FCFS FirstCash Holdings, Inc.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Pawn lending, retail merchandise sales, and finance receivables with rapid liquidation of gold jewelry inventory (62% of total inventory)
• • New off-balance sheet (OBS) loan servicing program started Q3 2025, $28.1M loans originated, with $13.8M liability for credit risk
• • Shift to increased acquisitions: $475.1M spent on pawn store acquisitions in 2025 vs. $76.0M in 2024
• • Operating cash flow grew 9% to $585.9M, adjusted net income rose to $390.1M with adjusted EPS $8.76 in 2025
• • Noteworthy: Cost of discretionary real estate purchases decreased ($61.9M vs $86.1M in 2024) despite overall increased investing activities

Risk Factors

• • Regulatory compliance risk related to cybersecurity oversight by Board's Audit Committee following NIST, ISO, COBIT, and ITIL standards
• • Operational risk from managing sensitive customer information across pawn stores and payment solutions increasing cybersecurity threat exposure
• • Key-person dependency on CIO and SIRT for cybersecurity defense, risk assessment, and reporting to the Audit Committee
• • Potential legal risk due to ongoing monitoring of compliance with cybersecurity-related laws and regulatory requirements by Audit Committee
• • No specific geopolitical, competitive, or financial risks disclosed in the cybersecurity governance discussion

Management Discussion & Analysis

• • No revenue or profitability figures disclosed in provided text
• • No segment performance details available
• • $613.5 million outstanding on revolving credit lines at variable rates (SOFR, TIIE, SONIA)
• • 1% interest rate rise would increase annual interest expense by $6.1 million in 2025
• • Fixed rate debt principal $1,610.5 million, fair value $1,624.5 million as of Dec 31, 2025
• • Forex exposure: Peso/USD rate 19.2 in 2025 vs 18.3 in 2024; 1-point change affects earnings by $4.4 million
• • No specific forward guidance or risk commentary beyond FX and interest rate risks

What are the latest FCFS SEC filings in 2026?

FirstCash Holdings, Inc. (FCFS) has filed a 10-K annual report on February 9, 2026, a 10-Q quarterly report on April 24, 2026, an 8-K current report on August 6, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did FCFS file its most recent 10-K annual report?

FirstCash Holdings, Inc. (FCFS) filed its most recent 10-K annual report on February 9, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view FCFS 10-Q quarterly reports?

FirstCash Holdings, Inc. (FCFS)'s most recent 10-Q quarterly report was filed on April 24, 2026. SignalX displays every FCFS 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has FCFS filed recently?

FirstCash Holdings, Inc. (FCFS)'s most recent 8-K was filed on August 6, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find FCFS insider trading activity (Form 4)?

SignalX aggregates every FCFS Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does FCFS file with the SEC?

FirstCash Holdings, Inc. (FCFS) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new FCFS filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for FirstCash Holdings, Inc. (FCFS).

What is FCFS's SEC CIK number?

FirstCash Holdings, Inc. (FCFS)'s SEC CIK (Central Index Key) number is 840489. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 840489 to look up all FCFS filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find FCFS return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from FirstCash Holdings, Inc. (FCFS) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.