8-K current report · filed Apr 23, 2026

C & F FINANCIAL CORP (CFFI) 8-K Current Report: April 23, 2026

Item 2.02Item EX-99.1CFFI overview

Short answer

C & F FINANCIAL CORP (CFFI) filed an 8-K current report with the SEC on April 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). C&F Financial reported financial results for the quarter ended March 31, 2026.

C & F FINANCIAL CORP 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • C&F Financial reported financial results for the quarter ended March 31, 2026
  • Earnings details are contained in Exhibit 99.1, the company’s April 23, 2026 news release

Item EX-99.1 · Exhibit EX-99.1

  • Q1 net income $6.8M vs $5.4M, with EPS $2.08 vs $1.66, a 25% year-over-year increase
  • Net interest margin improved to 4.27% from 4.16%, supporting earnings alongside community-bank loan growth
  • Community banking loans rose 9.0% year over year, while deposits increased 8.2% to strengthen funding momentum
  • Mortgage originations jumped 57.9% to $179.6M, lifting segment income to $910,000 from $431,000
  • Consumer finance turned to an $81,000 loss as annualized net charge-offs increased to 2.98% from 2.64%

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