PSMT at a glance
PRICESMART INC (PSMT, SEC CIK 1041803) filed its latest 10-K annual report on October 30, 2025, a 10-Q quarterly report on July 8, 2026, an 8-K current report on July 8, 2026 and Form 4 insider filings as recently as September 21, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended August 31, 2025 (FY2025), PRICESMART INC (PSMT) reported revenue of $5.3 billion (up 7.2% from FY2024) and net income of $147.9 million. Diluted EPS was $4.82.
- As of June 30, 2026, 36 institutional investment managers tracked by SignalX reported holding PRICESMART INC (PSMT) shares worth $3.0 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Velasco Francisco on August 17, 2026 of 338 shares at $177.87 per share.
- In the last 90 days, PSMT insiders reported 0 open-market purchases ($0) and 21 open-market sales ($6.0M) on Form 4, a net sale of $6.0M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $5.3B
- +7.2% vs prior year
- Insiders · 90 days
- 0 buys · 21 sells
- Net −$6.0M
- 13F holders
- 36 funds
- $3.0B · +2 vs prior quarter
- Latest 8-K
- Jul 8, 2026
- Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Aug 31, 2025
Business Overview
- Core business: Operates 56 warehouse clubs serving 4 million cardholders in Latin America and the Caribbean, focused on membership-based wholesale retail
- Expansion: New planned market entry into Chile with appointed country GM and site agreements; 3 new clubs planned in Dominican Republic and Jamaica for FY26 openings
- Digital sales growth: Online channel revenue $306.7M, up 21.6% YoY, now 6.0% of net merchandise sales, with ongoing tech upgrades like RELEX and new POS system
- Membership base: 17.9% Platinum Members, up from 12.3%, with private label sales increasing to 28.1% of merchandise sales, supporting member value strategy
- Employees: Workforce grew to over 12,000, 96% outside US, with significant focus on local hiring, diversity, and nearly 12,000 volunteer hours in FY25
Risk Factors
- Regulatory risk: U.S. One Big Beautiful Bill Act ("OBBBA") includes 1% excise tax on foreign remittances, effective fiscal year 2027
- Geopolitical risk: Trinidad dollar illiquidity limits conversion to U.S. dollars; $59.7M in Trinidad dollars as of August 31, 2025, down $40.8M since 2020
- Operational risk: $7.2M charge in FY2023 to settle Alternative Minimum Tax dispute in a low-margin market with limited successful appeal prospects
- Financial risk: July 2025 financing to Trinidad subsidiary to mitigate U.S. dollar liquidity shortfall caused by local foreign exchange restrictions
Management Discussion & Analysis
- Foreign exchange exposure significant in Costa Rica ($87.9M), Nicaragua ($42.6M), Honduras ($1.1M) net asset positions as of Aug 31, 2025
- Net liability positions in Guatemala ($60.2M), Trinidad ($16.0M), Dominican Republic ($10.2M) increase currency risk
- Other comprehensive loss up to $21.7M on 5% currency decline; up to $138.5M on 20% decline across assets and liabilities
- Cross-currency interest rate swaps net liability $5.4M at Aug 31, 2025, hedge value fluctuates +/- ~$5M with 10% currency moves
- U.S. dollar illiquidity risks in Trinidad since FY 2017 and Honduras since FY 2023 impacting currency convertibility and funding operations
AI summary of the PSMT 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended May 31, 2026
Management Discussion & Analysis
- Total revenue margin 17.7% vs 17.4% YoY; SG&A 13.3% vs 13.2%
- Best segment Central America operating income $178.1M vs $163.0M; worst United States $1.0M vs $(8.3)M
- Interest income $3.3M vs $0.8M; interest expense $3.9M vs $1.1M
- Currency liquidity issues drove $8.5M transaction costs; technology investment expenses expected to increase
Risk Factors
- No risk-factors section provided in the filing excerpt
- No disclosed new or changed regulatory, legal, compliance, operational, competitive, or financial risks
- Equity repurchases limited to 693 shares withheld for employee tax obligations at $162.15 per share
- No stock repurchase program currently authorized
- No director or executive officer Rule 10b5-1 trading-plan activity during the quarter
AI summary of the PSMT 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Q3 fiscal 2026 results covered quarter ended May 31, 2026
- Press release issued July 8, 2026 and furnished as Exhibit 99.1
Item 2.02: Results of Operations and Financial Condition
- Q2 fiscal 2026 results for quarter ended February 28, 2026
- Press release issued April 8, 2026 and furnished as Exhibit 99.1
AI summaries of PSMT 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for PSMT
Don't miss the next PSMT filing
- Alerts as it files. A push when PSMT files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut PSMT, by share count.
- Ask anything. An AI agent that reads every PSMT filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| White Shari G. | A | Sep 17, 2026 | 19,006 | - |
| Velasco Francisco | A | Sep 17, 2026 | 2,943 | - |
| Hernandez Gualberto | A | Sep 17, 2026 | 2,601 | - |
| Bhatia Shweta | A | Sep 17, 2026 | 26,913 | - |
| HILDEBRANDT JOHN D | A | Sep 17, 2026 | 6,131 | - |
| Price David R | A | Sep 17, 2026 | 8,499 | - |
| Velasco Francisco | Sell | Aug 17, 2026 | 338 | $177.87 |
| Bahrambeygui Sherry S. | Sell | Aug 3, 2026 | 3,499 | $197.38 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $4.9B | $5.3B |
| Operating Income | - | $220.9M | $232.5M |
| Net Income | $109.2M | $138.9M | $147.9M |
| Op. Margin | - | 4.5% | 4.4% |
| Net Margin | - | 2.8% | 2.8% |
| Balance Sheet | |||
| Total Assets | $2.0B | $2.0B | $2.3B |
| Equity | - | $1.1B | $1.2B |
| ROE | - | 12.4% | 11.9% |
| Per Share | |||
| EPS | $3.50 | $4.57 | $4.82 |
| Cash Flow | |||
| Operating CF | - | $207.6M | $261.3M |
| CapEx | $142.5M | $168.5M | $158.1M |
Source: XBRL data in PRICESMART INC (PSMT)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate PSMT share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 36 | $2.96B |
| Q1 2026 | 34 | $2.10B |
| Q4 2025 | 33 | $1.66B |
| Q3 2025 | 33 | $1.66B |
| Q2 2025 | 31 | $1.42B |
| Q1 2025 | 29 | $813.2M |
| Q4 2024 | 26 | $793.0M |
| Q3 2024 | 22 | $368.1M |
- Franklin Resources+310.1K (+287%)
- Morgan Stanley+289.6K (+60%)
- T. Rowe Price Group+222.8K (+100%)
- FMR LLC (Fidelity)+199.4K (+12%)
- BlackRock+82.8K (+2%)
- Vanguard Portfolio Management LLC−47.4K (-3%)
- Dimensional Fund Advisors−34.6K (-3%)
- Raymond James Financial−11.1K (-18%)
- Ameriprise Financial−9.0K (-3%)
- Fifth Third Bancorp−7.9K (-27%)
- Renaissance Technologies LLC+24.4K
- Citadel Advisors LLC+13.1K
Source: 13F-HR filings on SEC EDGAR (aggregated from 244 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
PSMT filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 21, 2026 | - | - | - |
| 4 | Sep 21, 2026 | - | - | - |
| 4 | Sep 21, 2026 | - | - | - |
| 4 | Sep 21, 2026 | - | - | - |
| 4 | Sep 21, 2026 | - | - | - |
| 4 | Sep 21, 2026 | - | - | - |
| 4 | Aug 19, 2026 | - | - | - |
| 4 | Aug 4, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 23, 2026 | - | - | - |
| 4 | Jul 23, 2026 | - | - | - |
| 4 | Jul 20, 2026 | - | - | - |
| 4 | Jul 20, 2026 | - | - | - |
| 4 | Jul 15, 2026 | - | - | - |
| 4 | Jul 14, 2026 | - | - | - |
| 10-Q | Jul 8, 2026 | May 31, 2026 | Analysis | |
| 8-K | Jul 8, 2026 | - | Analysis | - |
| 4 | Jun 23, 2026 | - | - | - |
| SC 13G | May 6, 2026 | - | - | |
| 4 | May 5, 2026 | - | - | - |
| 4 | May 4, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 30, 2026 | - | - | - |
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PSMT SEC filings: frequently asked questions
Are PSMT insiders buying or selling?
In the last 90 days, PRICESMART INC (PSMT) officers, directors and 10% owners reported no open-market purchases and 21 open-market sales worth $6.0 million by 4 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold PSMT stock?
As of June 30, 2026, the largest PRICESMART INC (PSMT) holders among the 13F filers tracked by SignalX were BlackRock ($814.7 million), FMR LLC (Fidelity) ($375.3 million), Vanguard Portfolio Management LLC ($342.9 million), Dimensional Fund Advisors ($234.0 million), Vanguard Capital Management LLC ($229.0 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was PSMT's revenue in fiscal year 2025?
For the fiscal year ended August 31, 2025 (FY2025), PRICESMART INC (PSMT) reported revenue of $5.3 billion (up 7.2% from FY2024) and net income of $147.9 million. Diluted EPS was $4.82. The figures come from the XBRL data in the 10-K.
What are the main risks in PSMT's latest 10-K?
In the 10-K filed October 30, 2025, PRICESMART INC (PSMT) flagged: Regulatory risk: U.S. One Big Beautiful Bill Act ("OBBBA") includes 1% excise tax on foreign remittances, effective fiscal year 2027. Geopolitical risk: Trinidad dollar illiquidity limits conversion to U.S. dollars; $59.7M in Trinidad dollars as of August 31, 2025, down $40.8M since 2020. (AI summary of the Risk Factors section.)
What did PSMT report in its latest 8-K?
PRICESMART INC (PSMT) filed an 8-K on July 8, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Q3 fiscal 2026 results covered quarter ended May 31, 2026.
What are the latest PSMT SEC filings?
PRICESMART INC (PSMT) filed its latest 10-K annual report on October 30, 2025, a 10-Q quarterly report on July 8, 2026, an 8-K current report on July 8, 2026 and a Form 4 insider filing on September 21, 2026.
What is PSMT's SEC CIK number?
PRICESMART INC (PSMT)'s SEC Central Index Key (CIK) is 1041803. EDGAR lists every PSMT filing under that number.
Ask anything about PSMT
The research agent reads PSMT's filings, financials, insider trades and 13F holders, then answers with sources.