OPLN at a glance
OPENLANE, Inc. (OPLN, SEC CIK 1395942) filed its latest 10-K annual report on February 18, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on September 28, 2026 and Form 4 insider filings as recently as October 1, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), OPENLANE, Inc. (OPLN) reported revenue of $1.9 billion (up 8.2% from FY2024) and net income of $177.7 million. Diluted EPS was -$0.96.
- As of June 30, 2026, 31 institutional investment managers tracked by SignalX reported holding OPENLANE, Inc. (OPLN) shares worth $2.2 billion in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Kelly Peter J on August 24, 2026 of 14,830 shares at $33.72 per share.
- In the last 90 days, OPLN insiders reported 1 open-market purchase ($500K) and 1 open-market sale ($274.9M) on Form 4, a net sale of $274.4M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $1.9B
- +8.2% vs prior year
- Insiders · 90 days
- 1 buy · 1 sell
- Net −$274.4M
- 13F holders
- 31 funds
- $2.2B · +1 vs prior quarter
- Latest 8-K
- Sep 28, 2026
- Item 1.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: digital automotive remarketing and related financing services with focus on online marketplaces and floorplan lending
- Emphasis on digital transformation and technology investments including ERP conversion and platform consolidations to support long-term growth
- Strategic shift toward cost reduction, cloud solutions, global shared services and alignment to an asset-light digital operating model
- Continued expansion into international markets with focus on managing foreign exchange, regulatory, and geopolitical risks
- Rising integration of artificial intelligence in operations poses both opportunity and significant risk to financials and reputation
Risk Factors
- Regulatory risk from Canadian Digital Services Tax (3% on online revenues), $5.8M expense in 2025, subject to potential rescission and refund
- Macroeconomic risk from inflation, tariffs, interest rates, impacting demand/affordability for new and used vehicles in North America
- Operational vulnerability to used vehicle supply fluctuations; off-lease volume expected to rise in 2026 with majority flowing through OPENLANE
- Competitive risk from franchise/public dealerships' increased used car retail activity, many not using AFC financing platforms
- Financial risk from credit losses; Finance provision for credit losses $37.3M (1.6% of avg receivables), exposure to dealer loan defaults due to used vehicle price volatility
Management Discussion & Analysis
- Forward-looking statements highlight risks from macroeconomic conditions, geopolitical events, and industry trends
AI summary of the OPLN 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Revenue $554.6M, up 15% YoY from $481.7M
- Operating margin 12.2% vs 9.8% YoY, based on operating profit of $67.5M vs $47.4M
- Marketplace strongest segment: revenue $447.3M, up 19%; Finance revenue $107.3M, up 1%
- Marketplace gross margin 31.6% vs 32.1%; Finance net margin 12.8% vs 13.6%
- Marketplace volume 481,000 vehicles and GMV $10.5B, up from 380,000 and $7.5B; elevated fuel prices pressured transportation margins
Risk Factors
- No Risk Factors section provided in the submitted text
- New credit-agreement amendment dated June 30, 2026, potentially changing borrowing terms
- Share repurchases reduced authorization availability to $156.6 million by June 30, 2026
- No unregistered equity sales during the reporting period
AI summary of the OPLN 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 1.01: Entry into a Material Definitive Agreement
- Receivables facilities extended from January 31, 2028 to January 31, 2030
- AFC’s U.S. facility amendment supports continued receivables funding through January 2030
Item 8.01: Other Events
- Apax Partners’ fund sold 8,000,000 OPENLANE shares in a secondary offering, signaling meaningful shareholder liquidity
- Gross proceeds of approximately $274.9 million went to the Selling Stockholder, not OPENLANE
Item EX-99.1: Item EX-99.1
- Q2 revenue $554.6M, up 15%; auction and related fees rose 21% to $259.0M
- Marketplace GMV reached approximately $10.5B, up 41%, with commercial vehicles sold increasing 39%
Item 2.02: Results of Operations and Financial Condition
- Q2 and six-month fiscal 2026 results released for periods ended June 30, 2026
- Earnings press release attached as Exhibit 99.1, containing the financial results
AI summaries of OPLN 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for OPLN
Don't miss the next OPLN filing
- Alerts as it files. A push when OPLN files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut OPLN, by share count.
- Ask anything. An AI agent that reads every OPLN filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Smith Mary Ellen | A | Sep 30, 2026 | 773 | $34.13 |
| Kelly Peter J | Buy | Aug 24, 2026 | 14,830.152 | $33.72 |
| Ignition Acquisition Holdings LP | Sell | Aug 13, 2026 | 8,000,000 | $34.36 |
| Price Dwayne P | F | Aug 9, 2026 | 126 | $36.98 |
| Price Dwayne P | M | Aug 9, 2026 | 441 | - |
| Price Dwayne P | M | Aug 9, 2026 | 441 | - |
| Hult David W | A | Aug 5, 2026 | 5,646 | $38.22 |
| Smith Mary Ellen | A | Jun 30, 2026 | 607 | $41.24 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $1.6B | $1.8B | $1.9B |
| Operating Income | -$5.2M | $182.2M | $196.6M |
| Net Income | - | $109.9M | $177.7M |
| Op. Margin | -0.3% | 10.2% | 10.2% |
| Net Margin | - | 6.1% | 9.2% |
| Balance Sheet | |||
| Total Assets | $4.7B | $4.6B | $4.7B |
| Equity | $1.3B | $1.3B | $1.2B |
| ROE | - | 8.2% | 14.3% |
| Per Share | |||
| EPS | $-1.82 | $0.45 | $-0.96 |
| Cash Flow | |||
| Operating CF | $237.0M | $292.8M | $391.9M |
Source: XBRL data in OPENLANE, Inc. (OPLN)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate OPLN share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 31 | $2.17B |
| Q1 2026 | 30 | $1.45B |
| Q4 2025 | 29 | $1.54B |
| Q3 2025 | 29 | $1.51B |
| Q2 2025 | 29 | $1.20B |
| Q1 2025 | 25 | $623.6M |
| Q4 2024 | 21 | $592.3M |
| Q3 2024 | 17 | $299.0M |
- JPMorgan Chase & Co+927.6K (+285%)
- T. Rowe Price Group+904.1K (+748%)
- BlackRock+523.3K (+3%)
- FMR LLC (Fidelity)+224.8K (+14%)
- Bank of America Corp+223.4K (+65%)
- Goldman Sachs Group−248.5K (-39%)
- Two Sigma Investments−215.3K (-24%)
- Dimensional Fund Advisors−193.7K (-3%)
- Morgan Stanley−158.2K (-8%)
- Renaissance Technologies LLC−58.6K (-60%)
- M&T Bank+5.3K
Source: 13F-HR filings on SEC EDGAR (aggregated from 211 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
OPLN filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 1, 2026 | - | - | - |
| 8-K | Sep 28, 2026 | - | Analysis | - |
| 4 | Aug 26, 2026 | - | - | - |
| 8-K | Aug 13, 2026 | - | Analysis | - |
| 4 | Aug 13, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 6, 2026 | - | - | - |
| 10-Q | Aug 4, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 4, 2026 | - | Analysis | - |
| 4 | Jul 1, 2026 | - | - | - |
| 8-K | Jun 12, 2026 | - | Analysis | - |
| 4 | Jun 8, 2026 | - | - | |
| 4 | Jun 8, 2026 | - | - | |
| 8-K | Jun 8, 2026 | - | Analysis | |
| 4 | Jun 8, 2026 | - | - | |
| 4 | Jun 8, 2026 | - | - | |
| 4 | Jun 8, 2026 | - | - | |
| 4 | Jun 8, 2026 | - | - | |
| 4 | Jun 8, 2026 | - | - | |
| 4 | Jun 1, 2026 | - | - | |
| 8-K | May 29, 2026 | - | Analysis | |
| 4 | May 28, 2026 | - | - | |
| 4 | May 15, 2026 | - | - | |
| 4 | May 11, 2026 | - | - | |
| 4 | May 8, 2026 | - | - |
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OPLN SEC filings: frequently asked questions
Are OPLN insiders buying or selling?
In the last 90 days, OPENLANE, Inc. (OPLN) officers, directors and 10% owners reported 1 open-market purchase worth $499,999 by 1 insider and 1 open-market sale worth $274.9 million by 1 insider on Form 4, a net sale of $274.4 million. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold OPLN stock?
As of June 30, 2026, the largest OPENLANE, Inc. (OPLN) holders among the 13F filers tracked by SignalX were BlackRock ($660.1 million), Dimensional Fund Advisors ($269.5 million), Vanguard Portfolio Management LLC ($249.1 million), Vanguard Capital Management LLC ($196.9 million), State Street Corp ($175.3 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was OPLN's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), OPENLANE, Inc. (OPLN) reported revenue of $1.9 billion (up 8.2% from FY2024) and net income of $177.7 million. Diluted EPS was -$0.96. The figures come from the XBRL data in the 10-K.
What are the main risks in OPLN's latest 10-K?
In the 10-K filed February 18, 2026, OPENLANE, Inc. (OPLN) flagged: Regulatory risk from Canadian Digital Services Tax (3% on online revenues), $5.8M expense in 2025, subject to potential rescission and refund. Macroeconomic risk from inflation, tariffs, interest rates, impacting demand/affordability for new and used vehicles in North America. (AI summary of the Risk Factors section.)
What did OPLN report in its latest 8-K?
OPENLANE, Inc. (OPLN) filed an 8-K on September 28, 2026 reporting Item 1.01 (Entry into a Material Definitive Agreement). Receivables facilities extended from January 31, 2028 to January 31, 2030.
What are the latest OPLN SEC filings?
OPENLANE, Inc. (OPLN) filed its latest 10-K annual report on February 18, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on September 28, 2026 and a Form 4 insider filing on October 1, 2026.
What is OPLN's SEC CIK number?
OPENLANE, Inc. (OPLN)'s SEC Central Index Key (CIK) is 1395942. EDGAR lists every OPLN filing under that number.
Ask anything about OPLN
The research agent reads OPLN's filings, financials, insider trades and 13F holders, then answers with sources.