Short answer
American Express (AXP) filed an 8-K current report with the SEC on May 15, 2026 reporting Item 7.01 (Regulation FD Disclosure). Total U.S. Consumer and Small Business Card balances rose to $157.2B from $151.3B in February.
American Express 8-K event analysis
AI summary of each reported item and its exhibits
Item 7.01 · Regulation FD Disclosure
- Total U.S. Consumer and Small Business Card balances rose to $157.2B from $151.3B in February
- Consumer delinquency improved to 1.2% from 1.3%, while net write-offs increased to 2.1% from 1.9%
- Small Business delinquency declined to 1.5% from 1.6%, with net write-offs improving to 2.4% from 2.5%
- Lending Trust annualized default rate increased to 1.3% from 1.2% in March, with $25.0B ending principal balance
- Revised combined Card balance presentation now includes revolve-eligible and pay-in-full balances, complicating historical comparisons
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