8-K current report · filed Jul 24, 2026

American Express (AXP) 8-K Current Report: July 24, 2026

Item 2.02Item EX-99.1AXP overview

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American Express (AXP) filed an 8-K current report with the SEC on July 24, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Second-quarter 2026 results reported July 24, 2026.

American Express 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Second-quarter 2026 results reported July 24, 2026
  • Earnings release and supplemental financial information filed as Exhibits 99.1 and 99.2
  • Investor focus: quarterly revenue, earnings, credit metrics, and guidance in the attached exhibits

Item EX-99.1 · Exhibit EX-99.1

  • Q2 revenue $19.6B, up 10%, with billed business up 9% to $455.8B
  • EPS $4.53, up 11%, supported by 3% lower diluted share count and 15% pretax income growth
  • FY 2026 revenue growth guidance raised to 10%; EPS guidance maintained at $17.30–$17.90
  • Credit provisions fell to $1.1B from $1.4B, while net write-off rate remained 2.0%
  • Proposed TheFork acquisition adds European restaurant-booking capabilities but remains subject to labor consultation and regulatory approvals

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