EG Everest Group

company

SEC Filings & Insider Trading Activity 2026

Risk Factors

• • Reserve strengthening of $657M pre-tax in 2025, driven by adverse development in excess casualty and U.S. liability lines (accident years 2022–2024) exacerbated by social inflation and third-party litigation funding
• • BMA's Amendment Act may subject Everest to new group-level solvency, capital, and consolidated reporting requirements with 12-month compliance transition period
• • OECD Pillar Two guidance (Jan 2025) restricts use of Bermuda Corporate Income Tax ETA deferred tax asset to ~20% of original amount, valid only through 2026
• • 31.7% of premiums written in non-U.S. currencies and 26.9% of investment portfolio in non-U.S. currency assets, creating material FX exposure
• • Key-person risk elevated: 2025 saw multiple executive leadership changes; Bermuda work permits for professional staff expire between June 2027 and March 2030

Management Discussion & Analysis

• • Revenue $17.5B total, up 1.2% YoY; premiums earned $15.6B (+2.5%), net investment income $2.1B (+8.7%)
• • Combined ratio 98.6% vs 102.3%; loss ratio 69.8% vs 74.4%; commission ratio 22.2% vs 21.7%; expense ratio 6.6% vs 6.2%
• • Reinsurance best segment: combined ratio 91.7% vs 89.7%, GWP $12.8B; Insurance worst: combined ratio 114.6% vs 130.7%, GWP $4.8B (-5.7%)
• • Capital return: $797M share repurchases, $335M dividends; operating cash flow $3.1B vs $5.0B in 2024
• • Key risks: ADC cover ($1.2B gross limit) entered Oct 2025; sold renewal rights to AIG (~$2B GWP) for $301M; ongoing social inflation exposure in U.S. casualty; Bermuda tax uncertainty under OECD Pillar Two

Business Overview

• • Global re/insurance underwriter generating $17.7B gross written premiums in 2025, ~72.4% Reinsurance and ~27.1% Insurance
• • Major strategic pivot: sold renewal rights for ~$2B of retail commercial insurance to AIG for $301M aggregate ($252M US/APAC + $49M EU), sharpening focus on wholesale/specialty and reinsurance
• • Adverse development cover (ADC) executed Oct 2025 — $1.2B gross limit covering North American Insurance/Other segment reserves for accident years 2024 and prior; $1,253M already ceded by year-end
• • All three major rating agencies (A.M. Best, S&P, Moody's) revised outlook from stable to negative in late 2025, flagging elevated risk despite affirmed A+/A1 ratings
• • 3,064 employees as of Feb 2026; Bermuda 15% corporate income tax regime effective Jan 2025, with OECD guidance restricting ETA deferred tax benefit utilization to ~20% of original amounts

What are the latest EG SEC filings in 2026?

Everest Group (EG) has filed a 10-K annual report on February 26, 2026, a 10-Q quarterly report on May 5, 2026, an 8-K current report on July 29, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did EG file its most recent 10-K annual report?

Everest Group (EG) filed its most recent 10-K annual report on February 26, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view EG 10-Q quarterly reports?

Everest Group (EG)'s most recent 10-Q quarterly report was filed on May 5, 2026. SignalX displays every EG 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has EG filed recently?

Everest Group (EG)'s most recent 8-K was filed on July 29, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find EG insider trading activity (Form 4)?

SignalX aggregates every EG Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does EG file with the SEC?

Everest Group (EG) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new EG filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Everest Group (EG).

What is EG's SEC CIK number?

Everest Group (EG)'s SEC CIK (Central Index Key) number is 1095073. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1095073 to look up all EG filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find EG return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Everest Group (EG) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.