8-K current report · filed Aug 17, 2026

American Express (AXP) 8-K Current Report: August 17, 2026

Item 7.01AXP overview

Short answer

American Express (AXP) filed an 8-K current report with the SEC on August 17, 2026 reporting Item 7.01 (Regulation FD Disclosure). U.S. Consumer Card balances $113.1B in July, down from $113.8B in June and May.

American Express 8-K event analysis

AI summary of each reported item and its exhibits

Item 7.01 · Regulation FD Disclosure

  • U.S. Consumer Card balances $113.1B in July, down from $113.8B in June and May
  • U.S. Small Business balances $46.1B, while 30-day delinquencies improved to 1.3% from 1.4%
  • Consumer net write-off rate rose to 1.7% from June’s 1.4%, but June benefited from a $0.3-point portfolio sale adjustment
  • Small Business net write-off rate increased to 2.6% from 2.3%, with June benefiting from a $0.1-point sale adjustment
  • Lending Trust annualized default rate increased to 1.1% in July from 0.7% in June, while ending principal balance declined to $24.9B

Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean

Other American Express 8-K filings

Get the next AXP 8-K as it lands

Follow AXP for push alerts, or ask the research agent what this filing means.