Vroom, Inc. (VRM) Q3 2025 10-Q Quarterly Report

Filed: Nov 10, 2025Period ending Sep 30, 2025
Consumer Discretionary
Retail-Auto Dealers & Gasoline StationsSEC EDGAR

Vroom, Inc. (VRM) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 10, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

Vroom, Inc. Q3 2025 10-Q Analysis

Risk Factors

  • New risk: Impact of fresh start accounting post-Chapter 11 emergence Jan 15, 2025 causing lack of comparability in financials pre- and post-emergence
  • Most material update: Elevated credit losses at UACC due to inflation, higher interest rates, vehicle depreciation affecting 2025 vintages, leading to continued credit program refinements
+3 more insights

Vroom, Inc. Q3 2025 Quarterly Financials
XBRL

Revenue

$45M

-10.7% YoY -2.0% QoQ

Net Income

-$27M

+32.6% YoY -214.3% QoQ

Net Margin

-59.7%

+1942bp YoY -4111bp QoQ

ROE

-21.1%

Total Assets

$949M

EPS (Diluted)

$-5.16

+76.5% YoY -212.7% QoQ

Operating Cash Flow

$19M

+161.1% YoY +9.7% QoQ

Source: XBRL data from Vroom, Inc. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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