Short answer
Vroom, Inc. (VRM) filed its Q3 2025 10-Q quarterly report on Nov 10, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $45M (down 10.7% year over year) with net income of −$27M.
Q3 2025 key financials · XBRL
- Revenue
- $45M
- −10.7% YoY · −2.0% QoQ
- Net income
- −$27M
- +32.6% YoY · −214.3% QoQ
- EPS (diluted)
- −$5.16
- +76.5% YoY · −212.7% QoQ
Source: XBRL data from the Vroom, Inc. (VRM) Q3 2025 10-Q on SEC EDGAR. USD.
Vroom, Inc. Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- New risk: Impact of fresh start accounting post-Chapter 11 emergence Jan 15, 2025 causing lack of comparability in financials pre- and post-emergence
- Most material update: Elevated credit losses at UACC due to inflation, higher interest rates, vehicle depreciation affecting 2025 vintages, leading to continued credit program refinements
- Key regulatory risk: Government shutdown since Oct 1, 2025 furloughing SEC staff may restrict capital market access and delay funding operations
- Operational risk: UACC faces operating expense increases, IT vulnerabilities, productivity challenges prompting investment in system upgrades and process improvements
- Financial risk: UACC warehouse facilities renewed with $600 million capacity but one $200 million facility expired July 21, 2025 reducing borrowing options and impacting liquidity
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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