XYZ at a glance
Block, Inc. (XYZ, SEC CIK 1512673) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on August 5, 2026 and Form 4 insider filings as recently as October 6, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Block, Inc. (XYZ) reported revenue of $24.2 billion (up 0.3% from FY2024) and net income of $1.3 billion. Diluted EPS was $2.10.
- As of June 30, 2026, 43 institutional investment managers tracked by SignalX reported holding Block, Inc. (XYZ) shares worth $18.5 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Eisen Anthony Mathew on October 6, 2026 of 6,000 shares at $76.68 per share.
- In the last 90 days, XYZ insiders reported 0 open-market purchases ($0) and 75 open-market sales ($49.1M) on Form 4, a net sale of $49.1M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $24.2B
- +0.3% vs prior year
- Insiders · 90 days
- 0 buys · 75 sells
- Net −$49.1M
- 13F holders
- 43 funds
- $18.5B · +4 vs prior quarter
- Latest 8-K
- Aug 5, 2026
- Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Risk Factors
- SEC/DOJ investigations ongoing since March 2023 short-seller report; January 2025 BSA/AML consent order with state money transmitters
- Hardware components sourced from single/limited suppliers outside U.S.; new tariffs from current administration threaten gross margins on imported devices
- Total Notes outstanding $7.35B as of December 31, 2025, including $575M 2026 Convertible Notes approaching conversion window
- BNPL competitors aggressively acquiring customers and consolidating; market share erosion risk in a segment facing evolving state/federal regulatory requirements
- February 2026 workforce reduction increases reliance on AI tools for compliance/risk functions; failure risks regulatory enforcement gaps and control deficiencies
Management Discussion & Analysis
- Gross profit $10.4B, up 17% YoY; ex-bitcoin revenue up 14% to ~$15.7B; total net revenue flat at $24.2B (+$72.6M)
- Operating income $1.7B vs $892M in 2024; Adjusted EBITDA $3.5B (+14% YoY); net income $1.3B vs $2.9B (2024 included $1.9B tax benefit)
- Best segment: Cash App gross profit $6.3B (+21% YoY); Square gross profit $3.9B (+9% YoY); loan losses surged 154% to $820.8M
- Operating cash flow $2.6B; capex $155M; $2.3B share repurchases in 2025; $9B total buyback authorization; no dividends; $2.2B senior notes issued
- Feb 2026 workforce cut >40%; $450M–$500M restructuring charges expected; ongoing risks: loan loss growth, bitcoin volatility, credit rating pressure
Business Overview
- Dual-ecosystem platform (Square for sellers, Cash App for consumers) generating $10.4B combined gross profit in FY2025
- Revenue framework overhauled into three new categories: Commerce Enablement, Financial Solutions, and Bitcoin Ecosystem; replacing legacy transaction/subscription/hardware split
- Cash App introduced "Cash App Score" internal credit scoring framework in 2025; Square launched three-tier bundled pricing and expanded field sales to ~150 reps
- Post-filing restructuring plan announced Feb 2026: workforce reduction of >40% from 10,205 full-time employees; among the most severe headcount cuts in fintech history
- Cash App targeting households earning up to $150K/year as primary bank; 59M monthly transacting actives drove $316B in inflows in 2025
AI summary of the XYZ 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Q2 revenue $6.6B, up 9% YoY from $6.1B; excluding bitcoin, revenue rose 22%
- Gross profit $3.2B, up 25% YoY; Cash App $2.0B, up 31%, versus Square $1.2B, up 13%
- Operating income $446.9M vs $484.3M; Adjusted operating income $863.8M vs $549.6M
- Cash App best performer: gross profit up 31% to $2.0B; bitcoin ecosystem revenue worst, down 13% to $1.9B
- Liquidity $8.8B; $1.6B debt maturity settlement and $700.9M fiscal-year share repurchases
- Workforce Plan completed; annualized savings expected at $800M–$900M, with no additional material charges expected
Risk Factors
- Newly added risk: February 2026 workforce reduction increased reliance on AI and proactive intelligence tools
- Most materially updated operational risk: Reorganization may cause control failures, service interruptions, employee attrition, and delayed product development
- Regulatory risk: AI-related scrutiny may increase compliance costs and limit deployment of automation in legal, compliance, and risk functions
- Competitive risk: BNPL competitors’ aggressive acquisition campaigns and consolidation may erode Afterpay market share
- Financial risk: Bitcoin revenue remains exposed to volatile prices, potentially distorting Cash App growth trends
AI summary of the XYZ 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Block announced Q2 2026 results for quarter ended June 30, 2026
- Shareholder Letter and non-GAAP reconciliations furnished as Exhibit 99.1
Item EX-99.1: Item EX-99.1
- Q2 gross profit $3.17B, up 25% YoY; record adjusted operating income $864M at 27% margin
- Cash App gross profit $1.97B, up 31%; lending originations reached $18.9B, up 59%, increasing credit-loss sensitivity
Item 5.07: Submission of Matters to a Vote of Security Holders
- 92.67% voting-power quorum, providing broad participation in the 2026 annual meeting
- All four Class II director nominees elected through 2029, with Shawn Carter and James McKelvey receiving strongest support
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Engineering Lead Arnaud Weber departed Block on June 5, 2026
- Engineering organization now reports directly to Block Head Jack Dorsey
AI summaries of XYZ 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for XYZ
Don't miss the next XYZ filing
- Alerts as it files. A push when XYZ files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut XYZ, by share count.
- Ask anything. An AI agent that reads every XYZ filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Eisen Anthony Mathew | Sell | Oct 6, 2026 | 6,000 | $76.68 |
| Eisen Anthony Mathew | Sell | Oct 5, 2026 | 6,000 | $74.24 |
| Eisen Anthony Mathew | Sell | Oct 2, 2026 | 6,000 | $75.61 |
| Eisen Anthony Mathew | Sell | Oct 1, 2026 | 6,000 | $73.67 |
| Meeker Mary G | A | Oct 1, 2026 | 254 | - |
| Narula Neha | A | Oct 1, 2026 | 263 | - |
| BOTHA ROELOF | A | Oct 1, 2026 | 271 | - |
| Brooks Amy | A | Oct 1, 2026 | 203 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $24.1B | $24.2B |
| Gross Profit | - | $8.9B | $10.4B |
| Operating Income | - | $892.3M | $1.7B |
| Net Income | - | $2.9B | $1.3B |
| Gross Margin | - | 36.9% | 42.8% |
| Op. Margin | - | 3.7% | 7.1% |
| Net Margin | - | 12.0% | 5.4% |
| Balance Sheet | |||
| Total Assets | $34.1B | $36.8B | $39.5B |
| Equity | - | $21.3B | $22.2B |
| ROE | - | 13.6% | 5.9% |
| Per Share | |||
| EPS | - | $4.56 | $2.10 |
| Cash Flow | |||
| Operating CF | - | $1.7B | $2.6B |
| CapEx | $151.2M | $153.9M | $155.0M |
Source: XBRL data in Block, Inc. (XYZ)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate XYZ share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 43 | $18.54B |
| Q1 2026 | 39 | $14.67B |
| Q4 2025 | 39 | $16.45B |
| Q3 2025 | 41 | $18.93B |
| Q2 2025 | 41 | $16.03B |
| Q1 2025 | 40 | $8.54B |
| Q4 2024 | 33 | $11.70B |
| Q3 2024 | 28 | $3.49B |
- Goldman Sachs Group+3.07M (+112%)
- Ameriprise Financial+1.60M (+23%)
- JPMorgan Chase & Co+1.12M (+37%)
- AQR Capital Management+806.6K (+781%)
- Tiger Global Management+576.0K (+14%)
- T. Rowe Price Group−5.47M (-12%)
- Morgan Stanley−746.7K (-5%)
- FMR LLC (Fidelity)−740.3K (-23%)
- Vanguard Portfolio Management LLC−733.7K (-3%)
- BlackRock−665.8K (-2%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 304 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
XYZ filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 6, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 5, 2026 | - | - | - |
| 4 | Oct 1, 2026 | - | - | - |
| 4 | Sep 28, 2026 | - | - | - |
| 4 | Sep 23, 2026 | - | - | - |
| 4 | Sep 18, 2026 | - | - | - |
| 4 | Sep 15, 2026 | - | - | - |
| 4 | Sep 10, 2026 | - | - | - |
| 4 | Sep 4, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 4 | Aug 27, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 19, 2026 | - | - | - |
| 4 | Aug 14, 2026 | - | - | - |
| 4 | Aug 11, 2026 | - | - | - |
| 4 | Aug 7, 2026 | - | - | - |
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XYZ SEC filings: frequently asked questions
Are XYZ insiders buying or selling?
In the last 90 days, Block, Inc. (XYZ) officers, directors and 10% owners reported no open-market purchases and 75 open-market sales worth $49.1 million by 4 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold XYZ stock?
As of June 30, 2026, the largest Block, Inc. (XYZ) holders among the 13F filers tracked by SignalX were BlackRock ($3.2 billion), T. Rowe Price Group ($3.0 billion), Vanguard Capital Management LLC ($2.7 billion), Vanguard Portfolio Management LLC ($1.9 billion), State Street Corp ($1.8 billion). 13F-HR reports are filed up to 45 days after each quarter ends.
What was XYZ's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Block, Inc. (XYZ) reported revenue of $24.2 billion (up 0.3% from FY2024) and net income of $1.3 billion. Diluted EPS was $2.10. The figures come from the XBRL data in the 10-K.
What are the main risks in XYZ's latest 10-K?
In the 10-K filed February 26, 2026, Block, Inc. (XYZ) flagged: SEC/DOJ investigations ongoing since March 2023 short-seller report; January 2025 BSA/AML consent order with state money transmitters. Hardware components sourced from single/limited suppliers outside U.S.; new tariffs from current administration threaten gross margins on imported devices. (AI summary of the Risk Factors section.)
What did XYZ report in its latest 8-K?
Block, Inc. (XYZ) filed an 8-K on August 5, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Block announced Q2 2026 results for quarter ended June 30, 2026.
What are the latest XYZ SEC filings?
Block, Inc. (XYZ) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on August 5, 2026 and a Form 4 insider filing on October 6, 2026.
What is XYZ's SEC CIK number?
Block, Inc. (XYZ)'s SEC Central Index Key (CIK) is 1512673. EDGAR lists every XYZ filing under that number.
Ask anything about XYZ
The research agent reads XYZ's filings, financials, insider trades and 13F holders, then answers with sources.