8-K current report · filed Apr 30, 2026

C & F FINANCIAL CORP (CFFI) 8-K Current Report: April 30, 2026

Item 7.01Item EX-99.1CFFI overview

Short answer

C & F FINANCIAL CORP (CFFI) filed an 8-K current report with the SEC on April 30, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). First-quarter 2026 net income $6.8M and EPS $2.08, up from $5.4M and $1.66 year over year.

C & F FINANCIAL CORP 8-K event analysis

AI summary of each reported item and its exhibits

Item EX-99.1 · Exhibit EX-99.1

  • First-quarter 2026 net income $6.8M and EPS $2.08, up from $5.4M and $1.66 year over year
  • Net interest margin 4.27%, matching the prior quarter and exceeding 4.16% in first-quarter 2025
  • Loans grew to $2.04B and deposits to $2.40B, supporting 5.7% and 8.2% year-over-year increases respectively
  • Consumer Finance provision rose to $3.3M, driving segment net loss of $81,000 versus $226,000 profit year over year
  • Commercial real estate totaled 267% of risk-based capital, creating a material concentration risk despite 0.13% criticized and classified loans relative to total loans

Other items in this filing:

  • Item 7.01: Regulation FD Disclosure

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