Short answer
American Express (AXP) filed an 8-K current report with the SEC on September 15, 2026 reporting Item 7.01 (Regulation FD Disclosure). U.S. Consumer card balances rose to $114.2B in August from $113.1B in July.
American Express 8-K event analysis
AI summary of each reported item and its exhibits
Item 7.01 · Regulation FD Disclosure
- U.S. Consumer card balances rose to $114.2B in August from $113.1B in July
- Consumer 30-day delinquency held at 1.1%, while principal-only net write-offs increased to 1.7% from 1.4% in June
- Small Business balances remained $46.1B; 30-day delinquency improved to 1.3% from 1.4% in June
- Small Business net write-offs declined to 2.2% from 2.6% in July, but remained above June’s 2.3%
- Total consumer and small-business balances reached $160.3B; Lending Trust annualized defaults were 1.0% in August versus 1.1% in July
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