PSMT PRICESMART INC

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business: Operates 56 warehouse clubs serving 4 million cardholders in Latin America and the Caribbean, focused on membership-based wholesale retail
• • Expansion: New planned market entry into Chile with appointed country GM and site agreements; 3 new clubs planned in Dominican Republic and Jamaica for FY26 openings
• • Digital sales growth: Online channel revenue $306.7M, up 21.6% YoY, now 6.0% of net merchandise sales, with ongoing tech upgrades like RELEX and new POS system
• • Membership base: 17.9% Platinum Members, up from 12.3%, with private label sales increasing to 28.1% of merchandise sales, supporting member value strategy
• • Employees: Workforce grew to over 12,000, 96% outside US, with significant focus on local hiring, diversity, and nearly 12,000 volunteer hours in FY25

Risk Factors

• • Regulatory risk: U.S. One Big Beautiful Bill Act ("OBBBA") includes 1% excise tax on foreign remittances, effective fiscal year 2027
• • Geopolitical risk: Trinidad dollar illiquidity limits conversion to U.S. dollars; $59.7M in Trinidad dollars as of August 31, 2025, down $40.8M since 2020
• • Operational risk: $7.2M charge in FY2023 to settle Alternative Minimum Tax dispute in a low-margin market with limited successful appeal prospects
• • Financial risk: July 2025 financing to Trinidad subsidiary to mitigate U.S. dollar liquidity shortfall caused by local foreign exchange restrictions

Management Discussion & Analysis

• • Foreign exchange exposure significant in Costa Rica ($87.9M), Nicaragua ($42.6M), Honduras ($1.1M) net asset positions as of Aug 31, 2025
• • Net liability positions in Guatemala ($60.2M), Trinidad ($16.0M), Dominican Republic ($10.2M) increase currency risk
• • Other comprehensive loss up to $21.7M on 5% currency decline; up to $138.5M on 20% decline across assets and liabilities
• • Cross-currency interest rate swaps net liability $5.4M at Aug 31, 2025, hedge value fluctuates +/- ~$5M with 10% currency moves
• • U.S. dollar illiquidity risks in Trinidad since FY 2017 and Honduras since FY 2023 impacting currency convertibility and funding operations

What are the latest PSMT SEC filings in 2026?

PRICESMART INC (PSMT) has filed a 10-K annual report on October 30, 2025, a 10-Q quarterly report on April 8, 2026, an 8-K current report on July 8, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did PSMT file its most recent 10-K annual report?

PRICESMART INC (PSMT) filed its most recent 10-K annual report on October 30, 2025. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view PSMT 10-Q quarterly reports?

PRICESMART INC (PSMT)'s most recent 10-Q quarterly report was filed on April 8, 2026. SignalX displays every PSMT 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has PSMT filed recently?

PRICESMART INC (PSMT)'s most recent 8-K was filed on July 8, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find PSMT insider trading activity (Form 4)?

SignalX aggregates every PSMT Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does PSMT file with the SEC?

PRICESMART INC (PSMT) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new PSMT filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for PRICESMART INC (PSMT).

What is PSMT's SEC CIK number?

PRICESMART INC (PSMT)'s SEC CIK (Central Index Key) number is 1041803. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1041803 to look up all PSMT filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find PSMT return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from PRICESMART INC (PSMT) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.