8-K current report · filed Aug 4, 2026

Vroom, Inc. (VRM) 8-K Current Report: August 4, 2026

Item 2.02Item 7.01Item EX-99.1VRM overview

Short answer

Vroom, Inc. (VRM) filed an 8-K current report with the SEC on August 4, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). 2.02 filing covers Vroom’s quarter ended June 30, 2026.

Vroom, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • 2.02 filing covers Vroom’s quarter ended June 30, 2026
  • Press release dated August 4, 2026 contains the reported results
  • Earnings presentation provides supplemental operating and financial detail
  • Investors should review Exhibits 99.1 and 99.2 for performance metrics and management commentary

Item 7.01 · Regulation FD Disclosure

  • Corporate presentation covers financial results for quarter ended June 30, 2026
  • Presentation posted August 4, 2026 on Vroom’s investor relations website
  • Exhibit 99.2 accompanies management’s comments and provides the substantive investor information

Item EX-99.1 · Exhibit EX-99.1

  • Q2 2026 marked Vroom’s first positive net income, $0.6M, and adjusted net income, $1.5M
  • Credit performance improved materially, with realized and unrealized losses down 45.3% to $10.7M
  • Liquidity totaled $63.9M, including $16.4M cash and $27.0M delayed-draw availability
  • $28.5M existing notes exchanged for $50.0M senior secured convertible notes due 2032, extending financing runway
  • 2026 guidance targets $475–$515M indirect originations and adjusted net loss of $25–$30M

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