GL Globe Life

company

SEC Filings & Insider Trading Activity 2026

Risk Factors

• • Legal proceedings costs $13.5M in 2025 and $17M in 2024, indicating ongoing material litigation exposure with no specific resolution timeline
• • Excess investment income fell 16% to $138M in 2025, driven by lower yields on commercial mortgage loans and limited partnerships and constrained asset growth
• • American Income Life Division contributes 53% of total life premium ($1.79B), creating heavy single-channel concentration risk
• • Medicare Advantage market shift boosted United American health net sales 92%, but underwriting margin compressed to 6% from 8% due to rising claims utilization
• • Fixed maturity portfolio 42% BBB-rated at $18.8B amortized cost, with $1.2B net unrealized loss position and effective duration of 8.7 years to next call

Management Discussion & Analysis

• • Total premium $4.9B, up 5% YoY; life premium $3.4B (+3%), health premium $1.5B (+9%)
• • Net income $1.16B vs $1.07B; net operating income ROE (ex-AOCI) 16.0% vs prior-year mid-teens target
• • Best segment: life underwriting margin $1.51B, 45% of premium vs 41% in 2024; worst: excess investment income $138M, down 16% YoY
• • Share repurchases 5.4M shares at $685M avg $126.41/share; quarterly dividend raised to $0.27 in 2025, projected $0.33 in 2026
• • 2026 subsidiary dividends and excess cash flows projected lower due to nonrecurring extraordinary dividends of $272M received in 2024–2025

Business Overview

• • Insurance holding company selling life and supplemental health products to lower-middle-income Americans via direct-to-consumer and exclusive agent channels
• • Established Globe Life Re Ltd. in Bermuda in 2025 — new affiliated reinsurer registered as Class C insurer under BMA supervision for capital efficiency
• • Health insurance annualized premium in force grew to $1.65B in 2025 vs $1.48B in 2024, driven by United American Medicare Supplement (+$125.7M) and Family Heritage (+$41M)
• • 3,695 employees (1% decrease YoY); 17,000+ independent contracted agents across U.S., Canada, and New Zealand
• • $8M+ in charitable contributions in 2025, focused on children, families, veterans, and seniors

What are the latest GL SEC filings in 2026?

Globe Life (GL) has filed a 10-K annual report on February 25, 2026, a 10-Q quarterly report on May 7, 2026, an 8-K current report on August 7, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did GL file its most recent 10-K annual report?

Globe Life (GL) filed its most recent 10-K annual report on February 25, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view GL 10-Q quarterly reports?

Globe Life (GL)'s most recent 10-Q quarterly report was filed on May 7, 2026. SignalX displays every GL 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has GL filed recently?

Globe Life (GL)'s most recent 8-K was filed on August 7, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find GL insider trading activity (Form 4)?

SignalX aggregates every GL Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does GL file with the SEC?

Globe Life (GL) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new GL filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Globe Life (GL).

What is GL's SEC CIK number?

Globe Life (GL)'s SEC CIK (Central Index Key) number is 320335. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 320335 to look up all GL filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find GL return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Globe Life (GL) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.