital Corp (RC) holders among the 13F filers tracked by SignalX were BlackRock ($31.1 million), Vanguard Capital Management LLC ($11.4 million), State Street Corp ($5.9 million), AQR Capital Management ($5.5 million), Goldman Sachs Group ($3.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was RC's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Ready Capital Corp (RC) reported revenue of $569.2 million (down 36.5% from FY2024) and a net loss of $236.9 million. Diluted EPS was -$1.44. The figures come from the XBRL data in the 10-K.
What did RC report in its latest 8-K?
Ready Capital Corp (RC) filed an 8-K on September 28, 2026 reporting Item 8.01 (Other Events). $225.0M 10.00% senior secured notes due 2031 closed, increasing long-term secured funding.
What are the latest RC SEC filings?
Ready Capital Corp (RC) filed its latest 10-K annual report on March 2, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on September 28, 2026 and a Form 4 insider filing on June 2, 2026.
What is RC's SEC CIK number?
Ready Capital Corp (RC)'s SEC Central Index Key (CIK) is 1527590. EDGAR lists every RC filing under that number.
Ask anything about RC
The research agent reads RC's filings, financials, insider trades and 13F holders, then answers with sources.