Short answer
NI Holdings, Inc. (NODK) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $70M (down 7.7% year over year) with net income of $146,000.
Q2 2026 key financials · XBRL
- Revenue
- $70M
- −7.7% YoY · +17.8% QoQ
- Net income
- $146,000
- +101.2% YoY · −98.8% QoQ
- Gross margin
- 23.6%
- EPS (diluted)
- $0.01
- +101.7% YoY · −98.3% QoQ
Source: XBRL data from the NI Holdings, Inc. (NODK) Q2 2026 10-Q on SEC EDGAR. USD.
NI Holdings, Inc. Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $70,234, down $5,823 YoY from $76,057; net premiums earned $65,017, down 10.9%
- Combined ratio 107.7% vs 125.1%; expense ratio 33.2% vs 33.9%; net income $146 vs $12,051 loss
- Best segment Home and Farm revenue $26,118, up 22.6%; worst Non-Standard Auto $942, down 93.5%
- Operating cash flow $(955) vs $16,289; total cash and investments $376,475; financing outflows $2,513 from share repurchases
- Near-term Non-Standard Auto premium reductions expected from policy runoffs; non-catastrophe weather losses remain a Home and Farm headwind
Risk Factors
- No material changes in risk-factor assessment from the 2025 Annual Report
- Regulatory risk: 1% Inflation Reduction Act excise tax on qualifying share repurchases
- Capital-allocation risk: $2,260 remaining under the August 25, 2025 repurchase authorization
- Share-repurchase activity: 105,089 shares acquired for $13.63 average price in second-quarter 2026
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other NI Holdings, Inc. quarterly reports
Ask about this quarter
Compare quarters, check guidance or see what insiders and funds did around the report.