VRM at a glance
Vroom, Inc. (VRM, SEC CIK 1580864) filed its latest 10-K annual report on March 26, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on September 30, 2026 and Form 4 insider filings as recently as August 17, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Vroom, Inc. (VRM) reported revenue of $171.7 million (down 15.0% from FY2024) and a net loss of $53.0 million. Diluted EPS was -$10.24.
- The most recent insider open-market purchase reported on Form 4 was by Mudrick Capital Management, L.P. on August 13, 2026.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $171.7M
- −15.0% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- Latest 8-K
- Sep 30, 2026
- Item 1.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Risk Factors
- New geopolitical risk: February 2026 U.S.-Israel strikes against Iran threaten energy supplies, vehicle demand, and average vehicle values
- Macroeconomic risk: elevated tariffs on Canada and Mexico increase automotive costs and reduce consumer demand
- Regulatory risk: higher environmental regulation may make used vehicles more expensive and less desirable
- Operational risk: non-prime financing delinquencies, defaults, and lowered recoveries challenged UACC competitors in 2025
- Financial risk: Iran conflict could increase borrowing costs under UACC variable-rate Warehouse Credit Facilities and junior subordinated debentures
AI summary of the VRM 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 1.01: Entry into a Material Definitive Agreement
- $20 million preferred-unit financing at Vroom Automotive, providing liquidity to repay obligations and acquire securitization-trust residual interests
- Quarterly distributions reset to 90-day average SOFR plus 8.50% for Series A1 and 9.25% for Series B1
Item 8.01: Other Events
- Warehouse Credit Facility commitment termination date extended from August 28, 2026 to September 30, 2026
- Amendment involves UACC and UACC Auto Financing Trust V, supporting continued financing access
Item 7.01: Regulation FD Disclosure
- Corporate presentation covers financial results for quarter ended June 30, 2026
- Presentation posted August 4, 2026 on Vroom’s investor relations website
Item 2.02: Results of Operations and Financial Condition
- 2.02 filing covers Vroom’s quarter ended June 30, 2026
- Press release dated August 4, 2026 contains the reported results
Item EX-99.1: Item EX-99.1
- Q2 2026 marked Vroom’s first positive net income, $0.6M, and adjusted net income, $1.5M
- Credit performance improved materially, with realized and unrealized losses down 45.3% to $10.7M
AI summaries of VRM 8-K current reports filed with the SEC. What 8-K item codes mean
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Mudrick Capital Management, L.P. | Buy | Aug 13, 2026 | - | - |
| Mudrick Capital Management, L.P. | Buy | Aug 13, 2026 | - | - |
| Sandison Jonathan | A | Aug 6, 2026 | 30,000 | - |
| Corrales Anna-Lisa Christina | A | Aug 6, 2026 | 22,000 | - |
| Shortt Thomas H | A | Aug 6, 2026 | 205,000 | - |
| Benzaquen Jacob Shlomo | A | Aug 6, 2026 | 7,500 | - |
| Shortt Thomas H | A | Jun 30, 2026 | 65,382 | - |
| Sandison Jonathan | A | Jun 30, 2026 | 13,271 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $178.5M | $201.8M | $171.7M |
| Net Income | - | -$165.1M | -$53.0M |
| Net Margin | - | -81.8% | -30.9% |
| Balance Sheet | |||
| Total Assets | $1.5B | $955.7M | $937.4M |
| Equity | $122.2M | -$30.9M | $116.6M |
| ROE | - | 533.6% | -45.5% |
| Per Share | |||
| EPS | - | $-91.07 | $-10.24 |
| Cash Flow | |||
| Operating CF | - | -$97.0M | $75.2M |
| CapEx | $14.8M | $3.5M | $7.1M |
Source: XBRL data in Vroom, Inc. (VRM)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
VRM filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 30, 2026 | - | Analysis | - |
| 8-K | Aug 28, 2026 | - | Analysis | - |
| 4 | Aug 17, 2026 | - | - | - |
| 4 | Aug 17, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 10, 2026 | - | - | - |
| 10-Q | Aug 4, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 4, 2026 | - | Analysis | - |
| 8-K | Jul 7, 2026 | - | Analysis | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jun 17, 2026 | - | - | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 16, 2026 | - | - | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | Jun 12, 2026 | - | - | - |
| 4 | Jun 12, 2026 | - | - | - |
| 8-K | Jun 12, 2026 | - | Analysis | - |
| 4 | Jun 12, 2026 | - | - | - |
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VRM SEC filings: frequently asked questions
What was VRM's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Vroom, Inc. (VRM) reported revenue of $171.7 million (down 15.0% from FY2024) and a net loss of $53.0 million. Diluted EPS was -$10.24. The figures come from the XBRL data in the 10-K.
What did VRM report in its latest 8-K?
Vroom, Inc. (VRM) filed an 8-K on September 30, 2026 reporting Item 1.01 (Entry into a Material Definitive Agreement). $20 million preferred-unit financing at Vroom Automotive, providing liquidity to repay obligations and acquire securitization-trust residual interests.
What are the latest VRM SEC filings?
Vroom, Inc. (VRM) filed its latest 10-K annual report on March 26, 2026, a 10-Q quarterly report on August 4, 2026, an 8-K current report on September 30, 2026 and a Form 4 insider filing on August 17, 2026.
What is VRM's SEC CIK number?
Vroom, Inc. (VRM)'s SEC Central Index Key (CIK) is 1580864. EDGAR lists every VRM filing under that number.
Ask anything about VRM
The research agent reads VRM's filings, financials, insider trades and 13F holders, then answers with sources.