EG Everest Group
FY2025 10-K
Everest Group (EG) filed its fiscal year 2025 10-K annual report with the SEC on Feb 26, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Global re/insurance underwriter generating $17.7B gross written premiums in 2025, ~72.4% Reinsurance and ~27.1% Insurance
- • Major strategic pivot: sold renewal rights for ~$2B of retail commercial insurance to AIG for $301M aggregate ($252M US/APAC + $49M EU), sharpening focus on wholesale/specialty and reinsurance
Management Discussion & Analysis
- • Revenue $17.5B total, up 1.2% YoY; premiums earned $15.6B (+2.5%), net investment income $2.1B (+8.7%)
- • Combined ratio 98.6% vs 102.3%; loss ratio 69.8% vs 74.4%; commission ratio 22.2% vs 21.7%; expense ratio 6.6% vs 6.2%
Risk Factors
- • Reserve strengthening of $657M pre-tax in 2025, driven by adverse development in excess casualty and U.S. liability lines (accident years 2022–2024) exacerbated by social inflation and third-party litigation funding
- • BMA's Amendment Act may subject Everest to new group-level solvency, capital, and consolidated reporting requirements with 12-month compliance transition period
Financial SummaryXBRL
Revenue
$17.5B
Net Income
$1.6B
Net Margin
9.1%
ROE
10.3%
Total Assets
$62.5B
EPS (Diluted)
$37.80
Operating Cash Flow
$3.1B
Source: XBRL data from Everest Group FY2025 10-K filing on SEC EDGAR. All figures in USD.
Other Everest Group Annual Reports
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