OPENLANE, Inc. (OPLN) FY2025 10-K Annual Report

Filed: Feb 18, 2026
Consumer Discretionary
Retail-Auto Dealers & Gasoline StationsSEC EDGAR

OPENLANE, Inc. (OPLN) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 18, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

OPENLANE, Inc. FY2025 10-K Analysis

Business Overview

  • Core business: digital automotive remarketing and related financing services with focus on online marketplaces and floorplan lending
  • Emphasis on digital transformation and technology investments including ERP conversion and platform consolidations to support long-term growth
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Management Discussion & Analysis

  • Revenue and profitability details not disclosed in provided text
  • No segment performance or margin figures available
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Risk Factors

  • Regulatory risk from Canadian Digital Services Tax (3% on online revenues), $5.8M expense in 2025, subject to potential rescission and refund
  • Macroeconomic risk from inflation, tariffs, interest rates, impacting demand/affordability for new and used vehicles in North America
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OPENLANE, Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$1.9B

+8.2% YoY

Net Income

$178M

+61.7% YoY

Operating Margin

10.2%

-2bp YoY

Net Margin

9.2%

+304bp YoY

ROE

14.3%

+614bp YoY

Total Assets

$4.7B

+2.2% YoY

EPS (Diluted)

$-0.96

-313.3% YoY

Operating Cash Flow

$392M

+33.8% YoY

Source: XBRL data from OPENLANE, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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