OPLN OPENLANE, Inc.

FY2025 10-K
Filed: Feb 18, 2026
Consumer Discretionary
Retail-Auto Dealers & Gasoline StationsSEC EDGAR

OPENLANE, Inc. (OPLN) filed its fiscal year 2025 10-K annual report with the SEC on Feb 18, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business: digital automotive remarketing and related financing services with focus on online marketplaces and floorplan lending
  • Emphasis on digital transformation and technology investments including ERP conversion and platform consolidations to support long-term growth
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Management Discussion & Analysis

  • Revenue and profitability details not disclosed in provided text
  • No segment performance or margin figures available
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Risk Factors

  • Regulatory risk from Canadian Digital Services Tax (3% on online revenues), $5.8M expense in 2025, subject to potential rescission and refund
  • Macroeconomic risk from inflation, tariffs, interest rates, impacting demand/affordability for new and used vehicles in North America
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Financial Summary
XBRL

Revenue

$1.9B

Net Income

$178M

Operating Margin

10.2%

Net Margin

9.2%

ROE

14.3%

Total Assets

$4.7B

EPS (Diluted)

$-0.96

Operating Cash Flow

$392M

Source: XBRL data from OPENLANE, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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