8-K current report · filed Jul 23, 2026

C & F FINANCIAL CORP (CFFI) 8-K Current Report: July 23, 2026

Item 7.01Item EX-99.1CFFI overview

Short answer

C & F FINANCIAL CORP (CFFI) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Second-quarter 2026 presentation highlights EPS $2.63, ROAA 1.23%, ROATCE 14.08%, and NIM 4.41%.

C & F FINANCIAL CORP 8-K event analysis

AI summary of each reported item and its exhibits

Item EX-99.1 · Exhibit EX-99.1

  • Second-quarter 2026 presentation highlights EPS $2.63, ROAA 1.23%, ROATCE 14.08%, and NIM 4.41%
  • Net revenue increased to $40.866 million from $36.356 million, while net income rose to $8.626 million from $7.767 million
  • Securities restructuring created a $7.1 million pretax loss, exchanging $72.6 million of 1.40%-yield securities for $67.8 million yielding 4.70%
  • Total loans reached $2.11 billion and deposits $2.37 billion, supporting continued balance-sheet expansion
  • Credit concentration remains material, with total CRE at 269% of risk-based capital despite nonaccruals at 0.12% of loans

Other items in this filing:

  • Item 7.01: Regulation FD Disclosure

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