NODK at a glance
NI Holdings, Inc. (NODK, SEC CIK 1681206) filed its latest 10-K annual report on March 6, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 7, 2026 and Form 4 insider filings as recently as May 21, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), NI Holdings, Inc. (NODK) reported revenue of $285.1 million (down 12.3% from FY2024) and a net loss of $10.4 million. Diluted EPS was -$0.50.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $285.1M
- −12.3% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- Latest 8-K
- Aug 7, 2026
- Item 2.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Revenue $70,234, down $5,823 YoY from $76,057; net premiums earned $65,017, down 10.9%
- Combined ratio 107.7% vs 125.1%; expense ratio 33.2% vs 33.9%; net income $146 vs $12,051 loss
- Best segment Home and Farm revenue $26,118, up 22.6%; worst Non-Standard Auto $942, down 93.5%
- Operating cash flow $(955) vs $16,289; total cash and investments $376,475; financing outflows $2,513 from share repurchases
- Near-term Non-Standard Auto premium reductions expected from policy runoffs; non-catastrophe weather losses remain a Home and Farm headwind
Risk Factors
- No material changes in risk-factor assessment from the 2025 Annual Report
- Regulatory risk: 1% Inflation Reduction Act excise tax on qualifying share repurchases
- Capital-allocation risk: $2,260 remaining under the August 25, 2025 repurchase authorization
- Share-repurchase activity: 105,089 shares acquired for $13.63 average price in second-quarter 2026
AI summary of the NODK 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Item 2.02 furnishes earnings-related information without Section 18 liability as a filed report
- Information is not incorporated into Securities Act filings unless expressly referenced
Item EX-99.1: Item EX-99.1
- Q2 net income $146,000 versus $12.1 million loss; basic EPS $0.01 versus $(0.57)
- Combined ratio improved to 107.7% from 125.1%, driven by lower catastrophe losses and favorable reserve development
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Board expanded to eight directors with Dana J. Kaldor and Callie J. Thomas, subject to shareholder approval
- Both nominees designated independent under Nasdaq Capital Market standards
Item 5.07: Submission of Matters to a Vote of Security Holders
- All eight director nominees elected to one-year terms, preserving board continuity
- Forvis Mazars, LLP appointment ratified for fiscal 2026 with 19,134,720 votes for
Item 2.02: Results of Operations and Financial Condition
- Item 2.02 furnishes information on NI Holdings’ fiscal-year 2026 results, but the filing excerpt contains no operating or financial figures
- Disclosure is not deemed “filed” under Exchange Act Section 18, limiting liability and incorporation into other filings unless expressly referenced
AI summaries of NODK 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for NODK
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Missling Jeffrey R. | A | May 20, 2026 | 5,015 | - |
| Thomas Callie Jean | A | May 20, 2026 | 5,015 | - |
| Devlin William Russell | A | May 20, 2026 | 5,015 | - |
| Stende Dave L. | A | May 20, 2026 | 5,015 | - |
| Kaldor Dana John | A | May 20, 2026 | 5,015 | - |
| Mathew Prakash | A | May 20, 2026 | 5,015 | - |
| Aasmundstad Eric K. | A | May 20, 2026 | 5,015 | - |
| Maki Matthew James | A | Mar 2, 2026 | 22,700 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $325.2M | $285.1M |
| Gross Profit | $106.7M | $102.6M | $69.9M |
| Net Income | - | -$6.1M | -$10.4M |
| Gross Margin | - | 31.6% | 24.5% |
| Net Margin | - | -1.9% | -3.7% |
| Balance Sheet | |||
| Total Assets | $654.9M | $526.5M | $506.0M |
| Equity | - | $244.6M | $240.3M |
| ROE | - | -2.5% | -4.3% |
| Per Share | |||
| EPS | $-0.26 | $-0.29 | $-0.50 |
| Cash Flow | |||
| Operating CF | - | $38.5M | -$15.3M |
| CapEx | $974K | $991K | $217K |
Source: XBRL data in NI Holdings, Inc. (NODK)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
NODK filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 10-Q | Aug 7, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 7, 2026 | - | Analysis | - |
| 8-K | May 26, 2026 | - | Analysis | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 8, 2026 | - | Analysis | |
| 10-K | Mar 6, 2026 | Dec 31, 2025 | - | |
| 8-K | Mar 6, 2026 | - | Analysis | - |
| 4 | Mar 3, 2026 | - | - | - |
| 4 | Mar 3, 2026 | - | - | - |
| 4 | Mar 3, 2026 | - | - | - |
| 4 | Mar 3, 2026 | - | - | - |
| 8-K | Feb 23, 2026 | - | Analysis | - |
| 4 | Feb 5, 2026 | - | - | |
| 4 | Jan 14, 2026 | - | - | |
| 4 | Jan 14, 2026 | - | - | |
| 4 | Jan 14, 2026 | - | - | |
| 10-Q | Nov 7, 2025 | Sep 30, 2025 | Analysis | |
| 10-Q | Aug 8, 2025 | Jun 30, 2025 | - |
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NODK SEC filings: frequently asked questions
What was NODK's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), NI Holdings, Inc. (NODK) reported revenue of $285.1 million (down 12.3% from FY2024) and a net loss of $10.4 million. Diluted EPS was -$0.50. The figures come from the XBRL data in the 10-K.
What did NODK report in its latest 8-K?
NI Holdings, Inc. (NODK) filed an 8-K on August 7, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Item 2.02 furnishes earnings-related information without Section 18 liability as a filed report.
What are the latest NODK SEC filings?
NI Holdings, Inc. (NODK) filed its latest 10-K annual report on March 6, 2026, a 10-Q quarterly report on August 7, 2026, an 8-K current report on August 7, 2026 and a Form 4 insider filing on May 21, 2026.
What is NODK's SEC CIK number?
NI Holdings, Inc. (NODK)'s SEC Central Index Key (CIK) is 1681206. EDGAR lists every NODK filing under that number.
Ask anything about NODK
The research agent reads NODK's filings, financials, insider trades and 13F holders, then answers with sources.